Overview / Commentary
605-978-9300
110 North Minnesota Avenue
Sioux Falls, SD 57104

First Bank & Trust (SD) is headquartered in Sioux Falls and is the 13th largest bank in the state of South Dakota. It is also the 795th largest bank in the nation. It was established in 1987 and as of December of 2018, it had grown to 185 employees at 8 locations. First Bank & Trust (SD)'s CD rates are 3X the national average, and it has an A health rating.

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Reviews (2)

Low Fees and Friendly Bank

We switched to this bank from a national bank that had lots of fees. This bank has no fees (unless we have an overdraft) and actually pays us interest with no minimum balance. The bank is local and has 3 locations in my city. One of them is close to home and the other is very close to my work. Everyone is always friendly when I go in and they also have a children's banking program where they can earn prizes for putting money in their account.

Worst Ever

Posted by: Tl | Jan 2, 2018

DO NOT TRUST THIS BANK...THEY WILL FIND WAYS TO TAKE YOUR MONEY...AND MAKE UP MORE EXCUSES...STAY AWAY IF YOU CARE AT ALL ABOUT YOUR FUNDS



Health

Health Grade Components

Overall
FDIC Certificate #27078
Year Established1987
Employees185
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD12.65%
Annual Interest Income$51.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$980.4MM$917.2MM
LoansQ4 2018vs Q4 2017$768.5MM$754.4MM
DepositsQ4 2018vs Q4 2017$848.4MM$792.7MM
Equity CapitalQ4 2018vs Q4 2017$115.4MM$105.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$9.6MM$9.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.6MM$22.00K
Real Estate OwnedQ4 2018vs Q4 2017$1.4MM$1.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Bank & Trust (SD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Bank & Trust (SD) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Savings

First Bank & Trust (SD) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$25keasyGROW Checking
OTHER TIERS: 0.50% $25k+

First Bank & Trust (SD) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$250k*-12 Month CD
OTHER TIERS: 2.05% Up to $100k | 2.15% $100k - $250k
2.10%$1k$250k12 Month Liquid CD
Locations


First Bank & Trust (SD) Locations
First Bank & Trust110 North Minnesota AvenueSioux Falls, SD 57104
Watertown Branch1120 9th Avenue SeWatertown, SD 57201
Madison Branch120 North Egan AvenueMadison, SD 57042
Sioux Falls I-229 & 57th Street Branch2300 West 57th StreetSioux Falls, SD 57108
402 East Fifth Street Branch402 East Fifth StreetCanton, SD 57013
Garretson Branch644 N. Main AveGarretson, SD 57030
First Bank And Trust500 South Highline AvenueSioux Falls, SD 57110

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