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First Basin Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstbasin.com
432-333-5600
2740 N. County Rd West
Odessa, TX 79764

First Basin Credit Union is headquartered in Odessa and is the 78th largest credit union in the state of Texas. It is also the 949th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 103 employees and 29,978 members at 7 locations. First Basin Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First Basin Credit Union of Texas is open to the residents, church members, and the people that maintain employment within the Permain Basin area.
See current membership details

Reviews (1)

Keeps Getting Better

Posted by: |

I like that First Basin continues to keep up with and do more than other banks and credit unions. Their app was okay for a while, but now it is awesome! New locations and upgraded existing locations are a nice perk for members as well. Will continue to bank here for years to come.

3


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67609
Year Chartered1965
Employees103
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.1%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$345.1MM$318.9MM
LoansQ1 2025vs Q1 2024$194.7MM$213.1MM
DepositsQ1 2025vs Q1 2024$280.3MM$277.4MM
Equity CapitalQ1 2025vs Q1 2024$30.7MM$26.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$878K$1.8MM
Real Estate OwnedQ1 2025vs Q1 2024$419K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Basin Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Basin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$5-Kidz' Club Account
0.30%$500-Christmas & Vacation Club Account
0.25%*$15k*-Regular Share Account
OTHER TIERS: 0.15% → $1k - $15k

First Basin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Platinum Money Market Account
OTHER TIERS: 0.50% → $2.5k - $15k | 0.60% → $15k - $25k | 0.75% → $25k - $50k

First Basin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Premier Checking

First Basin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-60 Month CD
2.25%$1k-36 Month CD
2.00%$1k-24 Month CD
1.75%$1k-12 Month CD
1.00%$1k-6 Month CD

First Basin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-60 Month IRA
2.25%$1k-36 Month IRA
2.00%$1k-24 Month IRA
1.75%$1k-12 Month IRA
Locations


First Basin Credit Union Locations
Branch Office2740 N County Rd WOdessa, TX 79764
Branch Office713 Golder AveOdessa, TX 79761-4414
Branch Office1000 N Main St.Andrews, TX 79714
Branch Office4217 N Grandview AveOdessa, TX 79762-5843
Branch Office3316 N Midland DrMidland, TX 79707
Branch Office3805 19th StLubbock, TX 79410
Corporate Office7100 E Highway 191Odessa, TX 79765

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