Financial Trust Federal Credit Union


Overview / Commentary
716-831-3007
3333 Harlem Rd
Cheektowaga, NY 14225

Financial Trust Federal Credit Union is headquartered in Cheektowaga and is the 59th largest credit union in the state of New York. It is also the 1,339th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 26 employees and 13,735 members at 7 locations. Financial Trust Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be an employee of the West Seneca Central School, Town of Seneca, Rich Products, the Teamsters, UAW or other select group.
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Health
A+

Health Grade Components

Overall
NCUA #6870
Year Chartered1950
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD10.25%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$183.2MM$170.3MM
LoansQ1 2025vs Q1 2024$102.2MM$89.1MM
DepositsQ1 2025vs Q1 2024$155.6MM$145.4MM
Equity CapitalQ1 2025vs Q1 2024$27.1MM$24MM
Loan Loss AllowanceQ1 2025vs Q1 2024$500K$484K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$313K$330K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Financial Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$1k-24 Month CD
Locations


Financial Trust Federal Credit Union Locations
Branch Office3333 Harlem RdCheektowaga, NY 14225
Branch Office4257 Seneca StWest Seneca, NY 14224
Branch Office2014 Grand Island BlvdGrand Island, NY 14072
Corporate Office6520 Webster RdOrchard Park, NY 14127
Branch Office3291 Lake Shore RdBlasdell, NY 14219
Branch Office604 Main RdIrving, NY 14081
Branch Office4040 Baker RdOrchard Park, NY 14127

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