Financial Trust Federal Credit Union is headquartered in Cheektowaga and is the 58th largest credit union in the state of New York. It is also the 1,383rd largest credit union in the nation. It was established in 1950 and as of December of 2022, it had grown to 23 employees and 13,595 members at 6 locations. Financial Trust Federal Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.
Must be an employee of the West Seneca Central School, Town of Seneca, Rich Products, the Teamsters, UAW or other select group.
See current membership details
Overall | |
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NCUA # | 6870 |
Year Chartered | 1950 |
Employees | 23 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 7.41% |
Annual Interest Income | $3.9MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $169.7MM$159.3MM |
Loans | Q4 2022vs Q4 2021 | $83.5MM$76.4MM |
Deposits | Q4 2022vs Q4 2021 | $148.3MM$139.8MM |
Equity Capital | Q4 2022vs Q4 2021 | $20.6MM$19.1MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $502.00K$542.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $510.00K$330.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.76% | $10k | - | Growth Savings Money Market Account | |
1.50% | $2.5k | - | Money Market Account |
Financial Trust Federal Credit Union Locations | ||
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Branch Office | 3333 Harlem Rd | Cheektowaga, NY 14225 |
Branch Office | 4257 Seneca St | West Seneca, NY 14224 |
Branch Office | 2014 Grand Island Blvd | Grand Island, NY 14072 |
Corporate Office | 6520 Webster Rd | Orchard Park, NY 14127 |
Branch Office | 3291 Lake Shore Rd | Blasdell, NY 14219 |
Branch Office | 604 Main Rd | Irving, NY 14081 |