First Bank & Trust (Brookings, SD)

Overview / Commentary

www.bankeasy.com

605-696-2265

520 6th Street
Brookings, SD 57006

First Bank & Trust (Brookings, SD) is headquartered in Brookings and is the 5^th largest bank in the state of South Dakota. It is also the 308^th largest bank in the nation. It was established in 1925 and as of June of 2021, it had grown to 650 employees at 23 locations. First Bank & Trust (Brookings, SD) has an A health rating.

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Health

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	3973
Year Established	1925
Employees	650
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.46%
Return on Equity - YTD	13.88%
Annual Interest Income	$72.5MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$3.83B$2.27B
Loans	Q2 2021vs Q2 2020	$2.65B$1.66B
Deposits	Q2 2021vs Q2 2020	$3.37B$1.95B
Equity Capital	Q2 2021vs Q2 2020	$398.5MM$244.4MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$36.3MM$22.4MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$7.3MM$17.5MM
Real Estate Owned	Q2 2021vs Q2 2020	$12.3MM$145.00K

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank & Trust (Brookings, SD) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Kids-N-Coins Club
0.05%	-	-	Cache Teen Savings

First Bank & Trust (Brookings, SD) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	-	$25k	easyGROW Checking
OTHER TIERS: 0.10% → $25k+

First Bank & Trust (Brookings, SD) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$5k	-	12 Month Liquid CD

Locations

Availability

Sioux Falls Area

Sioux Falls Area bank & credit union details

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