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First Atlantic


Overview / Commentary
www.fafcu.com
732-380-3600
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 977th largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 48 employees and 18,689 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

First Atlantic is open to anyone who lives, works, worships, or goes to school in Ocean or Monmouth County. Immediate family members of existing credit union members are also eligible to join.
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Health
B+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.96%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$292.9MM$289.4MM
LoansQ2 2021vs Q2 2020$198.9MM$205.1MM
DepositsQ2 2021vs Q2 2020$264.8MM$261.4MM
Equity CapitalQ2 2021vs Q2 2020$25.6MM$24.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.2MM$868.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.7MM$2.3MM
Real Estate OwnedQ2 2021vs Q2 2020$0$87.00K
Rates
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First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%-$10kAccess Banking Rise Save
0.10%-$5kAccess Banking Sprout Save
0.10%-$7.5kAccess Banking Edge Save
0.10%--Member Savings
0.05%$5-Saver's Club Account
0.05%--IRA Club Account
0.05%$5-Holiday Club Account
0.05%$250-Business Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Maximizer Money Market Account

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5k-The Elite Account
0.05%--Business Interest Checking
0.05%--Commercial Checking

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month Share Certificate
0.30%$500-60 Month Share Certificate
0.20%$500-24-35 Month Share Certificate
0.20%$500-36-47 Month Share Certificate
0.15%$500-12-17 Month Share Certificate
0.15%$500-18-23 Month Share Certificate
0.10%$500-6-11 Month Share Certificate
0.05%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month IRA Certificate
0.30%$500-60 Month IRA Certificate
0.20%$500-24-35 Month IRA Certificate
0.20%$500-36-47 Month IRA Certificate
0.15%$500-12-17 Month IRA Certificate
0.15%$500-18-23 Month IRA Certificate
0.10%$500-6-11 Month IRA Certificate
0.05%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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