First Bank & Trust (Brookings, SD)

Overview / Commentary
520 6th Street
Brookings, SD 57006

First Bank & Trust (Brookings, SD) is headquartered in BROOKINGS and is the 5th largest bank in the state of South Dakota. It is also the 303rd largest bank in the nation. It was established in 1925 and as of March of 2023, it had grown to 697 employees at 22 locations. First Bank & Trust (Brookings, SD) has an A health rating.

Reviews (1)

Very Bad Customer Service/Disputes Department

Posted by: |

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that the charge is valid-and the balance is once again showing that I owe it. They seem to have a strategy of making it as hard as possible to communicate by offering only mail and fax to communicate with their different deadlines. Also, customer service will make it as hard as possible as well to solve the issue by simply just hanging -up, with one day hanging-up on me 5 times. It's hard to believe there is any investigation at all regarding the unauthorized charge-they just want you to go away. I have had to file a complaint with the FDIC for help in dealing with this bank's credit card department in hopes of resolving this before I terminate the account. Do not use this bank.


Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.35%
Annual Interest Income$46.4MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$4.28B$4.14B
LoansQ1 2023vs Q1 2022$3.11B$2.81B
DepositsQ1 2023vs Q1 2022$3.73B$3.68B
Equity CapitalQ1 2023vs Q1 2022$432.1MM$412.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$38.1MM$37.1MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$4.7MM$5.6MM
Real Estate OwnedQ1 2023vs Q1 2022$8.2MM$11.3MM
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Bank & Trust (Brookings, SD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank & Trust (Brookings, SD) Savings Account Rates

0.05%--Kids-N-Coins Club
0.05%--Cache Teen Savings

First Bank & Trust (Brookings, SD) Checking Account Rates

0.25%*-$25keasyGROW Checking
OTHER TIERS: 0.14% $25k+


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.