First Bank & Trust (Brookings, SD)

Overview / Commentary
520 6th Street
Brookings, SD 57006

First Bank & Trust (Brookings, SD) is headquartered in Brookings and is the 5th largest bank in the state of South Dakota. It is also the 308th largest bank in the nation. It was established in 1925 and as of June of 2021, it had grown to 650 employees at 23 locations. First Bank & Trust (Brookings, SD) has an A health rating.


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Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD13.88%
Annual Interest Income$72.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$3.83B$2.27B
LoansQ2 2021vs Q2 2020$2.65B$1.66B
DepositsQ2 2021vs Q2 2020$3.37B$1.95B
Equity CapitalQ2 2021vs Q2 2020$398.5MM$244.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$36.3MM$22.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$7.3MM$17.5MM
Real Estate OwnedQ2 2021vs Q2 2020$12.3MM$145.00K
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First Bank & Trust (Brookings, SD) Savings Account Rates

0.05%--Kids-N-Coins Club
0.05%--Cache Teen Savings

First Bank & Trust (Brookings, SD) Checking Account Rates

0.25%*-$25keasyGROW Checking
OTHER TIERS: 0.10% $25k+

First Bank & Trust (Brookings, SD) CD Rates

0.10%$5k-12 Month Liquid CD


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