First Bank of Berne

First Bank of Berne

Overview / Commentary
1105 North U.S. Hwy 27
Berne, IN 46711

First Bank of Berne is headquartered in BERNE and is the 20th largest bank in the state of Indiana. It is also the 955th largest bank in the nation. It was established in 1891 and as of December of 2023, it had grown to 108 employees at 7 locations. First Bank of Berne has a B health rating.

Reviews (2)

All Around AWESOME

I have had the privilege of working with First Bank of Berne for several years. The Mortgage Department is second to none. Angela Paxson and Angie Bultemeier are simply the best. If you need a Mortgage for your Home, Farm or Business, you need to call them First.

First Bank Of Berne

I have always used national banks so when I switched to a local bank, I was very nervous. I didn't think their service would be as good as a major bank. What sold me on First Bank of Berne was there was no fee for having a checking account with them. This is what I was looking for so I made the switch that day that I found out. Their customer service is amazing. Whenever I needed help with anything, I could give them a call and they were there. When I was working on my mortgage, I needed them to find a check I deposited months previous to this. Within an hour I received a call back from them saying that they found it and made copies for me. I needed forms notarized and they did this for me free of charge!

The only thing that I dislike about this bank is their website. The online experience with them is not the best. Also, after a certain time, deposits do not show up on their online website. It is not like a major bank in that aspect at all. You have to wait until after 8-9 AM for things to start showing up on your online account. That is my only problem with this local bank. Other than that, they are perfect!


Health Grade Components

FDIC Certificate #9288
Year Established1891
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD31.07%
Annual Interest Income$45.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.07B$1.05B
LoansQ4 2023vs Q4 2022$735.7MM$700.9MM
DepositsQ4 2023vs Q4 2022$920.6MM$963.8MM
Equity CapitalQ4 2023vs Q4 2022$48.8MM$42.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$10.5MM$8.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.6MM$3.3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Sorry, we do not have rate data for First Bank of Berne.


First Bank of Berne Locations
Van Wert, Oh Branch102 Christopher CrossingVan Wert, OH 45891
First Bank Of Berne222 Heritage TrlBerne, IN 46711
Berne Branch1105 US Highway 27 NBerne, IN 46711
Decatur Branch1111 South 13th StreetDecatur, IN 46733
Portland Branch185 Industrial DrivePortland, IN 47371
Kokomo Branch1936 South Dixon RoadKokomo, IN 46902
Bluffton Branch404 North Main StreetBluffton, IN 46714
Peru Branch915 W Main StPeru, IN 46970

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