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Firefighters First Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firefightersfirstcu.org
800-231-1626
1520 W Colorado Blvd
Los Angeles, CA 91105

Firefighters First Credit Union is headquartered in Pasadena and is the 30th largest credit union in the state of California. It is also the 221st largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 298 employees and 70,925 members at 14 locations. Firefighters First Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Firefighters First Credit Union is open to the following: (1) active and retired professional firefighters within the State of California; (2) employees of the Los Angeles Fire Department; (3) employees of Fire Family Foundation; (4) employees of the United Firefighters of Los Angeles City.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24877
Year Chartered1935
Employees298
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.29%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.29B$2.17B
LoansQ1 2025vs Q1 2024$1.83B$1.7B
DepositsQ1 2025vs Q1 2024$2.06B$1.9B
Equity CapitalQ1 2025vs Q1 2024$202.3MM$185.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.1MM$8.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.3MM$653K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Firefighters First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Coverdell ESA Shares
0.30%$0-Holiday Helper
0.25%$0-Regular Share Account
0.25%$0-Business Regular Shares
0.25%$0-Business Secondary Shares

Firefighters First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Money Market
OTHER TIERS: 0.05% → $0 - $2.5k | 1.60% → $2.5k - $50k | 1.65% → $50k - $75k | 1.70% → $75k - $100k
1.75%*$100k*-IRA Money Market
OTHER TIERS: 0.25% → $0 - $2.5k | 1.60% → $2.5k - $50k | 1.65% → $50k - $75k | 1.70% → $75k - $100k
1.75%*$100k*-Business Money Market
OTHER TIERS: 0.05% → $0 - $2.5k | 1.60% → $2.5k - $50k | 1.65% → $50k - $75k | 1.70% → $75k - $100k

Firefighters First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Ready Checking

Firefighters First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-1 Year Share Certificate
4.15%*$100k*-2 Year Share Certificate
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.15%*$100k*-3 Year Share Certificate
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.15%$250$2.5k1 Year Rookie Share Certificate
4.15%$1k-Business 1 Year Share Certificate
4.15%*$100k*-Business 2 Year Share Certificate
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.15%*$100k*-Business 3 Year Share Certificate
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.10%*$100k*-6 Month Share Certificate
OTHER TIERS: 4.00% → $1k - $50k | 4.05% → $50k - $100k
4.10%*$100k*-Business 6 Month Share Certificate
OTHER TIERS: 4.00% → $1k - $50k | 4.05% → $50k - $100k
4.05%*$100k*-5 Year Share Certificate
OTHER TIERS: 3.95% → $1k - $50k | 4.00% → $50k - $100k
4.05%*$100k*-Business 5 Year Share Certificate
OTHER TIERS: 3.95% → $1k - $50k | 4.00% → $50k - $100k

Firefighters First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$10k-1 Year Retirement Liquid Share Certificate
4.25%*$100k*-2 Year Retirement Liquid Share Certificate
OTHER TIERS: 4.15% → $10k - $50k | 4.20% → $50k - $100k
4.15%$1k-1 Year IRA
4.15%*$100k*-18 Month IRA
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.15%*$100k*-3 Year IRA
OTHER TIERS: 4.05% → $1k - $50k | 4.10% → $50k - $100k
4.11%*$100k*-5 Year Retirement Liquid Share Certificate
OTHER TIERS: 4.00% → $10k - $50k | 4.05% → $50k - $100k
4.10%*$100k*-6 Month IRA
OTHER TIERS: 4.00% → $1k - $50k | 4.05% → $50k - $100k
4.10%*$10k*-18 Month CESA Share Certificate
OTHER TIERS: 4.05% → $1k - $10k
4.10%*$10k*-3 Year CESA Share Certificate
OTHER TIERS: 4.05% → $1k - $10k
4.05%*$100k*-5 Year IRA
OTHER TIERS: 3.95% → $1k - $50k | 4.00% → $50k - $100k
4.00%*$10k*-5 Year CESA Share Certificate
OTHER TIERS: 3.95% → $1k - $10k
1.39%$0-4 Month Freedom IRA (New Money Only)
1.00%$0-IRA Savings
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