First Bank Richmond

Overview / Commentary
20 North 9th Street
Richmond, IN 47374

First Bank Richmond is headquartered in RICHMOND and is the 17th largest bank in the state of Indiana. It is also the 771st largest bank in the nation. It was established in 1887 and as of March of 2023, it had grown to 181 employees at 13 locations. First Bank Richmond's money market rates are 6X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #28533
Year Established1887
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD11.88%
Annual Interest Income$15.2MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.36B$1.25B
LoansQ1 2023vs Q1 2022$989.3MM$850.6MM
DepositsQ1 2023vs Q1 2022$1.05B$929.1MM
Equity CapitalQ1 2023vs Q1 2022$108.2MM$135.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$15.5MM$12.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$8.6MM$8.0MM
Real Estate OwnedQ1 2023vs Q1 2022$366.00K$85.00K
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Always verify rates and promotions with the bank or credit union. We are not First Bank Richmond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank Richmond Savings Account Rates

0.50%*-$1kFit Savings
OTHER TIERS: 0.25% $1k+
0.25%$20-IRA Savings
0.25%$1-Statement Savings
0.25%*$5k*-HSA Checking
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $5k
0.25%$1-Kid's First Savings

First Bank Richmond Money Market Rates

2.53%*$1m*-Money Market
OTHER TIERS: 1.01% Up to $100k | 2.02% $100k - $1m

First Bank Richmond Checking Account Rates

0.25%*$50k*-First Business Analysis Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $15k | 0.15% $15k - $50k
0.25%$1k-Modern Fit
0.25%*$50k*-Classic Fit
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $15k | 0.20% $15k - $50k
0.20%*$10k*-Sole Proprietor Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$10k*-Community Companion Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$75k*-First Business Select Plus Checking
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $75k

First Bank Richmond CD Rates

5.15%$500-19 Month CD Special
5.00%$500-13 Month CD Special
4.08%$1k-5 Year Fixed Rate CD
3.82%$1k-4 Year Fixed Rate CD
3.56%$1k-3 Year Fixed Rate CD
3.05%$1k-2 Year Fixed Rate CD
2.79%$500-18 Month Fixed Rate CD
2.53%$500-1 Year Fixed Rate CD
2.02%$5k-6 Month Fixed Rate CD
1.02%$5k-3 Month Fixed Rate CD

First Bank Richmond IRA Rates

4.08%$1k-5 Year IRA CD
4.08%$1k-7 Year IRA CD
3.82%$1k-4 Year IRA CD
3.56%$1k-3 Year IRA CD
3.05%$1k-2 Year IRA CD
2.79%$1k-18 Month IRA CD
2.53%$500- 1 Year IRA CD

First Bank Richmond Locations
First Bank Richmond, National Association20 N 9th StRichmond, IN 47374
North Side Branch2499 Chester BoulevardRichmond, IN 47374
Westside Branch2929 National Road WestRichmond, IN 47374
East Side Branch3403 East Main StreetRichmond, IN 47374
South A Street Motor Branch601 South A StreetRichmond, IN 47375
Centerville Branch119 East Main StreetCenterville, IN 47330
Cambridge City Branch200 W Main StCambridge City, IN 47327
Shelbyville Branch1835 Marketplace BlvdShelbyville, IN 46176

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