Overview / Commentary
765-962-2581
20 North 9th Street
Richmond, IN 47374

First Bank Richmond is headquartered in Richmond and is the 18th largest bank in the state of Indiana. It is also the 926th largest bank in the nation. It was established in 1887 and as of December of 2018, it had grown to 172 employees at 12 locations. First Bank Richmond's CD rates are 3X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28533
Year Established1887
Employees172
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.8%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$845.0MM$750.4MM
LoansQ4 2018vs Q4 2017$654.9MM$559.3MM
DepositsQ4 2018vs Q4 2017$623.4MM$563.9MM
Equity CapitalQ4 2018vs Q4 2017$80.3MM$76.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.6MM$4.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.6MM$4.5MM
Real Estate OwnedQ4 2018vs Q4 2017$176.00K$34.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Bank Richmond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank Richmond Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$1kFit Savings
OTHER TIERS: 0.25% $1k+
0.25%$20-IRA Savings
0.25%$1-Statement Savings
0.25%*$5k*-HSA Checking
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $5k
0.25%$1-Kid's First Savings

First Bank Richmond Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*$1mMoney Market
OTHER TIERS: 0.20% Up to $25k | 0.25% $25k - $100k | 0.35% $1m+

First Bank Richmond Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Classic Fit
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $15k | 0.20% $15k - $50k
0.20%*$10k*-Sole Proprietor Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$10k*-Community Companion Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$75k*-First Business Select Plus Checking
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $75k
0.20%*$25k*-Estate Checking
OTHER TIERS: 0.10% $5k - $15k | 0.15% $15k - $25k
0.10%$1k-Modern Fit

First Bank Richmond CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-Your Term CD Special
2.00%$1k-5 Year Fixed Rate CD
2.00%$1k-5 Year My Fit CD
1.50%$1k-4 Year Fixed Rate CD
1.25%$1k-3 Year Fixed Rate CD
1.00%$1k-2 Year Fixed Rate CD
0.85%$500-18 Month Fixed Rate CD
0.75%$500-1 Year Fixed Rate CD
0.50%$5k-6 Month Fixed Rate CD
0.15%$5k-3 Month Fixed Rate CD

First Bank Richmond IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-7 Year Fixed Rate IRA CD
2.00%$1k-5 Year Fixed Rate IRA CD
1.50%$1k-4 Year Fixed Rate IRA CD
1.25%$1k-3 Year Fixed Rate IRA CD
1.00%$1k-2 Year Fixed Rate IRA CD
0.85%$1k-18 Month Variable IRA CD
0.75%$500- 1 Year Fixed Rate IRA CD
Locations


First Bank Richmond Locations
Centerville Branch119 East Main StreetCenterville, IN 47330
Cambridge City Branch200 W Main StCambridge City, IN 47327
Shelbyville Branch1835 Marketplace BlvdShelbyville, IN 46176
First Bank Richmond, National Association20 North 9th StreetRichmond, IN 47374
North Side Branch2499 Chester BoulevardRichmond, IN 47374
Westside Branch2929 National Road WestRichmond, IN 47374
East Side Branch3403 East Main StreetRichmond, IN 47374
South A Street Motor Branch601 South A StreetRichmond, IN 47375

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