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Finger Lakes Federal Credit Union


Overview / Commentary
www.flfcu.org
315-781-1334
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53rd largest credit union in the state of New York. It is also the 1,115th largest credit union in the nation. It was established in 1967 and as of December of 2021, it had grown to 46 employees and 22,242 members at 5 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #18022
Year Chartered1967
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.92%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$244.7MM$217.3MM
LoansQ4 2021vs Q4 2020$159.9MM$144.2MM
DepositsQ4 2021vs Q4 2020$222.5MM$196.2MM
Equity CapitalQ4 2021vs Q4 2020$21.0MM$19.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$544.00K$511.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$252.00K$314.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Account
0.05%*-$50kKasasa Saver
OTHER TIERS: 0.03% → $50k+
0.03%$5-Share Account
0.03%--Holiday Club
0.03%--Escrow

Finger Lakes Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Money Market Account
OTHER TIERS: 0.03% → $2.5k - $10k

Finger Lakes Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$10kKasasa Cash Checking
OTHER TIERS: 0.03% → $10k+

Finger Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-5 Year CD
0.30%$500-4 Year CD
0.20%$500-2 Year CD
0.20%$500-18 Month CD
0.20%$500-1 Year CD
0.20%$500-3 Month CD
0.15%$500-9 Month Add-On CD
0.15%$500-6 Month CD
0.10%$500-3 Year CD

Finger Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-5 Year IRA
0.30%$500-4 Year IRA
0.20%$500-1 Year IRA
0.20%$500-18 Month IRA
0.20%$500-2 Year IRA
0.20%$500-3 Year IRA
0.15%$500-6 Month IRA
0.15%$500-9 Month Add-On IRA
0.10%$500-3 Month IRA
Locations


Finger Lakes Federal Credit Union Locations
Branch Office7116 County Road 132Ovid, NY 14521-9791
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136
Branch Office815 Ridge RdWebster, NY 14580-2410

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