First Area Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.40% APY
2 Year Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.30% | 1-year CD | 1 Year Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
| 0.40% | 2-year CD | 2 Year Share Certificate |
Overview / Commentary
First Area Federal Credit Union is headquartered in Lewistown and is the 194th largest credit union in the state of Pennsylvania. It is also the 3,587th largest credit union in the nation. It was established in 1961 and as of June of 2016, it had grown to 6 employees and 3,915 members at 1 location. First Area Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Mifflin County in Pennsylvania.
See current membership details
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14346 |
| Year Chartered | 1961 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.1% |
| Return on Equity - YTD | 1.09% |
| Annual Interest Income | $243.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $17.9MM$17.4MM |
| Loans | Q2 2016vs Q2 2015 | $6.3MM$6.3MM |
| Deposits | Q2 2016vs Q2 2015 | $16.1MM$15.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $1.7MM$1.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $46.00K$51.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.00K$105.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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First Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $25 | - | Share Savings Account | |
| 0.05% | - | - | Christmas Club Account | |
| 0.05% | - | - | Vacation Club Account |
First Area Federal Credit Union CD Rates
Locations
| First Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 23 S Dorcas St | Lewistown, PA 17044 |