Featured Savings Rates
Featured Accounts

First Bank of the Lake

Popular Accounts at this Bank

0.75%Reward SavingsKasasa Saver
1.26%5-year CD60 Month CD
1.11%1-year CD12 Month CD

Overview / Commentary
4558 Osage Beach Pkwy Suite
Osage Beach, MO 65065

First Bank of the Lake is headquartered in Osage Beach and is the 223rd largest bank in the state of Missouri. It is also the 4,744th largest bank in the nation. It was established in 1987 and as of March of 2018, it had grown to 17 employees at 1 location. First Bank of the Lake's money market rates are 2X the national average, and it has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Bank of the Lake has a relatively low asset base.

Health Grade Components

FDIC Certificate #26960
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.72%
Annual Interest Income$841.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$69.0MM$57.3MM
LoansQ1 2018vs Q1 2017$45.5MM$41.1MM
DepositsQ1 2018vs Q1 2017$61.4MM$50.4MM
Equity CapitalQ1 2018vs Q1 2017$7.3MM$6.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$459.00K$395.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$0$685.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$252.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of the Lake Savings Account Rates

0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25+
0.05%-$200Statement Savings
0.05%--Business Statement Savings

First Bank of the Lake Money Market Rates

1.00%*$100k*-Money Market Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $50k | 0.50% $50k - $100k

First Bank of the Lake Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.41% $10k+
0.25%$750-Interest Bearing Checking

First Bank of the Lake CD Rates

2.57%$5k-42 Month CD Special
2.42%$5k-33 Month CD Special
2.27%$5k-26 Month CD Special
2.02%$5k-15 Month CD Special
1.81%$5k-9 Month CD Special
1.60%$5k-6 Month CD Special
1.26%$2k-24 Month CD
1.26%$2k-30 Month CD
1.26%$2k-36 Month CD
1.26%$2k-48 Month CD
1.26%$2k-60 Month CD
1.21%$2k-18 Month CD
1.11%$2k-12 Month CD
0.10%$2k-3 Month CD

First Bank of the Lake IRA Rates

2.57%$5k-42 Month IRA Special
2.42%$5k-33 Month IRA Special
2.27%$5k-26 Month IRA Special
2.02%$5k-15 Month IRA Special
1.26%$2k-24 Month IRA
1.26%$2k-30 Month IRA
1.26%$2k-36 Month IRA
1.26%$2k-48 Month IRA
1.26%$2k-60 Month IRA
1.21%$2k-18 Month IRA
1.11%$2k-12 Month IRA

First Bank of the Lake Locations
First Bank Of The Lake4558 Osage Beach Parkway Suite 100Osage Beach, MO 65065

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