Advertising Disclosure

Finger Lakes Federal Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

View health report

CURRENT TOP RATE

Overview / Commentary

315-781-1334

27 Seneca St
Geneva, NY 14456-3502

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 64^th largest credit union in the state of New York. It is also the 1,442^nd largest credit union in the nation. It was established in 1967 and as of September of 2019, it had grown to 37 employees and 15,629 members at 3 locations. Finger Lakes Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details

Related Posts

View all posts from:

2007

7/14 - 7.00% 7-Month CD at a New York CU - $7K Max (Finger Lakes).

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18022
Year Chartered	1967
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	8.67%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$123.5MM$124.6MM
Loans	Q3 2019vs Q3 2018	$96.1MM$92.3MM
Deposits	Q3 2019vs Q3 2018	$109.8MM$112.4MM
Equity Capital	Q3 2019vs Q3 2018	$12.9MM$11.4MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$441.00K$429.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$459.00K$483.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.25% → $50k+
0.30%	-	-	IRA Account
0.10%	$5	-	Share Account
0.10%	-	-	Holiday Club
0.10%	-	-	Escrow

Finger Lakes Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k

Finger Lakes Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

Finger Lakes Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.15%	$500	-	5 Year CD
1.75%	$500	-	4 Year CD
1.10%^*	$10k^*	-	3 Year CD
OTHER TIERS: 1.00% → $500 - $10k
0.85%^*	$10k^*	-	2 Year CD
OTHER TIERS: 0.75% → $500 - $10k
0.60%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.50% → $500 - $10k
0.55%^*	$10k^*	-	1 Year CD
OTHER TIERS: 0.45% → $500 - $10k
0.45%^*	$10k^*	-	9 Month Add-On CD
OTHER TIERS: 0.35% → $500 - $10k
0.35%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.25% → $500 - $10k
0.25%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.15% → $500 - $10k

Finger Lakes Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.15%	$500	-	5 Year IRA
1.75%	$500	-	4 Year IRA
1.10%^*	$10k^*	-	3 Year IRA
OTHER TIERS: 1.00% → $500 - $10k
0.85%^*	$10k^*	-	2 Year IRA
OTHER TIERS: 0.75% → $500 - $10k
0.60%^*	$10k^*	-	18 Month IRA
OTHER TIERS: 0.50% → $500 - $10k
0.55%^*	$10k^*	-	1 Year IRA
OTHER TIERS: 0.45% → $500 - $10k
0.45%^*	$10k^*	-	9 Month Add-On IRA
OTHER TIERS: 0.35% → $500 - $10k
0.35%^*	$10k^*	-	6 Month IRA
OTHER TIERS: 0.25% → $500 - $10k
0.25%^*	$10k^*	-	3 Month IRA
OTHER TIERS: 0.15% → $500 - $10k

Locations

Finger Lakes Federal Credit Union Locations
Branch Office	7116 County Road 132	Ovid, NY 14521-9791
Branch Office	1934 State Route 96	Phelps, NY 14532-9705
Branch Office	27 Seneca St	Geneva, NY 14456-3502

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.