Finger Lakes Federal Credit Union

Overview / Commentary
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53rd largest credit union in the state of New York. It is also the 1,133rd largest credit union in the nation. It was established in 1967 and as of December of 2020, it had grown to 47 employees and 22,202 members at 4 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details


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Health Grade Components

NCUA #18022
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.28%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$217.3MM$167.3MM
LoansQ4 2020vs Q4 2019$144.2MM$125.6MM
DepositsQ4 2020vs Q4 2019$196.2MM$149.3MM
Equity CapitalQ4 2020vs Q4 2019$19.9MM$17.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$511.00K$451.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$314.00K$433.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

0.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.20%--IRA Account
0.05%--Holiday Club
0.03%$5-Share Account

Finger Lakes Federal Credit Union Money Market Rates

0.10%*$10k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k

Finger Lakes Federal Credit Union Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Finger Lakes Federal Credit Union CD Rates

0.20%$500-3 Year CD
0.20%$500-2 Year CD
0.20%$500-18 Month CD
0.20%$500-1 Year CD
0.20%$500-9 Month Add-On CD
0.20%$500-4 Year CD
0.20%$500-5 Year CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Finger Lakes Federal Credit Union IRA Rates

0.20%$500-9 Month Add-On IRA
0.20%$500-1 Year IRA
0.20%$500-18 Month IRA
0.20%$500-2 Year IRA
0.20%$500-3 Year IRA
0.20%$500-4 Year IRA
0.20%$500-5 Year IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA

Finger Lakes Federal Credit Union Locations
Branch Office7116 County Road 132Ovid, NY 14521-9791
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136

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