First Bank Richmond


Overview / Commentary
765-962-2581
20 North 9th Street
Richmond, IN 47374

First Bank Richmond is headquartered in RICHMOND and is the 17th largest bank in the state of Indiana. It is also the 753rd largest bank in the nation. It was established in 1887 and as of September of 2023, it had grown to 176 employees at 13 locations. First Bank Richmond's money market rates are 6X the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #28533
Year Established1887
Employees176
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD10.46%
Annual Interest Income$48.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.42B$1.28B
LoansQ3 2023vs Q3 2022$1.07B$916MM
DepositsQ3 2023vs Q3 2022$1.07B$986.6MM
Equity CapitalQ3 2023vs Q3 2022$97.1MM$93.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$15.5MM$12.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$8MM$8.5MM
Real Estate OwnedQ3 2023vs Q3 2022$636K$67K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Bank Richmond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank Richmond Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$1kFit Savings
OTHER TIERS: 0.25% $1k+
0.25%$20-IRA Savings
0.25%$1-Statement Savings
0.25%*$5k*-HSA Checking
OTHER TIERS: 0.10% Up to $500 | 0.15% $500 - $2.5k | 0.20% $2.5k - $5k
0.25%$1-Kid's First Savings

First Bank Richmond Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$1m*-Money Market
OTHER TIERS: 1.01% Up to $100k | 2.02% $100k - $1m

First Bank Richmond Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-First Business Analysis Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $15k | 0.15% $15k - $50k
0.25%$1k-Modern Fit
0.25%*$50k*-Classic Fit
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $15k | 0.20% $15k - $50k
0.20%*$10k*-Sole Proprietor Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$10k*-Community Companion Checking
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $10k
0.20%*$75k*-First Business Select Plus Checking
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $75k

First Bank Richmond CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$500-19 Month CD Special
5.00%$500-13 Month CD Special
4.08%$1k-5 Year Fixed Rate CD
3.82%$1k-4 Year Fixed Rate CD
3.56%$1k-3 Year Fixed Rate CD
3.05%$1k-2 Year Fixed Rate CD
2.79%$500-18 Month Fixed Rate CD
2.53%$500-1 Year Fixed Rate CD
2.02%$5k-6 Month Fixed Rate CD
1.02%$5k-3 Month Fixed Rate CD

First Bank Richmond IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$1k-5 Year IRA CD
4.08%$1k-7 Year IRA CD
3.82%$1k-4 Year IRA CD
3.56%$1k-3 Year IRA CD
3.05%$1k-2 Year IRA CD
2.79%$1k-18 Month IRA CD
2.53%$500- 1 Year IRA CD
Locations


First Bank Richmond Locations
Centerville Branch119 East Main StreetCenterville, IN 47330
Cambridge City Branch200 W Main StCambridge City, IN 47327
Shelbyville Branch1835 Marketplace BlvdShelbyville, IN 46176
First Bank Richmond, National Association20 N 9th StRichmond, IN 47374
North Side Branch2499 Chester BoulevardRichmond, IN 47374
Westside Branch2929 National Road WestRichmond, IN 47374
East Side Branch3403 East Main StreetRichmond, IN 47374
South A Street Motor Branch601 South A StreetRichmond, IN 47375

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.