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First Atlantic


Overview / Commentary
www.firstatlanticcu.com
732-380-3600
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 924th largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 59 employees and 20,743 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.16%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$295.5MM$262.6MM
LoansQ4 2020vs Q4 2019$205.7MM$200.7MM
DepositsQ4 2020vs Q4 2019$266.8MM$235.9MM
Equity CapitalQ4 2020vs Q4 2019$25.1MM$24.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$990.00K$790.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.4MM$1.3MM
Real Estate OwnedQ4 2020vs Q4 2019$241.00K$87.00K
Rates
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First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%-$10kAccess Banking Rise Save
0.10%-$5kAccess Banking Sprout Save
0.10%-$7.5kAccess Banking Edge Save
0.10%--Shore Peak Savings (Gold)
0.05%$5-Saver's Club Account
0.05%--IRA Club Account
0.05%$5-Holiday Club Account
0.05%$250-Business Savings
0.05%--Shore Peak Savings (Silver)
0.05%--Member Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Maximizer Money Market Account

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Shore Interest Checking- Gold
0.05%$5k-The Elite Account
0.05%--Shore Interest Checking- Silver

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month Share Certificate
0.30%$500-60 Month Share Certificate
0.20%$500-24-35 Month Share Certificate
0.20%$500-36-47 Month Share Certificate
0.15%$500-12-17 Month Share Certificate
0.15%$500-18-23 Month Share Certificate
0.10%$500-6-11 Month Share Certificate
0.05%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month IRA Certificate
0.30%$500-60 Month IRA Certificate
0.20%$500-24-35 Month IRA Certificate
0.20%$500-36-47 Month IRA Certificate
0.15%$500-12-17 Month IRA Certificate
0.15%$500-18-23 Month IRA Certificate
0.10%$500-6-11 Month IRA Certificate
0.05%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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