First Atlantic

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.19%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12-17 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Savings Account 1.00% - Ally Bank Online Savings Account

View all First Atlantic rates »

Overview / Commentary

www.firstatlanticcu.com

800-342-1184

468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 14^th largest credit union in the state of New Jersey. It is also the 912^th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 46 employees and 18,445 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	82
Year Chartered	1935
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.63%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$225.6MM$213.4MM
Loans	Q2 2016vs Q2 2015	$148.5MM$135.4MM
Deposits	Q2 2016vs Q2 2015	$203.7MM$192.7MM
Equity Capital	Q2 2016vs Q2 2015	$19.2MM$18.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$810.00K$844.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$1.3MM$1.2MM
Real Estate Owned	Q2 2016vs Q2 2015	$648.00K$638.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Cool Kids Account
0.10%	-	-	Terrific Teens
0.05%	$100	-	Savings Account
0.05%	-	-	Saver's Club Account
0.05%	-	-	IRA Club Account
0.05%	-	-	Holiday Club Account
0.05%	-	-	Business Savings

First Atlantic Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$10k^*	-	Maximum Money Market Account
OTHER TIERS: 0.05% → Up to $10k
0.10%	$25k	-	Security Plus Money Market Account

First Atlantic Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$5k	-	The Elite Account

First Atlantic CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.19%	$500	-	60 Month Share Certificate
1.10%	$500	-	48-59 Month Share Certificate
1.00%	$500	-	36-47 Month Share Certificate
0.85%	$500	-	24-35 Month Share Certificate
0.50%	$500	-	12-17 Month Share Certificate
0.50%	$500	-	18-23 Month Share Certificate
0.35%	$500	-	6-11 Month Share Certificate
0.25%	$500	-	1-5 Month Share Certificate

First Atlantic IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.19%	$500	-	60 Month IRA Certificate
1.10%	$500	-	48-59 Month IRA Certificate
1.00%	$500	-	36-47 Month IRA Certificate
0.85%	$500	-	24-35 Month IRA Certificate
0.50%	$500	-	12-17 Month IRA Certificate
0.50%	$500	-	18-23 Month IRA Certificate
0.35%	$500	-	6-11 Month IRA Certificate
0.25%	$500	-	1-5 Month IRA Certificate

Locations

First Atlantic Locations
Branch Office	495 OceanPort Ave	OceanPort, NJ 07757-1235
Branch Office	1580 ROUTE 9	Toms River, NJ 08755-3287
Branch Office	2070 STATE ROUTE 66	NEPTUNE, NJ 07753-4064
Branch Office	468 INDUSTRIAL WAY W	EATONTOWN, NJ 07724-2210