First Area Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
View health report
CURRENT TOP RATE
0.70% APY
2 Year Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.50% | 1-year CD | 1.37% - National Average |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
| 0.70% | 2-year CD | 2.80% - Capital One 24 Month 360 CD |
Overview / Commentary
First Area Federal Credit Union is headquartered in Lewistown and is the 176th largest credit union in the state of Pennsylvania. It is also the 3,393rd largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 6 employees and 3,110 members at 1 location. First Area Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Mifflin County in Pennsylvania.
See current membership details
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14346 |
| Year Chartered | 1961 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 6.33% |
| Annual Interest Income | $643.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $19.3MM$18.2MM |
| Loans | Q4 2018vs Q4 2017 | $6.8MM$6.3MM |
| Deposits | Q4 2018vs Q4 2017 | $17.5MM$16.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.7MM$1.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $55.00K$51.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $15.00K$24.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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First Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | Share Savings Account | |
| 0.10% | - | - | Christmas Club Account | |
| 0.10% | - | - | Vacation Club Account |
First Area Federal Credit Union CD Rates
Locations
| First Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 23 S Dorcas St | Lewistown, PA 17044 |