Finger Lakes Federal Credit Union

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CURRENT TOP RATE

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.06% - National Average
0.75%	Reward Savings	0.93% - National Average
0.45%	1-year CD	2.65% - Barclays 12 Month Online CD

View all Finger Lakes Federal Credit Union rates »

Overview / Commentary

315-781-1334

27 Seneca St
Geneva, NY 14456-3502

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 65^th largest credit union in the state of New York. It is also the 1,416^th largest credit union in the nation. It was established in 1967 and as of September of 2018, it had grown to 34 employees and 15,388 members at 3 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
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Related Posts

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2007

7/14 - 7.00% 7-Month CD at a New York CU - $7K Max (Finger Lakes).

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Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18022
Year Chartered	1967
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	12.57%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$124.6MM$117.0MM
Loans	Q3 2018vs Q3 2017	$92.3MM$93.1MM
Deposits	Q3 2018vs Q3 2017	$112.4MM$105.8MM
Equity Capital	Q3 2018vs Q3 2017	$11.4MM$10.2MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$429.00K$370.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$483.00K$514.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$50k	Kasasa® Saver
OTHER TIERS: 0.25% → $50k+
0.30%	-	-	IRA Account
0.10%	$5	-	Share Account
0.10%	-	-	Holiday Club
0.10%	-	-	Escrow

Finger Lakes Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k

Finger Lakes Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa® Cash
OTHER TIERS: 0.25% → $10k+

Finger Lakes Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%^*	$10k^*	-	3-Year CD
OTHER TIERS: 1.00% → $500 - $10k
0.80%^*	$10k^*	-	2-Year CD
OTHER TIERS: 0.70% → $500 - $10k
0.55%^*	$10k^*	-	18-Month CD
OTHER TIERS: 0.45% → $500 - $10k
0.45%^*	$10k^*	-	1-Year CD
OTHER TIERS: 0.35% → $500 - $10k
0.40%^*	$10k^*	-	9-Month Add-On CD
OTHER TIERS: 0.30% → $500 - $10k
0.30%^*	$10k^*	-	6-Month CD
OTHER TIERS: 0.20% → $500 - $10k
0.25%^*	$10k^*	-	3-Month CD
OTHER TIERS: 0.15% → $500 - $10k

Finger Lakes Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%^*	$10k^*	-	3-Year IRA
OTHER TIERS: 1.00% → $500 - $10k
0.80%^*	$10k^*	-	2-Year IRA
OTHER TIERS: 0.70% → $500 - $10k
0.55%^*	$10k^*	-	18-Month IRA
OTHER TIERS: 0.45% → $500 - $10k
0.45%^*	$10k^*	-	1-Year IRA
OTHER TIERS: 0.35% → $500 - $10k
0.40%^*	$10k^*	-	9-Month Add-On IRA
OTHER TIERS: 0.30% → $500 - $10k
0.30%^*	$10k^*	-	6-Month IRA
OTHER TIERS: 0.20% → $500 - $10k
0.25%^*	$10k^*	-	3-Month IRA
OTHER TIERS: 0.15% → $500 - $10k

Locations

Finger Lakes Federal Credit Union Locations
Branch Office	7116 County Road 132	Ovid, NY 14521-9791
Branch Office	1934 State Route 96	Phelps, NY 14532-9705
Branch Office	27 Seneca St	Geneva, NY 14456-3502

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