First Area Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstareafcu.com

717-248-5103

23 S Dorcas St
Lewistown, PA 17044

First Area Federal Credit Union is headquartered in Lewistown and is the 156^th largest credit union in the state of Pennsylvania. It is also the 2,907^th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 5 employees and 2,726 members at 1 location. First Area Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Mifflin County in Pennsylvania.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Area Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	14346
Year Chartered	1961
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.73%
Return on Equity - YTD	8.55%
Annual Interest Income	$247K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$29.8MM$27MM
Loans	Q1 2025vs Q1 2024	$5.4MM$5.9MM
Deposits	Q1 2025vs Q1 2024	$27.3MM$24.9MM
Equity Capital	Q1 2025vs Q1 2024	$2.5MM$2.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$29K$28K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$10K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD

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First Area Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$25	-	Share Savings Account
0.05%	$0	-	Christmas Club Account
0.05%	$0	-	Vacation Club Account

First Area Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$1k	$1m	1 Year Share Certificate
3.03%	$1k	$1m	6 Month Share Certificate
1.31%	$1k	$1m	2 Year Share Certificate
1.21%	$1k	$1m	15 Month Share Certificate
0.90%	$1k	$1m	9 Month Share Certificate

Locations

First Area Federal Credit Union Locations
Branch Office	23 S Dorcas St	Lewistown, PA 17044

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