First American Bank & Trust Reviews and Rates

First American Bank & Trust

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fabt.bank

706-354-5000

300 College Avenue
Athens, GA 30601

First American Bank & Trust is headquartered in ATHENS and is the 17^th largest bank in the state of Georgia. It is also the 1,160^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 105 employees at 8 locations. First American Bank & Trust has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	16858
Year Established	1934
Employees	105
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.68%
Return on Equity - YTD	13.93%
Annual Interest Income	$10.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$879.2MM$881.8MM
Loans	Q1 2025vs Q1 2024	$605.2MM$567.6MM
Deposits	Q1 2025vs Q1 2024	$725.6MM$726.5MM
Equity Capital	Q1 2025vs Q1 2024	$102.9MM$91MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.2MM$6.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$23K$112K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First American Bank & Trust.

Locations

First American Bank & Trust Locations
Watkinsville Branch	1681 Experiment Station Road	Watkinsville, GA 30677
West Broad Branch	2241 West Broad Street	Athens, GA 30606
First American Bank and Trust Company	300 College Ave	Athens, GA 30601
Mountain Heritage Bank Branch	550 Highway 441 South	Clayton, GA 30525
First Piedmont Bank Branch	65 East May Street	Winder, GA 30680
North Athens Branch	825 Hull Road	Athens, GA 30601
Lawrenceville	235 Crogan Street	Lawrenceville, GA 30046

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