Finger Lakes Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.flfcu.org

315-781-1334

27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53^rd largest credit union in the state of New York. It is also the 1,165^th largest credit union in the nation. It was established in 1967 and as of December of 2024, it had grown to 43 employees and 20,588 members at 4 locations. Finger Lakes Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Finger Lakes Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Monroe, Ontario, Seneca or Yates. Immediate family of anyone eligible for membership are are also eligible to join.
See current membership details

Reviews

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18022
Year Chartered	1967
Employees	43
Primary Regulator

Profit Margin
Return on Assets - YTD	1.86%
Return on Equity - YTD	16.12%
Annual Interest Income	$9.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$236.2MM$236MM
Loans	Q4 2024vs Q4 2023	$157.5MM$169.5MM
Deposits	Q4 2024vs Q4 2023	$204.3MM$209.6MM
Equity Capital	Q4 2024vs Q4 2023	$27.2MM$22.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$747K$862K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$403K$304K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Finger Lakes Federal Credit Union are currently being reviewed.

Locations

Finger Lakes Federal Credit Union Locations
Branch Office	1934 State Route 96	Phelps, NY 14532-9705
Branch Office	27 Seneca St	Geneva, NY 14456-3502
Branch Office	70 S Main St	Fairport, NY 14450-2136
Branch Office	815 Ridge Rd	Webster, NY 14580-2410

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