Financial Trust Federal Credit Union

Overview / Commentary
3333 Harlem Rd
Cheektowaga, NY 14225

Financial Trust Federal Credit Union is headquartered in Cheektowaga and is the 62nd largest credit union in the state of New York. It is also the 1,415th largest credit union in the nation. It was established in 1950 and as of March of 2022, it had grown to 22 employees and 13,440 members at 5 locations. Financial Trust Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be an employee of the West Seneca Central School, Town of Seneca, Rich Products, the Teamsters, UAW or other select group.
See current membership details


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Health Grade Components

NCUA #6870
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD6.99%
Annual Interest Income$858.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$164.1MM$156.4MM
LoansQ1 2022vs Q1 2021$75.9MM$74.9MM
DepositsQ1 2022vs Q1 2021$144.2MM$138.4MM
Equity CapitalQ1 2022vs Q1 2021$19.5MM$17.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$571.00K$523.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$230.00K$244.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Financial Trust Federal Credit Union are currently being reviewed.


Financial Trust Federal Credit Union Locations
Branch Office3333 Harlem RdCheektowaga, NY 14225
Branch Office4257 Seneca StWest Seneca, NY 14224
Branch Office2014 Grand Island BlvdGrand Island, NY 14072
Corporate Office6520 Webster RdOrchard Park, NY 14127
Branch Office3291 Lake Shore RdBlasdell, NY 14219

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