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Overview / Commentary
2707 Midwest Dr
Onalaska, WI 54650

Firefighters Credit Union is headquartered in Onalaska and is the 52nd largest credit union in the state of Wisconsin. It is also the 1,849th largest credit union in the nation. It was established in 1931 and as of September of 2016, it had grown to 26 employees and 4,840 members at 3 locations. Firefighters Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Firefighters Credit Union is open to the following: (1) licensed real estate agents servicing the area within a 50-mile radius of La Crossethose who live or work in Houston, Jackson, La Crosse, Monroe, Trempealeau, Vernon, and Winona Counties in Wisconsin; (2) employees of Emergency Protective Service Agencies within the servicing area of La Crosse; (3) employees of USA Securities.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Firefighters Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66423
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD7.01%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$76.6MM$71.9MM
LoansQ3 2016vs Q3 2015$62.7MM$60.6MM
DepositsQ3 2016vs Q3 2015$65.0MM$61.2MM
Equity CapitalQ3 2016vs Q3 2015$10.6MM$9.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$188.00K$272.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$486.00K$889.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$103.00K

Rates for Firefighters Credit Union are currently being reviewed.


Firefighters Credit Union Locations
Branch Office510 Amy DrHolmen, WI 54636
Branch Office2707 Midwest DrOnalaska, WI 54650-6758
Branch Office525 5th Ave SLa Crosse, WI 54601-4563