Finger Lakes Federal Credit Union
Overview / Commentary
Finger Lakes Federal Credit Union is headquartered in Geneva and is the 52nd largest credit union in the state of New York. It is also the 1,161st largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 42 employees and 20,467 members at 4 locations. Finger Lakes Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Finger Lakes Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the New York counties of Monroe, Ontario, Seneca or Yates. Immediate family of anyone eligible for membership are are also eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18022 |
| Year Chartered | 1967 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.13% |
| Return on Equity - YTD | 17.49% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $241.2MM$235.8MM |
| Loans | Q1 2025vs Q1 2024 | $155.3MM$166.4MM |
| Deposits | Q1 2025vs Q1 2024 | $207.5MM$208.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $29.1MM$23MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $752K$826K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $160K$297K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |