Featured Savings Rates
Featured Accounts

Finger Lakes Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD1-Year Share Certificate
0.08%SavingsShare Account
1.00%3-year CD3-Year Share Certificate

Overview / Commentary
315-781-1334
27 Seneca St
Geneva, NY 14456-3502

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 70th largest credit union in the state of New York. It is also the 1,485th largest credit union in the nation. It was established in 1967 and as of March of 2016, it had grown to 32 employees and 14,896 members at 3 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details

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Health
A

Health Grade Components

Overall
NCUA #18022
Year Chartered1967
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.13%
Annual Interest Income$942.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$109.7MM$103.9MM
LoansQ1 2016vs Q1 2015$74.6MM$70.5MM
DepositsQ1 2016vs Q1 2015$100.0MM$94.6MM
Equity CapitalQ1 2016vs Q1 2015$9.3MM$8.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$299.00K$204.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$126.00K$203.00K
Real Estate OwnedQ1 2016vs Q1 2015$96.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA
0.08%--Share Account
0.08%--Holiday Club
0.08%--Escrow

Finger Lakes Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $25k

Finger Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-3-Year Share Certificate
OTHER TIERS: 0.90% $500 - $10k
0.60%*$10k*-2-Year Share Certificate
OTHER TIERS: 0.50% $500 - $10k
0.45%*$10k*-18-Month Share Certificate
OTHER TIERS: 0.35% $500 - $10k
0.40%*$10k*-1-Year Share Certificate
OTHER TIERS: 0.30% $500 - $10k
0.35%*$10k*-9-Month Add-On Share Certificate
OTHER TIERS: 0.25% $500 - $10k
0.25%*$10k*-6-Month Share Certificate
OTHER TIERS: 0.15% $500 - $10k
0.20%*$10k*-3-Month Share Certificate
OTHER TIERS: 0.10% $500 - $10k

Finger Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-3-Year IRA Certificate
OTHER TIERS: 0.90% $500 - $10k
0.60%*$10k*-2-Year IRA Certificate
OTHER TIERS: 0.50% $500 - $10k
0.45%*$10k*-18-Month IRA Certificate
OTHER TIERS: 0.35% $500 - $10k
0.40%*$10k*-1-Year IRA Certificate
OTHER TIERS: 0.30% $500 - $10k
0.35%*$10k*-9-Month Add-On IRA Certificate
OTHER TIERS: 0.25% $500 - $10k
0.25%*$10k*-6-Month IRA Certificate
OTHER TIERS: 0.15% $500 - $10k
0.20%*$10k*-3-Month IRA Certificate
OTHER TIERS: 0.10% $500 - $10k
Locations


Finger Lakes Federal Credit Union Locations
Branch Office7116 County Road 132Ovid, NY 14521-9791
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502