Finger Lakes Federal Credit Union is headquartered in Geneva and is the 53rd largest credit union in the state of New York. It is also the 1,133rd largest credit union in the nation. It was established in 1967 and as of December of 2020, it had grown to 47 employees and 22,202 members at 4 locations. Finger Lakes Federal Credit Union has an A health rating.
Membership is open to those who live, work, worship, volunteer or attend school in Ontario, Seneca or Yates County and immediate family of those eligible.
See current membership details
Overall | |
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NCUA # | 18022 |
Year Chartered | 1967 |
Employees | 47 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.61% |
Return on Equity - YTD | 6.28% |
Annual Interest Income | $6.1MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $217.3MM$167.3MM |
Loans | Q4 2020vs Q4 2019 | $144.2MM$125.6MM |
Deposits | Q4 2020vs Q4 2019 | $196.2MM$149.3MM |
Equity Capital | Q4 2020vs Q4 2019 | $19.9MM$17.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $511.00K$451.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $314.00K$433.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Finger Lakes Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | - | $50k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $50k+ | |||||
0.20% | - | - | IRA Account | ||
0.05% | - | - | Holiday Club | ||
0.05% | - | - | Escrow | ||
0.03% | $5 | - | Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $10k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → $2.5k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $10k+ |
Finger Lakes Federal Credit Union Locations | ||
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Branch Office | 7116 County Road 132 | Ovid, NY 14521-9791 |
Branch Office | 1934 State Route 96 | Phelps, NY 14532-9705 |
Branch Office | 27 Seneca St | Geneva, NY 14456-3502 |
Branch Office | 70 S Main St | Fairport, NY 14450-2136 |