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First Bankers Trust Company


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstbankers.com
217-228-8000
1201 Broadway St.
Quincy, IL 62301

First Bankers Trust Company is headquartered in QUINCY and is the 48th largest bank in the state of Illinois. It is also the 886th largest bank in the nation. It was established in 1946 and as of March of 2025, it had grown to 168 employees at 9 locations. First Bankers Trust Company's money market rates are 2X the national average, and it has a B health rating.

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16501
Year Established1946
Employees168
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD9.88%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.19B$1.11B
LoansQ1 2025vs Q1 2024$622MM$598.4MM
DepositsQ1 2025vs Q1 2024$1.01B$965.1MM
Equity CapitalQ1 2025vs Q1 2024$76.6MM$66MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.5MM$8.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$10.8MM$10.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bankers Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*-Health Savings Account
OTHER TIERS: 0.01% → $100 - $25k
0.01%$100-Regular Savings

First Bankers Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$2.5m*-Smart Business Money Market Account
OTHER TIERS: 0.10% → $0 - $25k | 0.20% → $25k - $50k | 1.00% → $50k - $100k | 1.21% → $100k - $250k | 1.41% → $250k - $500k | 1.61% → $500k - $1m | 1.81% → $1m - $2.5m
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 0.20% → $2.5k - $25k | 0.70% → $25k - $50k

First Bankers Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$1.5k*-Business Interest Checking
OTHER TIERS: 0.10% → $0 - $1.5k
0.30%*$1.5k*-Premier Interest Checking
OTHER TIERS: 0.10% → $0 - $1.5k
0.10%$0-Direct Interest Checking
0.10%$0-50 Plus Interest Checking

First Bankers Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-4 Month CD Special W/ Checking
3.95%$1k-7 Month CD Special W/ Checking
3.95%$1k-4 Month CD Special W/o Checking
3.85%$1k-7 Month CD Special W/o Checking
3.80%$1k-11 Month CD Special W/ Checking
3.70%$1k-11 Month CD Special W/o Checking
3.65%$1k-17 Month CD Special W/ Checking
3.55%$1k-17 Month CD Special W/o Checking
1.81%$1k-60 Month CD
1.61%$1k-48 Month CD
1.40%$1k-36 Month CD
1.30%$1k-24 Month CD
1.20%$1k-18 Month CD
1.00%$1k-12 Month CD
0.90%$1k-182 Day CD
0.70%$1k-91 Day CD

First Bankers Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-60 Month IRA
1.61%$1k-48 Month IRA
1.40%$1k-36 Month IRA
1.30%$1k-24 Month IRA
1.20%$1k-18 Month IRA
1.00%$1k-12 Month IRA
0.90%$1k-182 Day IRA
0.70%$1k-91 Day IRA
Locations


First Bankers Trust Company Locations
Mendon Branch101 East Collins StreetMendon, IL 62351
Rushville Branch116 South Congress StreetRushville, IL 62681
First Bankers Trust Company, National Association1201 Broadway StQuincy, IL 62301
1395 Buchanan Street Branch1395 Buchanan StreetCarthage, IL 62321
Springfield Branch2201 Wabash AveSpringfield, IL 62704
24th and Kochs Lane Facility2321 Kochs LaneQuincy, IL 62301
Community Facility3333 BroadwayQuincy, IL 62301
Union Bank/West Branch440 North Lafayette StreetMacomb, IL 61455
State At 24th Street Facility502 South 24th StreetQuincy, IL 62301

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