First Bank & Trust (Brookings, SD)

Overview / Commentary
520 6th Street
Brookings, SD 57006

First Bank & Trust (Brookings, SD) is headquartered in Brookings and is the 4th largest bank in the state of South Dakota. It is also the 305th largest bank in the nation. It was established in 1925 and as of March of 2022, it had grown to 669 employees at 22 locations. First Bank & Trust (Brookings, SD) has an A health rating.


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Health Grade Components

FDIC Certificate #3973
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD13.95%
Annual Interest Income$38.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$4.14B$3.75B
LoansQ1 2022vs Q1 2021$2.81B$2.59B
DepositsQ1 2022vs Q1 2021$3.68B$3.30B
Equity CapitalQ1 2022vs Q1 2021$412.1MM$392.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$37.1MM$35.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$5.6MM$7.8MM
Real Estate OwnedQ1 2022vs Q1 2021$11.3MM$12.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank & Trust (Brookings, SD) Savings Account Rates

0.05%--Kids-N-Coins Club
0.05%--Cache Teen Savings

First Bank & Trust (Brookings, SD) Checking Account Rates

0.25%*-$25keasyGROW Checking
OTHER TIERS: 0.14% $25k+

First Bank & Trust (Brookings, SD) CD Rates

0.10%$5k-12 Month Liquid CD


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