First Bank of Utica

Overview / Commentary
785 D Street
Utica, NE 68456

First Bank of Utica is headquartered in Utica and is the 117th largest bank in the state of Nebraska. It is also the 4,429th largest bank in the nation. It was established in 1882 and as of June of 2020, it had grown to 15 employees at 4 locations. First Bank of Utica has an A health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Bank of Utica has a relatively low asset base.

Health Grade Components

FDIC Certificate #14281
Year Established1882
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.79%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$71.4MM$67.9MM
LoansQ2 2020vs Q2 2019$60.0MM$58.0MM
DepositsQ2 2020vs Q2 2019$59.5MM$55.8MM
Equity CapitalQ2 2020vs Q2 2019$8.3MM$8.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.0MM$1.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$516.00K$747.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Bank of Utica; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank of Utica Savings Account Rates

0.05%--Regular Savings
0.05%--Health Savings Account

First Bank of Utica Money Market Rates

0.20%*$100k*-Money Market Account
OTHER TIERS: 0.05% $1k - $20k | 0.10% $20k - $100k

First Bank of Utica Checking Account Rates

0.05%$700-NOW Checking
0.05%$700-Super NOW Checking

First Bank of Utica CD Rates

0.75%$1k-60 Month CD
0.70%$1k-48 Month CD
0.50%$500-18 Month CD
0.50%$500-24 Month CD
0.50%$500-30 Month CD
0.50%$500-36 Month CD
0.40%$500-12 Month CD
0.20%$500-182 Day CD
0.15%$500-91 Day CD

First Bank of Utica IRA Rates

0.75%$1k-60 Month Fixed IRA
0.50%$500-30 Month Fixed IRA
0.40%$500-12 Month Fixed IRA

First Bank of Utica Locations
Bank Of Friend Branch104 S Cherry StFriend, NE 68359
Cordova Branch390 Hector P.o. Box 77Cordova, NE 68330
First Bank Of Utica785 D StreetUtica, NE 68456
Milligan Branch407 7th StreetMilligan, NE 68406

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.