2. Firelands Federal Credit Union

Firelands Federal Credit Union


Overview / Commentary
www.firelandsfcu.org
419-483-4180
221 E Main St
Bellevue, OH 44811

Firelands Federal Credit Union is headquartered in Bellevue and is the 22nd largest credit union in the state of Ohio. It is also the 813th largest credit union in the nation. It was established in 1957 and as of June of 2019, it had grown to 89 employees and 33,876 members at 5 locations. Firelands Federal Credit Union's CD rates are 99% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

For eligibility to Firelands Federal Credit union, members must live, work, worship or attend school within the area of Huron County, OH. This includes Adams, Berlin, Florence Townships in Erie County, Groton, Milan, Oxford, Reed, Seneca County, Thompson, Venice Townships in Seneca County, village of Green Springs and village of Plymouth. Immediate family of current credit union members are also eligible.
See current membership details

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Reviews (2)

Firelands, A Good Bank for Starters

Posted by: JJR | Mar 4, 2015

When I first got a job, I needed a bank account. However, all the banks in my town required a huge initial deposit and I had to maintain a large sum of money in the account at all times. This was just not possible for me. I heard about Firelands and learned that only charge a $5 initial amount to open an account and that five dollars is all that is needed to keep the account open. They have a great loan service which has helped me many times and the interest on it is very low. I have paid off many debts with their help.

Unless something drastic happens, I will continue to use Firelands.

1

Great Credit Union.

Posted by: Bishoploz | Mar 10, 2011

I have been a member of Fireland's Federal Credit Union since 1999. It has been, and continues to be, the best banking institution I have ever used. There are no crazy hidden fees, and they have free checking. I have never had anyone be rude to me. Everyone there is happy and helpful when I go inside. Even when I am at the drive thru, they are helpful and considerate.

They offer online banking that is simple and easy to use. I now do all my banking online because they make it so easy and time saving to do so. There site is secure and I have no worries about my information get stolen and used against me.

All in all I am positive that I will be staying a member of Fireland's Federal Credit Union for the rest of my life. I don't see me being happy anywhere else.

The Credit Union is located at a fairly easy place to get to. Traffic is not congested there, and the drive thru has 5 lanes. Most banks I've seen only have 4 lanes or less. FFCU has 5 and they are all open all day long. So there is no 30 minute wait in line like at other institutions.

2


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #11674
Year Chartered1957
Employees89
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.73%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$303.0MM$284.8MM
LoansQ2 2019vs Q2 2018$225.8MM$222.2MM
DepositsQ2 2019vs Q2 2018$271.7MM$254.4MM
Equity CapitalQ2 2019vs Q2 2018$27.4MM$26.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.3MM$1.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.5MM$1.7MM
Real Estate OwnedQ2 2019vs Q2 2018$45.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Firelands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Firelands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--Round Up Savings Account - deposit limitations
0.70%*$25k*-IRA Share Account
OTHER TIERS: 0.50% → $100 - $10k | 0.60% → $10k - $25k
0.55%*$2.5k*-Christmas Club Plus+ Account
OTHER TIERS: 0.35% → Up to $500 | 0.45% → $500 - $2.5k
0.05%$100-Business Prime Share Account
0.05%$100-All other Share Accounts
0.05%$100-Escrow Share Account
0.05%$100-Christmas Club Account
0.05%$5-Kids Savings Club Account
0.05%$5-Smart Start Teen Club Account

Firelands Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Insured Money Management Account
OTHER TIERS: 0.60% → $5k - $25k | 0.70% → $25k - $50k

Firelands Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1.5k*-Preferred Interest Checking
OTHER TIERS: 0.03% → Up to $1.5k
0.03%--Business Interest Checking
0.03%--Direct Interest Checking
0.03%--50+ Interest Checking

Firelands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.29%$500-60 Month Share Certificate
2.09%$500-48 Month Share Certificate
1.99%$500-36 Month Share Certificate
1.89%$500-30 Month Share Certificate
1.79%$500-12 Month Share Certificate
1.79%$500-24 Month Share Certificate
1.79%$100-12 Month Kid's & Teen Club Share Certificate
1.79%$100-24 Month Kid's & Teen Club Share Certificate
1.79%$500-12 Month Smart Saver Youth Share Certificate - Age 0 - 12
1.79%$1k-12 Month Smart Saver Youth Share Certificate - Age 13 - 17
1.69%$500-18 Month Share Certificate
1.09%$500-6 Month Share Certificate

Firelands Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.29%$500-60 Month IRA Certificate
2.09%$500-48 Month IRA Certificate
1.99%$500-36 Month IRA Certificate
1.89%$500-30 Month IRA Certificate
1.79%$500-12 Month IRA Certificate
1.79%$500-24 Month IRA Certificate
1.69%$500-18 Month IRA Certificate
Locations


Firelands Federal Credit Union Locations
Branch Office169 Ridge St NMonroeville, OH 44847-9428
Branch Office221 E Main StBellevue, OH 44811
Branch Office175 Cleveland RdNorwalk, OH 44857
Branch Office1222 State Route 598Galion, OH 44833-9367
Branch Office2100 E Mansfield StBucyrus, OH 44820

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.