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First Atlantic


Overview / Commentary
www.firstatlanticcu.com
732-380-3600
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 912th largest credit union in the nation. It was established in 1935 and as of March of 2020, it had grown to 53 employees and 20,217 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health
B+

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.22%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$270.4MM$269.5MM
LoansQ1 2020vs Q1 2019$200.4MM$195.4MM
DepositsQ1 2020vs Q1 2019$243.2MM$243.7MM
Equity CapitalQ1 2020vs Q1 2019$24.4MM$22.5MM
Loan Loss AllowanceQ1 2020vs Q1 2019$799.00K$786.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.5MM$1.5MM
Real Estate OwnedQ1 2020vs Q1 2019$87.00K$0
Rates
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First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Shore Peak Savings (Gold)
0.30%-$10kAccess Banking Rise Save
0.25%$100-Shore Peak Savings (Silver)
0.20%-$7.5kAccess Banking Edge Save
0.10%-$5kAccess Banking Sprout Save
0.05%--Saver's Club Account
0.05%--IRA Club Account
0.05%--Holiday Club Account
0.05%$250-Business Savings
0.05%$100-Member Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Maximizer Money Market Account

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Shore Interest Checking- Gold
0.05%$5k-The Elite Account
0.05%--Shore Interest Checking- Silver

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month Share Certificate
0.60%$500-48-59 Month Share Certificate
0.40%$500-36-47 Month Share Certificate
0.25%$500-24-35 Month Share Certificate
0.20%$500-6-11 Month Share Certificate
0.20%$500-12-17 Month Share Certificate
0.20%$500-18-23 Month Share Certificate
0.10%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-60 Month IRA Certificate
0.60%$500-48-59 Month IRA Certificate
0.40%$500-36-47 Month IRA Certificate
0.25%$500-24-35 Month IRA Certificate
0.20%$500-6-11 Month IRA Certificate
0.20%$500-12-17 Month IRA Certificate
0.20%$500-18-23 Month IRA Certificate
0.10%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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