First Atlantic

Overview / Commentary
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 10th largest credit union in the state of New Jersey. It is also the 1,027th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 53 employees and 24,134 members at 4 locations. First Atlantic's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Atlantic is open to anyone who lives, works, worships, or goes to school in Ocean or Monmouth County. Immediate family members of existing credit union members are also eligible to join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #82
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD12.87%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$298.1MM$297.5MM
LoansQ1 2024vs Q1 2023$225.4MM$230.5MM
DepositsQ1 2024vs Q1 2023$256.9MM$261.6MM
Equity CapitalQ1 2024vs Q1 2023$34.7MM$29.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.6MM$1.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.1MM$3.5MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Atlantic; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

2.25%$0-IRA Savings Promo - New Money
0.15%$5-Member Savings
0.15%$0$5kYouth Savings
0.15%$0-IRA Savings
0.05%$0-Saver's Club Account
0.05%$0-Holiday Club Account
0.05%$250-Business Savings

First Atlantic Money Market Rates

3.50%*$25k*-Money Market
OTHER TIERS: 2.00% $1k - $10k | 2.75% $10k - $25k
3.50%*$25k*-Business Money Market Account
OTHER TIERS: 2.00% $2.5k - $10k | 2.50% $10k - $25k

First Atlantic Checking Account Rates

0.10%$500-Interest Checking
0.05%$0-Business Interest Checking

First Atlantic CD Rates

4.75%$500-9 Month CD Promo - New Money
3.50%$500-5 Year CD
3.50%$500-3 Year CD
3.50%$500-4 Year CD
3.00%$500-2 Year CD
2.00%$500-6 Month CD
2.00%$500-1 Year CD
0.05%$500-3 Month CD

First Atlantic IRA Rates

4.75%$500-9 Month IRA Promo - New Money
3.50%$500-5 Year IRA
3.50%$500-3 Year IRA
3.50%$500-4 Year IRA
3.00%$500-2 Year IRA
2.00%$500-6 Month IRA
2.00%$500-1 Year IRA
0.05%$500-3 Month IRA

First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.