Overview / Commentary
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 11th largest credit union in the state of New Jersey. It is also the 856th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 58 employees and 21,330 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details


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Health Grade Components

NCUA #82
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.38%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$270.9MM$244.1MM
LoansQ3 2018vs Q3 2017$192.3MM$162.5MM
DepositsQ3 2018vs Q3 2017$238.4MM$220.0MM
Equity CapitalQ3 2018vs Q3 2017$21.8MM$20.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$778.00K$838.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.4MM$1.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$51.00K
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Always verify rates and promotions with the bank or credit union. We are not First Atlantic; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

0.10%--Cool Kids Account
0.10%--Terrific Teens
0.05%$100-Savings Account
0.05%--Saver's Club Account
0.05%--IRA Club Account
0.05%--Holiday Club Account
0.05%$250-Business Savings

First Atlantic Money Market Rates

0.10%--Maximizer Money Market Account
0.10%*$25k*$100kSecurity Plus Money Market Account
OTHER TIERS: 0.05% $100k+

First Atlantic Checking Account Rates

0.10%$5k-The Elite Account

First Atlantic CD Rates

1.09%$500-60 Month Share Certificate
1.00%$500-48-59 Month Share Certificate
0.90%$500-36-47 Month Share Certificate
0.75%$500-24-35 Month Share Certificate
0.40%$500-12-17 Month Share Certificate
0.40%$500-18-23 Month Share Certificate
0.25%$500-6-11 Month Share Certificate
0.15%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

1.09%$500-60 Month IRA Certificate
1.00%$500-48-59 Month IRA Certificate
0.90%$500-36-47 Month IRA Certificate
0.75%$500-24-35 Month IRA Certificate
0.40%$500-12-17 Month IRA Certificate
0.40%$500-18-23 Month IRA Certificate
0.25%$500-6-11 Month IRA Certificate
0.15%$500-1-5 Month IRA Certificate

First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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