First Bank of the Lake

Overview / Commentary
4558 Osage Beach Pkwy Suite
Osage Beach, MO 65065

First Bank of the Lake is headquartered in Osage Beach and is the 60th largest bank in the state of Missouri. It is also the 1,688th largest bank in the nation. It was established in 1987 and as of March of 2022, it had grown to 159 employees at 1 location. First Bank of the Lake's CD rates are 83% higher than the national average, and it has an A health rating.

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In-Branch CD Specials - 6/30/2022

CD SPECIALS, $5,000 minimum, must be opened in-branch 42 month special: 3.25% APY 33 month special: 3.15% APY 26 month special: 3.00% APY 9 month special: 1.50% APY

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Data as of Q1 2022

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

FDIC Certificate #26960
Year Established1987
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD31.64%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$530.0MM$1.10B
LoansQ1 2022vs Q1 2021$450.6MM$1.00B
DepositsQ1 2022vs Q1 2021$351.1MM$188.8MM
Equity CapitalQ1 2022vs Q1 2021$34.7MM$25.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.1MM$2.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$434.00K$77.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not First Bank of the Lake; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of the Lake Savings Account Rates

0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% $25k+
0.05%-$200Traditional Savings
0.05%--Business Statement Savings
0.05%--Young Savers

First Bank of the Lake Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $50k | 0.40% $50k - $100k

First Bank of the Lake Checking Account Rates

2.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.41% $10k+

First Bank of the Lake CD Rates

3.25%$5k-42 Month CD Special
3.15%$5k-33 Month CD Special
3.00%$5k-26 Month CD Special
2.75%$2k-60 Month CD
2.70%$2k-48 Month CD
2.65%$2k-36 Month CD
2.60%$2k-30 Month CD
2.50%$2k-24 Month CD
2.35%$5k-15 Month CD Special
2.25%$2k-18 Month CD
1.65%$2k-12 Month CD
1.50%$5k-9 Month CD Special
1.25%$5k-6 Month CD Special
0.20%$2k-3 Month CD

First Bank of the Lake IRA Rates

2.75%$2k-60 Month IRA
2.70%$2k-48 Month IRA
2.65%$2k-36 Month IRA
2.60%$2k-30 Month IRA
2.50%$2k-24 Month IRA
2.25%$2k-18 Month IRA
1.65%$2k-12 Month IRA

First Bank of the Lake Locations
First Bank Of The Lake4558 Osage Beach Parkway Suite 100Osage Beach, MO 65065

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