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Finger Lakes Federal Credit Union


Overview / Commentary
www.flfcu.org
315-781-1334
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 56th largest credit union in the state of New York. It is also the 1,193rd largest credit union in the nation. It was established in 1967 and as of September of 2020, it had grown to 46 employees and 19,940 members at 4 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
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Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #18022
Year Chartered1967
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.5%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$192.8MM$123.5MM
LoansQ3 2020vs Q3 2019$129.7MM$96.1MM
DepositsQ3 2020vs Q3 2019$173.3MM$109.8MM
Equity CapitalQ3 2020vs Q3 2019$18.5MM$12.9MM
Loan Loss AllowanceQ3 2020vs Q3 2019$490.00K$441.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$262.00K$459.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% → $50k+
0.20%--IRA Account
0.05%$5-Share Account
0.05%--Holiday Club
0.05%--Escrow

Finger Lakes Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k

Finger Lakes Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+

Finger Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-5 Year CD
0.60%$500-4 Year CD
0.50%*$10k*-3 Year CD
OTHER TIERS: 0.40% → $500 - $10k
0.45%*$10k*-9 Month Add-On CD
OTHER TIERS: 0.35% → $500 - $10k
0.40%*$10k*-2 Year CD
OTHER TIERS: 0.30% → $500 - $10k
0.35%*$10k*-18 Month CD
OTHER TIERS: 0.25% → $500 - $10k
0.30%*$10k*-1 Year CD
OTHER TIERS: 0.20% → $500 - $10k
0.20%*$10k*-6 Month CD
OTHER TIERS: 0.10% → $500 - $10k
0.15%*$10k*-3 Month CD
OTHER TIERS: 0.05% → $500 - $10k

Finger Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-5 Year IRA
0.60%$500-4 Year IRA
0.50%*$10k*-3 Year IRA
OTHER TIERS: 0.40% → $500 - $10k
0.45%*$10k*-9 Month Add-On IRA
OTHER TIERS: 0.35% → $500 - $10k
0.40%*$10k*-2 Year IRA
OTHER TIERS: 0.30% → $500 - $10k
0.35%*$10k*-18 Month IRA
OTHER TIERS: 0.25% → $500 - $10k
0.30%*$10k*-1 Year IRA
OTHER TIERS: 0.20% → $500 - $10k
0.20%*$10k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $10k
0.15%*$10k*-3 Month IRA
OTHER TIERS: 0.05% → $500 - $10k
Locations


Finger Lakes Federal Credit Union Locations
Branch Office7116 County Road 132Ovid, NY 14521-9791
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136

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