Finger Lakes Federal Credit Union


Overview / Commentary
315-781-1334
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53rd largest credit union in the state of New York. It is also the 1,165th largest credit union in the nation. It was established in 1967 and as of March of 2024, it had grown to 41 employees and 21,190 members at 4 locations. Finger Lakes Federal Credit Union's money market rates are 82% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Finger Lakes Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Monroe, Ontario, Seneca or Yates. Immediate family of anyone eligible for membership are are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
NCUA #18022
Year Chartered1967
Employees41
Primary Regulator
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD15.69%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$235.8MM$242.5MM
LoansQ1 2024vs Q1 2023$166.4MM$170.5MM
DepositsQ1 2024vs Q1 2023$208.8MM$221MM
Equity CapitalQ1 2024vs Q1 2023$23MM$19.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$826K$955K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$297K$108K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$0$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.20%$0-IRA Account
0.10%$5-Share Account
0.05%$0-Holiday Club
0.05%$0-Escrow

Finger Lakes Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Money Market Account
OTHER TIERS: 0.35% $2.5k - $10k | 0.45% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $100k | 0.70% $100k - $250k

Finger Lakes Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$0$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+

Finger Lakes Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-3 Year CD
1.50%$500-4 Year CD
1.50%$500-5 Year CD
1.35%$500-2 Year CD
0.80%$500-18 Month CD
0.80%$500-1 Year CD
0.55%$500-9 Month Add-On CD
0.55%$500-6 Month CD
0.50%$500-3 Month CD

Finger Lakes Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-3 Year IRA
1.50%$500-4 Year IRA
1.50%$500-5 Year IRA
1.35%$500-2 Year IRA
0.80%$500-1 Year IRA
0.80%$500-18 Month IRA
0.55%$500-6 Month IRA
0.55%$500-9 Month Add-On IRA
0.50%$500-3 Month IRA
Locations


Finger Lakes Federal Credit Union Locations
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136
Branch Office815 Ridge RdWebster, NY 14580-2410

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.