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First Atlantic


Overview / Commentary
www.firstatlanticcu.com
732-380-3600
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 965th largest credit union in the nation. It was established in 1935 and as of March of 2021, it had grown to 52 employees and 18,758 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health
B+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.57%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$295.6MM$270.4MM
LoansQ1 2021vs Q1 2020$214.2MM$200.4MM
DepositsQ1 2021vs Q1 2020$267.2MM$243.2MM
Equity CapitalQ1 2021vs Q1 2020$25.3MM$24.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$1.1MM$799.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.7MM$1.5MM
Real Estate OwnedQ1 2021vs Q1 2020$241.00K$87.00K
Rates
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First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%-$10kAccess Banking Rise Save
0.10%-$5kAccess Banking Sprout Save
0.10%-$7.5kAccess Banking Edge Save
0.05%$5-Saver's Club Account
0.05%--IRA Club Account
0.05%$5-Holiday Club Account
0.05%$250-Business Savings
0.05%--Member Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Maximizer Money Market Account

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5k-The Elite Account
0.05%--Business Interest Checking
0.05%--Commercial Checking

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month Share Certificate
0.30%$500-60 Month Share Certificate
0.20%$500-24-35 Month Share Certificate
0.20%$500-36-47 Month Share Certificate
0.15%$500-12-17 Month Share Certificate
0.15%$500-18-23 Month Share Certificate
0.10%$500-6-11 Month Share Certificate
0.05%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-48-59 Month IRA Certificate
0.30%$500-60 Month IRA Certificate
0.20%$500-24-35 Month IRA Certificate
0.20%$500-36-47 Month IRA Certificate
0.15%$500-12-17 Month IRA Certificate
0.15%$500-18-23 Month IRA Certificate
0.10%$500-6-11 Month IRA Certificate
0.05%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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