Overview / Commentary
520 US Highway 22 Ste 1
Bridgewater, NJ 08807

Financial Resources Federal Credit Union is headquartered in Bridgewater and is the 3rd largest credit union in the state of New Jersey. It is also the 587th largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 82 employees and 23,920 members at 13 locations. Financial Resources Federal Credit Union's savings rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Financial Resources Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Flemington Borough or the Greater New Brunswick area in New Jersey and to employees of Franklin Township and over 100 area Select Employer Groups.
See current membership details

Reviews (2)

Great Credit Union!!!

FRFCU has always been great to me. Anytime I call them they always answer very quickly and are eager to help with what I need. Great rates on any loan products I have ever taken from them, and they always make the closing process very smooth. I can not see banking with anyone else!

Great Place To Trust

Posted by: amiramark9 | Jan 7, 2018

I joined this credit union as a Johnson & Johnson employee at Lifescan when the credit union was known as Ethicon Employees Federal Credit Union (EEFCU). Even though I live in California, the credit union has helped me through good and bad times, and continues as I edge into retirement. I cant think of a better financial institution to trust.


Health Grade Components

NCUA #6665
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.58%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$473.9MM$461.8MM
LoansQ4 2018vs Q4 2017$408.9MM$382.7MM
DepositsQ4 2018vs Q4 2017$389.9MM$392.6MM
Equity CapitalQ4 2018vs Q4 2017$43.1MM$42.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.8MM$2.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$8.4MM$3.7MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Financial Resources Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Resources Federal Credit Union Savings Account Rates

1.51%*$500k*-Ultra Purple Savings
OTHER TIERS: 0.15% $10k - $50k | 0.25% $50k - $100k | 1.21% $100k - $250k | 1.36% $250k - $500k
1.00%*$100k*-Business Purple Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $10k | 0.15% $10k - $50k | 0.25% $50k - $100k
0.25%*$50k*-Purple Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $10k | 0.15% $10k - $50k
0.15%*$75k*-IRA Variable Savings
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $75k
0.01%$10-Membership Savings
0.01%$5-Youth Savings
0.01%$10-Business Membership Savings

Financial Resources Federal Credit Union Checking Account Rates

0.10%*$1.5k*-VIP Checking
OTHER TIERS: 0.05% Up to $1.5k
0.10%--Business Checking Plus
0.05%--Advantage 50 Checking
0.05%--Direct Advantage Checking

Financial Resources Federal Credit Union CD Rates

3.04%$500-50 Month CD Special - Relationship
2.94%$500-35 Month Bump-Up CD Special - Relationship
2.84%$500-14 Month CD Special - Relationship
2.73%$500-50 Month CD Special
2.63%$500-35 Month Bump-Up CD Special
2.53%$500-14 Month CD Special
2.02%$500-9 Month CD Special - Relationship
1.71%$500-9 Month CD Special
1.31%$500-60 Month CD - Relationship
1.16%$500-48 Month CD - Relationship
1.06%$500-36 Month CD - Relationship
1.01%$500-60 Month CD
0.85%$500-48 Month CD
0.75%$500-36 Month CD
0.70%$500-24 Month CD - Relationship
0.50%$500-12 Month CD - Relationship
0.45%$500-6 Month CD - Relationship
0.40%$500-24 Month CD
0.40%$500-3 Month CD - Relationship
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Financial Resources Federal Credit Union IRA Rates

3.30%$500-50 Month IRA Special - Relationship
3.20%$500-35 Month Bump-Up IRA Special - Relationship
3.09%$500-14 Month IRA Special - Relationship
2.99%$500-50 Month IRA Special
2.89%$500-35 Month Bump-Up IRA Special
2.79%$500-14 Month IRA Special
2.02%$500-9 Month IRA Special - Relationship
1.71%$500-9 Month IRA Special
1.31%$500-60 Month IRA - Relationship
1.16%$500-48 Month IRA - Relationship
1.06%$500-36 Month IRA - Relationship
1.01%$500-60 Month IRA
0.85%$500-48 Month IRA
0.75%$500-36 Month IRA
0.70%$500-24 Month IRA - Relationship
0.50%$500-12 Month IRA - Relationship
0.45%$500-6 Month IRA - Relationship
0.40%$500-3 Month IRA - Relationship
0.40%$500-24 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.