First Bank of the Lake

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	Reward Savings	Kasasa Saver 0.91% - National Average
1.26%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD
1.11%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD

View all First Bank of the Lake rates »

Overview / Commentary

www.firstbanklake.com

573-348-2265

4558 Osage Beach Pkwy Suite
Osage Beach, MO 65065

First Bank of the Lake is headquartered in Osage Beach and is the 210^th largest bank in the state of Missouri. It is also the 4,611^th largest bank in the nation. It was established in 1987 and as of June of 2018, it had grown to 18 employees at 1 location. First Bank of the Lake's money market rates are 2X the national average, and it has an A health rating.

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Health

A

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Bank of the Lake has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	26960
Year Established	1987
Employees	18
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	9.53%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$74.6MM$59.1MM
Loans	Q2 2018vs Q2 2017	$46.4MM$48.0MM
Deposits	Q2 2018vs Q2 2017	$66.8MM$51.8MM
Equity Capital	Q2 2018vs Q2 2017	$7.4MM$7.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$510.00K$396.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$23.00K$603.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$2.00K

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of the Lake Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$25k	Kasasa Saver
OTHER TIERS: 0.35% → $25+
0.05%	-	$200	Statement Savings

First Bank of the Lake Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.25% → Up to $25k \| 0.35% → $25k - $50k \| 0.50% → $50k - $100k

First Bank of the Lake Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.41% → $10k+

First Bank of the Lake CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.57%	$5k	-	42 Month CD Special
2.42%	$5k	-	33 Month CD Special
2.27%	$5k	-	26 Month CD Special
2.02%	$5k	-	15 Month CD Special
1.81%	$5k	-	9 Month CD Special
1.60%	$5k	-	6 Month CD Special
1.26%	$2k	-	24 Month CD
1.26%	$2k	-	30 Month CD
1.26%	$2k	-	36 Month CD
1.26%	$2k	-	48 Month CD
1.26%	$2k	-	60 Month CD
1.21%	$2k	-	18 Month CD
1.11%	$2k	-	12 Month CD
0.10%	$2k	-	3 Month CD

First Bank of the Lake IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.57%	$5k	-	42 Month IRA Special
2.42%	$5k	-	33 Month IRA Special
2.27%	$5k	-	26 Month IRA Special
2.02%	$5k	-	15 Month IRA Special
1.26%	$2k	-	24 Month IRA
1.26%	$2k	-	30 Month IRA
1.26%	$2k	-	36 Month IRA
1.26%	$2k	-	48 Month IRA
1.26%	$2k	-	60 Month IRA
1.21%	$2k	-	18 Month IRA
1.11%	$2k	-	12 Month IRA

Locations

First Bank of the Lake Locations
First Bank Of The Lake	4558 Osage Beach Parkway Suite 100	Osage Beach, MO 65065

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