Finger Lakes Federal Credit Union

Overview / Commentary
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 52nd largest credit union in the state of New York. It is also the 1,134th largest credit union in the nation. It was established in 1967 and as of June of 2023, it had grown to 45 employees and 21,721 members at 4 locations. Finger Lakes Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Finger Lakes Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Monroe, Ontario, Seneca or Yates. Immediate family of anyone eligible for membership are are also eligible to join.
See current membership details


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Health Grade Components

NCUA #18022
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD13.89%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$241.3MM$248.6MM
LoansQ2 2023vs Q2 2022$167.9MM$175.6MM
DepositsQ2 2023vs Q2 2022$219.4MM$229.5MM
Equity CapitalQ2 2023vs Q2 2022$20.0MM$18.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$530.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$198.00K$141.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Finger Lakes Federal Credit Union are currently being reviewed.


Finger Lakes Federal Credit Union Locations
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136
Branch Office815 Ridge RdWebster, NY 14580-2410

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