Financial Plus Credit Union (IL)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.financialplus.org

815-433-1496

800 Chestnut St
Ottawa, IL 61350

Financial Plus Credit Union (IL) is headquartered in Ottawa and is the 20^th largest credit union in the state of Illinois. It is also the 709^th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 97 employees and 44,736 members at 5 locations. Financial Plus Credit Union (IL) has an A+ health rating.

Field of Membership Restrictions

Financial Plus Credit Union of Illinois is open to the residents and people that maintain employment within these eligible counties: LaSalle,Bureau, Putnam, Grundy, and Will, as well as the family members of current credit union members.
See current membership details

Reviews

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61231
Year Chartered	1951
Employees	97
Primary Regulator

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	8.63%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$552.9MM$509.9MM
Loans	Q1 2025vs Q1 2024	$338.5MM$310MM
Deposits	Q1 2025vs Q1 2024	$480.7MM$446.3MM
Equity Capital	Q1 2025vs Q1 2024	$67.9MM$59.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.5MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.4MM$1.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Financial Plus Credit Union (IL) are currently being reviewed.

Locations

Financial Plus Credit Union (IL) Locations
Branch Office	800 Chestnut St	Ottawa, IL 61350
Branch Office	2813 Plaza Dr	Peru, IL 61354
Branch Office	1905 13th Ave	Mendota, IL 61342
Branch Office	1800 E Division St	Diamond, IL 60416-6007
Branch Office	1300 N Division St	Morris, IL 60450-1452

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