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First Bank Richmond

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CURRENT TOP RATE

5 Year Fixed Rate CD

Overview / Commentary

www.firstbankrichmond.com

765-962-2581

20 North 9th Street
Richmond, IN 47374

First Bank Richmond is headquartered in Richmond and is the 17^th largest bank in the state of Indiana. It is also the 876^th largest bank in the nation. It was established in 1887 and as of September of 2020, it had grown to 170 employees at 13 locations. First Bank Richmond's money market rates are 11% higher than the national average, and it boasts an A+ health rating.

Related Posts

CD Term Correction - 7/17/2020

Listed under the 1 yr CD's is First Bank Richmond's 13 month CD paying 1.11% APY. According to the bank's website and an agent there, it is a 17 month CD paying 1.11%.

View all posts from:

2020
2010

7/17 - CD Term Correction

12/15 - Top 3-Year CD Rate at First Bank Richmond in Indiana
12/10 - 3 Year CD APY=2.6%

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Health

A+

Data as of Q3 2020

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Health Grade Components

Overall
FDIC Certificate #	28533
Year Established	1887
Employees	170
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	7.12%
Annual Interest Income	$31.9MM

Assets and Liabilities
Assets	Q3 2020vs Q3 2019	$1.05B$953.8MM
Loans	Q3 2020vs Q3 2019	$750.6MM$695.5MM
Deposits	Q3 2020vs Q3 2019	$699.0MM$652.8MM
Equity Capital	Q3 2020vs Q3 2019	$153.0MM$154.1MM
Loan Loss Allowance	Q3 2020vs Q3 2019	$9.8MM$6.9MM
Unbacked Noncurrent Loans	Q3 2020vs Q3 2019	$3.4MM$4.1MM
Real Estate Owned	Q3 2020vs Q3 2019	$32.00K$109.00K

Rates

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Money Market
Checking
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Always verify rates and promotions with the bank or credit union. We are not First Bank Richmond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank Richmond Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*^†	-	$1k	Fit Savings
OTHER TIERS: 0.25% → $1k+
0.25%^†	$20	-	IRA Savings
0.25%^†	$1	-	Statement Savings
0.25%^*^†	$5k^*	-	HSA Checking
OTHER TIERS: 0.10% → Up to $500 \| 0.15% → $500 - $2.5k \| 0.20% → $2.5k - $5k
0.25%^†	$1	-	Kid's First Savings

First Bank Richmond Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.49%^*^†	$100k^*	$1m	Money Market
OTHER TIERS: 0.19% → Up to $25k \| 0.24% → $25k - $100k \| 0.35% → $1m+

First Bank Richmond Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*^†	$50k^*	-	Classic Fit
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $15k \| 0.20% → $15k - $50k
0.20%^*^†	$10k^*	-	Sole Proprietor Checking
OTHER TIERS: 0.10% → $500 - $5k \| 0.15% → $5k - $10k
0.20%^*^†	$10k^*	-	Community Companion Checking
OTHER TIERS: 0.10% → $500 - $5k \| 0.15% → $5k - $10k
0.20%^*^†	$75k^*	-	First Business Select Plus Checking
OTHER TIERS: 0.10% → $25k - $50k \| 0.15% → $50k - $75k
0.20%^*^†	$25k^*	-	Estate Checking
OTHER TIERS: 0.10% → $5k - $15k \| 0.15% → $15k - $25k
0.10%^†	$1k	-	Modern Fit

First Bank Richmond CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^†	$1k	-	5 Year Fixed Rate CD
1.26%^†	$1k	-	5 Year My Fit CD Special
1.11%^†	$500	-	17 Month CD Special
1.01%^†	$1k	-	4 Year Fixed Rate CD
0.75%^†	$1k	-	3 Year Fixed Rate CD
0.65%^†	$1k	-	2 Year Fixed Rate CD
0.60%^†	$500	-	18 Month Fixed Rate CD
0.50%^†	$500	-	1 Year Fixed Rate CD
0.25%^†	$5k	-	6 Month Fixed Rate CD
0.10%^†	$5k	-	3 Month Fixed Rate CD

First Bank Richmond IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.26%^†	$1k	-	5 Year IRA CD
1.26%^†	$1k	-	7 Year IRA CD
1.01%^†	$1k	-	4 Year IRA CD
0.75%^†	$1k	-	3 Year IRA CD
0.65%^†	$1k	-	2 Year IRA CD
0.60%^†	$1k	-	18 Month IRA CD
0.50%^†	$500	-	1 Year IRA CD

Locations

First Bank Richmond Locations
Centerville Branch	119 East Main Street	Centerville, IN 47330
Cambridge City Branch	200 W Main St	Cambridge City, IN 47327
Shelbyville Branch	1835 Marketplace Blvd	Shelbyville, IN 46176
First Bank Richmond, National Association	20 North 9th Street	Richmond, IN 47374
North Side Branch	2499 Chester Boulevard	Richmond, IN 47374
Westside Branch	2929 National Road West	Richmond, IN 47374
East Side Branch	3403 East Main Street	Richmond, IN 47374
South A Street Motor Branch	601 South A Street	Richmond, IN 47375

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