Firelands Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
1.00%	4-year CD	48 Month Share Certificate 1.40% - Ally Bank Raise Your Rate 4-Year CD
1.50%	5-year IRA	60 Month IRA Share Certificate (Traditional, Roth, CESA) 1.41% - National Average

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Overview / Commentary

www.firelandsfcu.org

419-483-4180

221 E Main St
Bellevue, OH 44811

Firelands Federal Credit Union is headquartered in Bellevue and is the 24^th largest credit union in the state of Ohio. It is also the 840^th largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 87 employees and 30,142 members at 6 locations. Firelands Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Huron County; Groton, Oxford, Milan, Berlin or Florence Township in Erie County; York Township in Sandusky County; Adams, Thompson, Reed or Venice Township in Seneca County or Crawford County.
See current membership details

Firelands, A Good Bank for Starters

Posted by: JJR | Mar 4, 2015

When I first got a job, I needed a bank account. However, all the banks in my town required a huge initial deposit and I had to maintain a large sum of money in the account at all times. This was just not possible for me. I heard about Firelands and learned that only charge a $5 initial amount to open an account and that five dollars is all that is needed to keep the account open. They have a great loan service which has helped me many times and the interest on it is very low. I have paid off many debts with their help.

Unless something drastic happens, I will continue to use Firelands.

Reply

1

Great Credit Union.

Posted by: Bishoploz | Mar 10, 2011

I have been a member of Fireland's Federal Credit Union since 1999. It has been, and continues to be, the best banking institution I have ever used. There are no crazy hidden fees, and they have free checking. I have never had anyone be rude to me. Everyone there is happy and helpful when I go inside. Even when I am at the drive thru, they are helpful and considerate.

They offer online banking that is simple and easy to use. I now do all my banking online because they make it so easy and time saving to do so. There site is secure and I have no worries about my information get stolen and used against me.

All in all I am positive that I will be staying a member of Fireland's Federal Credit Union for the rest of my life. I don't see me being happy anywhere else.

The Credit Union is located at a fairly easy place to get to. Traffic is not congested there, and the drive thru has 5 lanes. Most banks I've seen only have 4 lanes or less. FFCU has 5 and they are all open all day long. So there is no 30 minute wait in line like at other institutions.

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2

Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	11674
Year Chartered	1957
Employees	87
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	3.44%
Annual Interest Income	$5.3MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$252.1MM$239.9MM
Loans	Q2 2016vs Q2 2015	$178.3MM$168.8MM
Deposits	Q2 2016vs Q2 2015	$226.3MM$213.8MM
Equity Capital	Q2 2016vs Q2 2015	$23.1MM$23.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.0MM$1.9MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.0MM$1.7MM
Real Estate Owned	Q2 2016vs Q2 2015	$101.00K$0

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