2. First Atlantic

First Atlantic


Overview / Commentary
www.firstatlanticcu.com
800-342-1184
468 Industrial Way W
Eatontown, NJ 07724

First Atlantic is headquartered in EATONTOWN and is the 11th largest credit union in the state of New Jersey. It is also the 864th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 57 employees and 22,239 members at 4 locations. First Atlantic has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.
See current membership details

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Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #82
Year Chartered1935
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD6.06%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$269.1MM$248.1MM
LoansQ4 2018vs Q4 2017$195.4MM$165.8MM
DepositsQ4 2018vs Q4 2017$244.0MM$224.1MM
Equity CapitalQ4 2018vs Q4 2017$22.0MM$20.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$784.00K$793.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.4MM$1.1MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Atlantic; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Atlantic Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Cool Kids Account
0.10%--Terrific Teens
0.05%$100-Savings Account
0.05%--Saver's Club Account
0.05%--IRA Club Account
0.05%--Holiday Club Account
0.05%$250-Business Savings

First Atlantic Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Maximizer Money Market Account
0.10%*$25k*$100kSecurity Plus Money Market Account
OTHER TIERS: 0.05% → $100k+

First Atlantic Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5k-The Elite Account

First Atlantic CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.09%$500-60 Month Share Certificate
1.00%$500-48-59 Month Share Certificate
0.90%$500-36-47 Month Share Certificate
0.75%$500-24-35 Month Share Certificate
0.40%$500-12-17 Month Share Certificate
0.40%$500-18-23 Month Share Certificate
0.25%$500-6-11 Month Share Certificate
0.15%$500-1-5 Month Share Certificate

First Atlantic IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.09%$500-60 Month IRA Certificate
1.00%$500-48-59 Month IRA Certificate
0.90%$500-36-47 Month IRA Certificate
0.75%$500-24-35 Month IRA Certificate
0.40%$500-12-17 Month IRA Certificate
0.40%$500-18-23 Month IRA Certificate
0.25%$500-6-11 Month IRA Certificate
0.15%$500-1-5 Month IRA Certificate
Locations


First Atlantic Locations
Branch Office495 OceanPort AveOceanPort, NJ 07757-1235
Branch Office1580 Lakewood RoadToms River, NJ 08754
Branch Office2070 STATE ROUTE 66NEPTUNE, NJ 07753-4064
Branch Office468 INDUSTRIAL WAY WEATONTOWN, NJ 07724-2210

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