Firelands Federal Credit Union

Overview / Commentary
300 North Street
Bellevue, OH 44811

Firelands Federal Credit Union is headquartered in Bellevue and is the 24th largest credit union in the state of Ohio. It is also the 822nd largest credit union in the nation. It was established in 1957 and as of September of 2022, it had grown to 103 employees and 31,720 members at 6 locations. Firelands Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Firelands Federal Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Erie or Huron; York Township in Sandusky County, Ohio; or the townships of Adams, Reed, Thompson, or Venice in Seneca County, Ohio. Immediate family of membership-eligible individuals also qualify for membership.
See current membership details

Reviews (2)

Firelands, A Good Bank for Starters

Posted by: |

When I first got a job, I needed a bank account. However, all the banks in my town required a huge initial deposit and I had to maintain a large sum of money in the account at all times. This was just not possible for me. I heard about Firelands and learned that only charge a $5 initial amount to open an account and that five dollars is all that is needed to keep the account open. They have a great loan service which has helped me many times and the interest on it is very low. I have paid off many debts with their help.

Unless something drastic happens, I will continue to use Firelands.

Great Credit Union.

Posted by: |

I have been a member of Fireland's Federal Credit Union since 1999. It has been, and continues to be, the best banking institution I have ever used. There are no crazy hidden fees, and they have free checking. I have never had anyone be rude to me. Everyone there is happy and helpful when I go inside. Even when I am at the drive thru, they are helpful and considerate.

They offer online banking that is simple and easy to use. I now do all my banking online because they make it so easy and time saving to do so. There site is secure and I have no worries about my information get stolen and used against me.

All in all I am positive that I will be staying a member of Fireland's Federal Credit Union for the rest of my life. I don't see me being happy anywhere else.

The Credit Union is located at a fairly easy place to get to. Traffic is not congested there, and the drive thru has 5 lanes. Most banks I've seen only have 4 lanes or less. FFCU has 5 and they are all open all day long. So there is no 30 minute wait in line like at other institutions.


Health Grade Components

NCUA #11674
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.97%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$406.8MM$387.8MM
LoansQ3 2022vs Q3 2021$252.8MM$229.4MM
DepositsQ3 2022vs Q3 2021$369.7MM$351.3MM
Equity CapitalQ3 2022vs Q3 2021$32.2MM$32.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.4MM$1.5MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Firelands Federal Credit Union are currently being reviewed.


Firelands Federal Credit Union Locations
Branch Office169 Ridge St NMonroeville, OH 44847-9428
Branch Office300 North StreetBellevue, OH 44811
Branch Office175 Cleveland RdNorwalk, OH 44857
Branch Office1222 State Route 598Galion, OH 44833-9367
Branch Office2100 E Mansfield StBucyrus, OH 44820
Branch Office236 Columbus AveSandusky, OH 44870

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