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First Atlantic


Overview / Commentary
www.fafcu.com
732-380-3600
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 989th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 41 employees and 21,475 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

First Atlantic is open to anyone who lives, works, worships, or goes to school in Ocean or Monmouth County. Immediate family members of existing credit union members are also eligible to join.
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Health
B+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees41
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.13%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$306.0MM$295.6MM
LoansQ1 2022vs Q1 2021$189.0MM$214.2MM
DepositsQ1 2022vs Q1 2021$273.0MM$267.2MM
Equity CapitalQ1 2022vs Q1 2021$27.1MM$25.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.4MM$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.1MM$1.7MM
Real Estate OwnedQ1 2022vs Q1 2021$0$241.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Member Savings
0.10%-$5kYouth Savings
0.05%--Saver's Club Account
0.05%--Holiday Club Account
0.05%$250-Business Savings
0.05%--IRA Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market
OTHER TIERS: 0.10% → $1k - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5k-Interest Checking
0.05%--Business Interest Checking
0.05%--Commercial Checking

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-60 Month Share Certificate
1.00%$500-48-59 Month Share Certificate
0.75%$500-36-47 Month Share Certificate
0.60%$500-24-35 Month Share Certificate
0.50%$500-12-23 Month Share Certificate
0.40%$500-6-11 Month Share Certificate
0.05%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-60 Month IRA Certificate
1.00%$500-48-59 Month IRA Certificate
0.75%$500-36-47 Month IRA Certificate
0.60%$500-24-35 Month IRA Certificate
0.50%$500-12-23 Month IRA Certificate
0.40%$500-6-11 Month IRA Certificate
0.05%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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