Financial Trust Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.52% | 5-year CD | 60 Month CD |
| 1.26% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Regular Shares Account |
Financial Trust Federal Credit Union is headquartered in Orchard Park and is the 92nd largest credit union in the state of New York. It is also the 1,857th largest credit union in the nation. It was established in 1950 and as of March of 2018, it had grown to 17 employees and 8,801 members at 6 locations. Financial Trust Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Must be an employee of the West Seneca Central School, Town of Seneca, Rich Products, the Teamsters, UAW or other select group.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6870 |
| Year Chartered | 1950 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 7.27% |
| Annual Interest Income | $617.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $78.3MM$75.7MM |
| Loans | Q1 2018vs Q1 2017 | $49.6MM$46.1MM |
| Deposits | Q1 2018vs Q1 2017 | $68.4MM$66.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $9.6MM$9.0MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $289.00K$223.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $186.00K$384.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Financial Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Financial Trust Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | IRA Share Account | ||
| OTHER TIERS: 0.35% → Up to $3k | 0.40% → $3k - $20k | 0.45% → $20k - $50k | |||||
| 0.10% | $250 | - | Regular Shares Account | ||
| 0.10% | - | $100k | Club Account | ||
Financial Trust Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Growth Savings Money Market Account | ||
| OTHER TIERS: 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | |||||
| 0.15% | $2.5k | - | Money Market Account | ||
Financial Trust Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 60 Month CD | |
| 2.32% | $1k | - | 48 Month CD | |
| 2.12% | $1k | - | 36 Month CD | |
| 1.91% | $1k | - | 24 Month CD | |
| 1.41% | $1k | - | 18 Month CD | |
| 1.26% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD |
| Financial Trust Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3333 Harlem Rd | Cheektowaga, NY 14225 |
| Branch Office | 4257 Seneca St | West Seneca, NY 14224 |
| Branch Office | 1 Robert Rich Way | Buffalo, NY 14213 |
| Branch Office | 3735 N Buffalo St | Orchard Park, NY 14127 |
| Branch Office | 2014 Grand Island Blvd | Grand Island, NY 14072 |
| Corporate Office | 6520 Webster Rd | Orchard Park, NY 14127 |