First Atlantic

Overview / Commentary
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 989th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 41 employees and 21,475 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

First Atlantic is open to anyone who lives, works, worships, or goes to school in Ocean or Monmouth County. Immediate family members of existing credit union members are also eligible to join.
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Health Grade Components

NCUA #82
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.13%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$306.0MM$295.6MM
LoansQ1 2022vs Q1 2021$189.0MM$214.2MM
DepositsQ1 2022vs Q1 2021$273.0MM$267.2MM
Equity CapitalQ1 2022vs Q1 2021$27.1MM$25.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.1MM$1.7MM
Real Estate OwnedQ1 2022vs Q1 2021$0$241.00K
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Always verify rates and promotions with the bank or credit union. We are not First Atlantic; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

0.10%$5-Member Savings
0.10%-$5kYouth Savings
0.05%--Saver's Club Account
0.05%--Holiday Club Account
0.05%$250-Business Savings
0.05%--IRA Savings

First Atlantic Money Market Rates

0.40%*$100k*-Money Market
OTHER TIERS: 0.10% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k

First Atlantic Checking Account Rates

0.10%$5k-Interest Checking
0.05%--Business Interest Checking
0.05%--Commercial Checking

First Atlantic CD Rates

1.20%$500-60 Month Share Certificate
1.00%$500-48-59 Month Share Certificate
0.75%$500-36-47 Month Share Certificate
0.60%$500-24-35 Month Share Certificate
0.50%$500-12-23 Month Share Certificate
0.40%$500-6-11 Month Share Certificate
0.05%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

1.20%$500-60 Month IRA Certificate
1.00%$500-48-59 Month IRA Certificate
0.75%$500-36-47 Month IRA Certificate
0.60%$500-24-35 Month IRA Certificate
0.50%$500-12-23 Month IRA Certificate
0.40%$500-6-11 Month IRA Certificate
0.05%$500-1-5 Month IRA Certificate

First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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