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First Bank of the Lake


Overview / Commentary
www.fblake.bank
573-348-2265
4558 Osage Beach Pkwy Suite
Osage Beach, MO 65065

First Bank of the Lake is headquartered in Osage Beach and is the 60th largest bank in the state of Missouri. It is also the 1,688th largest bank in the nation. It was established in 1987 and as of March of 2022, it had grown to 159 employees at 1 location. First Bank of the Lake's CD rates are 83% higher than the national average, and it has an A health rating.

Related Posts

In-Branch CD Specials - 6/30/2022

CD SPECIALS, $5,000 minimum, must be opened in-branch 42 month special: 3.25% APY 33 month special: 3.15% APY 26 month special: 3.00% APY 9 month special: 1.50% APY

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Health
A

Data as of Q1 2022

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26960
Year Established1987
Employees159
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD31.64%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$530.0MM$1.10B
LoansQ1 2022vs Q1 2021$450.6MM$1.00B
DepositsQ1 2022vs Q1 2021$351.1MM$188.8MM
Equity CapitalQ1 2022vs Q1 2021$34.7MM$25.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.1MM$2.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$434.00K$77.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of the Lake Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$25kKasasa Saver
OTHER TIERS: 0.35% → $25k+
0.05%-$200Traditional Savings
0.05%--Business Statement Savings
0.05%--Young Savers

First Bank of the Lake Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.20% → Up to $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k

First Bank of the Lake Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.41% → $10k+

First Bank of the Lake CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$5k-42 Month CD Special
3.15%$5k-33 Month CD Special
3.00%$5k-26 Month CD Special
2.75%$2k-60 Month CD
2.70%$2k-48 Month CD
2.65%$2k-36 Month CD
2.60%$2k-30 Month CD
2.50%$2k-24 Month CD
2.35%$5k-15 Month CD Special
2.25%$2k-18 Month CD
1.65%$2k-12 Month CD
1.50%$5k-9 Month CD Special
1.25%$5k-6 Month CD Special
0.20%$2k-3 Month CD

First Bank of the Lake IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$2k-60 Month IRA
2.70%$2k-48 Month IRA
2.65%$2k-36 Month IRA
2.60%$2k-30 Month IRA
2.50%$2k-24 Month IRA
2.25%$2k-18 Month IRA
1.65%$2k-12 Month IRA
Locations


First Bank of the Lake Locations
First Bank Of The Lake4558 Osage Beach Parkway Suite 100Osage Beach, MO 65065

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