Finger Lakes Federal Credit Union is headquartered in Geneva and is the 52nd largest credit union in the state of New York. It is also the 1,134th largest credit union in the nation. It was established in 1967 and as of December of 2022, it had grown to 45 employees and 22,075 members at 4 locations. Finger Lakes Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.
Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details
Overall | |
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NCUA # | 18022 |
Year Chartered | 1967 |
Employees | 45 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.94% |
Return on Equity - YTD | 12.22% |
Annual Interest Income | $6.7MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $239.7MM$244.7MM |
Loans | Q4 2022vs Q4 2021 | $174.7MM$159.9MM |
Deposits | Q4 2022vs Q4 2021 | $219.4MM$222.5MM |
Equity Capital | Q4 2022vs Q4 2021 | $18.5MM$21.0MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $515.00K$544.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $119.00K$252.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20% | - | - | IRA Account | ||
0.05% | $5 | - | Share Account | ||
0.05%* | - | $50k | Kasasa Saver | ||
OTHER TIERS: 0.03% → $50k+ | |||||
0.03% | - | - | Holiday Club | ||
0.03% | - | - | Escrow |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.65%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k | 0.40% → $25k+ | 0.45% → $50k - $100k | 0.55% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | - | $10k | Kasasa Cash Checking | ||
OTHER TIERS: 0.03% → $10k+ |
Finger Lakes Federal Credit Union Locations | ||
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Branch Office | 1934 State Route 96 | Phelps, NY 14532-9705 |
Branch Office | 27 Seneca St | Geneva, NY 14456-3502 |
Branch Office | 70 S Main St | Fairport, NY 14450-2136 |
Branch Office | 815 Ridge Rd | Webster, NY 14580-2410 |