First Atlantic

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.05%	Savings	Savings Account 1.80% - American Express National Bank High Yield Savings Account
0.10%	Checking	The Elite Account 0.90% - nbkc bank Personal Account
0.10%	Money Market	Security Plus Money Market Account 1.80% - American Express National Bank High Yield Savings Account

View all First Atlantic rates »

Overview / Commentary

www.firstatlanticcu.com

800-342-1184

468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 11^th largest credit union in the state of New Jersey. It is also the 881^st largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 54 employees and 21,027 members at 4 locations. First Atlantic's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	82
Year Chartered	1935
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	6.46%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$258.3MM$236.1MM
Loans	Q2 2018vs Q2 2017	$178.5MM$157.6MM
Deposits	Q2 2018vs Q2 2017	$234.0MM$213.2MM
Equity Capital	Q2 2018vs Q2 2017	$21.3MM$20.1MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$759.00K$813.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.2MM$1.1MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$183.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Cool Kids Account
0.10%	-	-	Terrific Teens
0.05%	$100	-	Savings Account
0.05%	-	-	Saver's Club Account
0.05%	-	-	IRA Club Account
0.05%	-	-	Holiday Club Account
0.05%	$250	-	Business Savings

First Atlantic Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.10%	$10k	-	Money Market Plus Promo (New Money Only)
0.10%^*	$10k^*	-	Maximizer Money Market Account
OTHER TIERS: 0.05% → Up to $10k
0.10%	$25k	-	Security Plus Money Market Account

First Atlantic Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$5k	-	The Elite Account

First Atlantic CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.09%	$500	-	60 Month Share Certificate
1.00%	$500	-	48-59 Month Share Certificate
0.90%	$500	-	36-47 Month Share Certificate
0.75%	$500	-	24-35 Month Share Certificate
0.40%	$500	-	12-17 Month Share Certificate
0.40%	$500	-	18-23 Month Share Certificate
0.25%	$500	-	6-11 Month Share Certificate
0.15%	$500	-	1-5 Month Share Certificate

First Atlantic IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.09%	$500	-	60 Month IRA Certificate
1.00%	$500	-	48-59 Month IRA Certificate
0.90%	$500	-	36-47 Month IRA Certificate
0.75%	$500	-	24-35 Month IRA Certificate
0.40%	$500	-	12-17 Month IRA Certificate
0.40%	$500	-	18-23 Month IRA Certificate
0.25%	$500	-	6-11 Month IRA Certificate
0.15%	$500	-	1-5 Month IRA Certificate

Locations

First Atlantic Locations
Branch Office	495 OceanPort Ave	OceanPort, NJ 07757-1235
Branch Office	1580 Lakewood Road	Toms River, NJ 08754
Branch Office	2070 STATE ROUTE 66	NEPTUNE, NJ 07753-4064
Branch Office	468 INDUSTRIAL WAY W	EATONTOWN, NJ 07724-2210

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