Overview / Commentary
908-253-6441
520 US Highway 22 Ste 1
Bridgewater, NJ 08807

Financial Resources Federal Credit Union is headquartered in Bridgewater and is the 4th largest credit union in the state of New Jersey. It is also the 589th largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 79 employees and 24,417 members at 13 locations. Financial Resources Federal Credit Union's savings rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Financial Resources Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Flemington Borough or the Greater New Brunswick area in New Jersey and to employees of Franklin Township and over 100 area Select Employer Groups.
See current membership details

Reviews (2)

Great Credit Union!!!

FRFCU has always been great to me. Anytime I call them they always answer very quickly and are eager to help with what I need. Great rates on any loan products I have ever taken from them, and they always make the closing process very smooth. I can not see banking with anyone else!

Great Place To Trust

Posted by: amiramark9 | Jan 7, 2018

I joined this credit union as a Johnson & Johnson employee at Lifescan when the credit union was known as Ethicon Employees Federal Credit Union (EEFCU). Even though I live in California, the credit union has helped me through good and bad times, and continues as I edge into retirement. I cant think of a better financial institution to trust.



Health

Health Grade Components

Overall
NCUA #6665
Year Chartered1950
Employees79
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.94%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$466.7MM$469.2MM
LoansQ2 2018vs Q2 2017$398.8MM$360.1MM
DepositsQ2 2018vs Q2 2017$404.1MM$416.0MM
Equity CapitalQ2 2018vs Q2 2017$42.7MM$41.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.8MM$2.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$4.2MM$3.7MM
Real Estate OwnedQ2 2018vs Q2 2017$221.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Resources Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$500k*-Ultra Purple Savings
OTHER TIERS: 0.15% $10k - $50k | 0.25% $50k - $100k | 1.21% $100k - $250k | 1.36% $250k - $500k
1.00%*$100k*-Business Purple Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $10k | 0.15% $10k - $50k | 0.25% $50k - $100k
0.25%*$50k*-Purple Savings
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $10k | 0.15% $10k - $50k
0.15%*$75k*-IRA Variable Savings
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $75k
0.01%$10-Membership Savings
0.01%$5-Youth Savings
0.01%$10-Business Membership Savings

Financial Resources Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$1.5k*-VIP Checking
OTHER TIERS: 0.05% Up to $1.5k
0.10%--Business Checking Plus
0.05%--Advantage 50 Checking
0.05%--Direct Advantage Checking

Financial Resources Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-50 Month CD Special - Relationship
2.94%$500-35 Month Bump-Up CD Special - Relationship
2.84%$500-14 Month CD Special - Relationship
2.73%$500-50 Month CD Special
2.63%$500-35 Month Bump-Up CD Special
2.53%$500-14 Month CD Special
1.82%$500-9 Month CD Special - Relationship
1.51%$500-9 Month CD Special
1.31%$500-60 Month CD - Relationship
1.16%$500-48 Month CD - Relationship
1.06%$500-36 Month CD - Relationship
1.01%$500-60 Month CD
0.85%$500-48 Month CD
0.75%$500-36 Month CD
0.70%$500-24 Month CD - Relationship
0.50%$500-12 Month CD - Relationship
0.45%$500-6 Month CD - Relationship
0.40%$500-24 Month CD
0.40%$500-3 Month CD - Relationship
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Financial Resources Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-50 Month IRA Special - Relationship
2.94%$500-35 Month Bump-Up IRA Special - Relationship
2.84%$500-14 Month IRA Special - Relationship
2.73%$500-50 Month IRA Special
2.63%$500-35 Month Bump-Up IRA Special
2.53%$500-14 Month IRA Special
1.82%$500-9 Month IRA Special - Relationship
1.51%$500-9 Month IRA Special
1.31%$500-60 Month IRA - Relationship
1.16%$500-48 Month IRA - Relationship
1.06%$500-36 Month IRA - Relationship
1.01%$500-60 Month IRA
0.85%$500-48 Month IRA
0.75%$500-36 Month IRA
0.70%$500-24 Month IRA - Relationship
0.50%$500-12 Month IRA - Relationship
0.45%$500-6 Month IRA - Relationship
0.40%$500-3 Month IRA - Relationship
0.40%$500-24 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA
Locations

Availability

New York Area

Interactive local rates map


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