First Bank of the Lake

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.26%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Statement Savings 1.00% - Ally Bank Online Savings Account

View all First Bank of the Lake rates »

Overview / Commentary

www.firstbanklake.com

573-348-2265

4558 Osage Beach Pkwy Suite
Osage Beach, MO 65065

First Bank of the Lake is headquartered in Osage Beach and is the 250^th largest bank in the state of Missouri. It is also the 5,314^th largest bank in the nation. It was established in 1987 and as of June of 2016, it had grown to 13 employees at 1 location. First Bank of the Lake's money market rates are 14% higher than the national average, and it has a B health rating.

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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Bank of the Lake has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	26960
Year Established	1987
Employees	13
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	4.63%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$56.7MM$57.1MM
Loans	Q2 2016vs Q2 2015	$39.7MM$30.1MM
Deposits	Q2 2016vs Q2 2015	$50.1MM$50.6MM
Equity Capital	Q2 2016vs Q2 2015	$6.4MM$6.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$404.00K$446.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$698.00K$736.00K
Real Estate Owned	Q2 2016vs Q2 2015	$257.00K$125.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of the Lake Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	$200	Statement Savings

First Bank of the Lake Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.25% → $50k - $100k

First Bank of the Lake Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Interest Bearing Checking

First Bank of the Lake CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$2k	-	33 Month CD Special
1.26%	$2k	-	36 Month CD
1.26%	$2k	-	48 Month CD
1.26%	$2k	-	60 Month CD
1.05%	$5k	-	15 Month CD Special
1.00%	$2k	-	30 Month CD
0.95%	$2k	-	24 Month CD
0.85%	$5k	-	9 Month CD Special
0.75%	$2k	-	12 Month CD
0.75%	$2k	-	18 Month CD
0.15%	$2k	-	6 Month CD
0.10%	$2k	-	3 Month CD

First Bank of the Lake IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$2k	-	36 Month IRA
1.26%	$2k	-	48 Month IRA
1.26%	$2k	-	60 Month IRA
1.00%	$2k	-	30 Month IRA
0.95%	$2k	-	24 Month IRA
0.75%	$2k	-	12 Month IRA
0.75%	$2k	-	18 Month IRA

Locations

First Bank of the Lake Locations
First Bank Of The Lake	4558 Osage Beach Parkway Suite 100	Osage Beach, MO 65065