First Bank of Ohio is headquartered in TIFFIN and is the 67th largest bank in the state of Ohio. It is also the 2,429th largest bank in the nation. It was established in 1873 and as of March of 2023, it had grown to 45 employees at 5 locations. First Bank of Ohio has an A health rating.
Online Banking
this bank does not offer customers online banking. this bank is behind the times. have been a loyal customer for over 35 years.
A Nightmare
Avoid this bank if you can. They will tell you different days when your loan is due, lose payments, and charge late fees like crazy even though they never tell anybody they are late. The webpage doesn't update late fees so they can keep charging you and they don't call you. Charge 6 dollars for debit card payment fee, It's a scam. Customer service is horrible and they are extreamly rude. The last 4 years dealing with them has been a nightmare.
Read Reviews Before Choosing To Deal With This Bank
Terrible customer service we have ever experienced. Very rude and didnt change their attitude until we got someone higher over their head to handle the issues with them. But They would "LOSE" our extra payment we made on a vehicle loan and then argue with us when we had tons of proof. they are unprofessional. and always had problems with them. There are alot of other banks out there for banking and loans. Too many issues with this one.
THIEVES ---BEWARE
AVOID BANKING HERE OR GETTING A LOAN WITH THEM. READ ALL REVIEWS.
YOU NEVER GET STATEMENTS, YOU ARE UNAWARE OF LATE FEES, NO ONLINE BANKING, TERRIBLE CUSTOMER SERVICES (THIEVES)., THIS BANK SHOULD BE OUT OF BUSINESS..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................
The Worst Bank Ever
Terrible customer service. Only have 5 reps to answer phones. NO ONLINE BANKING, which in the 21st century is absolutely absurd! They lose payments that you've clearly called and talk to someone about because that is the only way to make payments besides ACH. TERRIBLE EXPERIENCE! Someone really needs to redo do this entire organization!
AVOID THIS BANK AT ALL COSTS
Do not bank here. I have a car loan at this organization and they frequently lose payments and refuse to work with their customers. They charge late fees even if you fax proof from another financial organization of payment. They do not utilize electronic payment methods. Their support staff was abusive and terrible to work with, even after my normal bank called, they refused to have anythign to do with it.
Take my advice, do NOT bank here.
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9450 |
| Year Established | 1873 |
| Employees | 45 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.73% |
| Return on Equity - YTD | 6.22% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $307.7MM$274.3MM |
| Loans | Q1 2023vs Q1 2022 | $248.0MM$216.2MM |
| Deposits | Q1 2023vs Q1 2022 | $220.5MM$192.0MM |
| Equity Capital | Q1 2023vs Q1 2022 | $85.1MM$80.5MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $6.0MM$6.0MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $852.00K$444.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |