Firelands Federal Credit Union


Overview / Commentary
800-276-5775
300 North Street
Bellevue, OH 44811

Firelands Federal Credit Union is headquartered in Bellevue and is the 21st largest credit union in the state of Ohio. It is also the 774th largest credit union in the nation. It was established in 1957 and as of March of 2024, it had grown to 108 employees and 35,907 members at 6 locations. Firelands Federal Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Firelands Federal Credit Union is open to individuals who live, work, worship, or attend school in the Ohio counties of Erie or Huron; York Township in Sandusky County, Ohio; or the townships of Adams, Reed, Thompson, or Venice in Seneca County, Ohio. Immediate family of membership-eligible individuals also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #11674
Year Chartered1957
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.06%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$459.1MM$417.4MM
LoansQ1 2024vs Q1 2023$311.7MM$278.2MM
DepositsQ1 2024vs Q1 2023$413.1MM$378.5MM
Equity CapitalQ1 2024vs Q1 2023$38.9MM$34.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.1MM$2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.4MM$2.1MM
Real Estate OwnedQ1 2024vs Q1 2023$228K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Firelands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Firelands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$25*-Round Up Savings Account - deposit limitations
OTHER TIERS: 0.25% $0 - $25
3.00%*$25k*-IRA Share Account
OTHER TIERS: 1.50% $100 - $10k | 2.25% $10k - $25k
1.19%*$2.5k*-Christmas Club Plus+ Account
OTHER TIERS: 1.04% $0 - $500 | 1.09% $500 - $2.5k
1.00%$100-Christmas Club Account
0.25%$100-Business Prime Share Account
0.25%$100-All other Share Accounts
0.25%$100-Escrow Share Account
0.25%$5-Kids Savings Club Account
0.25%$5-Smart Start Teen Club Account

Firelands Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50k*-Money Management Account
OTHER TIERS: 1.50% $5k - $25k | 2.25% $25k - $50k

Firelands Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1.5k*-Preferred Interest Checking
OTHER TIERS: 0.10% $0 - $1.5k
0.10%$0-Business Interest Checking
0.10%$0-Direct Interest Checking
0.10%$0-50+ Interest Checking

Firelands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month Share Certificate
4.50%$500-12 Month Share Certificate
4.50%$100-12 Month Kid's & Teen Club Share Certificate
4.50%$500-12 Month Smart Saver Youth Share Certificate - Age 0 - 12
4.50%$1k-12 Month Smart Saver Youth Share Certificate - Age 13 - 17
4.00%$500-18 Month Share Certificate
4.00%$500-24 Month Share Certificate
4.00%$100-24 Month Kid's & Teen Club Share Certificate
3.85%$500-30 Month Share Certificate
3.75%$500-36 Month Share Certificate
3.75%$500-48 Month Share Certificate
3.75%$500-60 Month Share Certificate

Firelands Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-12 Month IRA Certificate
4.00%$500-18 Month IRA Certificate
4.00%$500-24 Month IRA Certificate
3.85%$500-30 Month IRA Certificate
3.75%$500-36 Month IRA Certificate
3.75%$500-48 Month IRA Certificate
3.75%$500-60 Month IRA Certificate
Locations


Firelands Federal Credit Union Locations
Branch Office169 Ridge St NMonroeville, OH 44847-9428
Branch Office300 North StreetBellevue, OH 44811
Branch Office175 Cleveland RdNorwalk, OH 44857
Branch Office1222 State Route 598Galion, OH 44833-9367
Branch Office2100 E Mansfield StBucyrus, OH 44820
Branch Office325 W Perkins AveSandusky, OH 44870-4805

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