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Overview / Commentary
102 West Main Street
Berne, IN 46711

First Bank of Berne is headquartered in Berne and is the 21st largest bank in the state of Indiana. It is also the 1,131st largest bank in the nation. It was established in 1891 and as of September of 2016, it had grown to 119 employees at 9 locations. First Bank of Berne has an A health rating.

Reviews (1)

First Bank Of Berne

I have always used national banks so when I switched to a local bank, I was very nervous. I didn't think their service would be as good as a major bank. What sold me on First Bank of Berne was there was no fee for having a checking account with them. This is what I was looking for so I made the switch that day that I found out. Their customer service is amazing. Whenever I needed help with anything, I could give them a call and they were there. When I was working on my mortgage, I needed them to find a check I deposited months previous to this. Within an hour I received a call back from them saying that they found it and made copies for me. I needed forms notarized and they did this for me free of charge!

The only thing that I dislike about this bank is their website. The online experience with them is not the best. Also, after a certain time, deposits do not show up on their online website. It is not like a major bank in that aspect at all. You have to wait until after 8-9 AM for things to start showing up on your online account. That is my only problem with this local bank. Other than that, they are perfect!


Health Grade Components

FDIC Certificate #9288
Year Established1891
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.86%
Return on Equity - YTD19.37%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$632.3MM$563.1MM
LoansQ3 2016vs Q3 2015$464.4MM$447.2MM
DepositsQ3 2016vs Q3 2015$502.3MM$414.7MM
Equity CapitalQ3 2016vs Q3 2015$60.5MM$57.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$5.9MM$5.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.6MM$5.8MM
Real Estate OwnedQ3 2016vs Q3 2015$84.00K$237.00K

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First Bank of Berne Locations
First Bank Of Berne102 West Main StreetBerne, IN 46711
Berne Branch1105 US Highway 27 NBerne, IN 46711
Decatur Branch1111 South 13th StreetDecatur, IN 46733
Portland Branch185 Industrial DrivePortland, IN 47371
Kokomo Branch1936 South Dixon RoadKokomo, IN 46902
Bluffton Branch404 North Main StreetBluffton, IN 46714
Peru Branch915 W Main StPeru, IN 46970
Van Wert, Oh Branch102 Christopher CrossingVan Wert, OH 45891