Finger Lakes Federal Credit Union

Overview / Commentary
27 Seneca St
Geneva, NY 14456

Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53rd largest credit union in the state of New York. It is also the 1,099th largest credit union in the nation. It was established in 1967 and as of June of 2021, it had grown to 49 employees and 22,046 members at 5 locations. Finger Lakes Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details


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Health Grade Components

NCUA #18022
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.86%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$241.8MM$194.3MM
LoansQ2 2021vs Q2 2020$151.6MM$126.0MM
DepositsQ2 2021vs Q2 2020$220.7MM$175.1MM
Equity CapitalQ2 2021vs Q2 2020$20.1MM$18.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$503.00K$478.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$222.00K$347.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finger Lakes Federal Credit Union Savings Account Rates

0.20%--IRA Account
0.05%*-$50kKasasa Saver
OTHER TIERS: 0.03% $50k+
0.03%$5-Share Account
0.03%--Holiday Club

Finger Lakes Federal Credit Union Money Market Rates

0.10%*$10k*-Money Market Account
OTHER TIERS: 0.03% $2.5k - $10k

Finger Lakes Federal Credit Union Checking Account Rates

0.25%*-$10kKasasa Cash Checking
OTHER TIERS: 0.03% $10k+

Finger Lakes Federal Credit Union CD Rates

0.20%$500-3 Year CD
0.20%$500-2 Year CD
0.20%$500-18 Month CD
0.20%$500-1 Year CD
0.20%$500-4 Year CD
0.20%$500-5 Year CD
0.15%$500-9 Month Add-On CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

Finger Lakes Federal Credit Union IRA Rates

0.20%$500-1 Year IRA
0.20%$500-18 Month IRA
0.20%$500-2 Year IRA
0.20%$500-3 Year IRA
0.20%$500-4 Year IRA
0.20%$500-5 Year IRA
0.15%$500-6 Month IRA
0.15%$500-9 Month Add-On IRA
0.10%$500-3 Month IRA

Finger Lakes Federal Credit Union Locations
Branch Office7116 County Road 132Ovid, NY 14521-9791
Branch Office1934 State Route 96Phelps, NY 14532-9705
Branch Office27 Seneca StGeneva, NY 14456-3502
Branch Office70 S Main StFairport, NY 14450-2136
Branch Office815 Ridge RdWebster, NY 14580-2410

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