First California Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	1-year CD	1 Year Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.20%	Savings	Total Saver Account 1.00% - Ally Bank Online Savings Account
0.70%	2-year CD	2 Year Share Certificate 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all First California Federal Credit Union rates »

Overview / Commentary

www.firstcalfcu.org

559-226-8282

2525 E Shields Ave
Fresno, CA 93726

First California Federal Credit Union is headquartered in Fresno and is the 166^th largest credit union in the state of California. It is also the 1,752^nd largest credit union in the nation. It was established in 1982 and as of June of 2016, it had grown to 18 employees and 9,547 members at 1 location. First California Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open through free membership in the California Consumer Council, to Federal Civil Service Employees, Business and Associations within Fresno County, current or retired members of the U. S. Armed Forces living or working in Fresno County.
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Health

B+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First California Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	23964
Year Chartered	1982
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.05%
Return on Equity - YTD	0.56%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$83.6MM$80.8MM
Loans	Q2 2016vs Q2 2015	$41.4MM$32.6MM
Deposits	Q2 2016vs Q2 2015	$75.2MM$72.5MM
Equity Capital	Q2 2016vs Q2 2015	$7.1MM$8.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$107.00K$92.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$252.00K$177.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First California Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Total Saver Account
OTHER TIERS: 0.00% → Up to $250 \| 0.10% → $250 - $5k \| 0.15% → $5k - $50k
0.20%^*	$3k^*	-	IRA Split Rate Account
OTHER TIERS: 0.15% → $1k - $3k
0.20%^*	$3k^*	-	Roth IRA Split Rate Account
OTHER TIERS: 0.15% → $1k - $3k
0.20%^*	$3k^*	-	CESA Split Rate Savings Account
OTHER TIERS: 0.15% → $1k - $3k
0.10%	-	-	Holiday Club Account
0.10%	-	-	Vacation Club Account
0.10%	-	-	Freedom Savings
0.10%	$100	-	IRA Accumulation Account
0.10%	$100	-	Roth IRA Accumulation Account
0.10%	$100	-	CESA Accumulation Savings Account
0.10%	-	-	Future Savers

First California Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$100k^*	-	2 Year Share Certificate
OTHER TIERS: 0.55% → $2,500 - $10k \| 0.60% → $10k - $50k \| 0.65% → $50k - $100k
0.50%^*	$100k^*	-	1 Year Share Certificate
OTHER TIERS: 0.35% → $2,500 - $10k \| 0.40% → $10k - $50k \| 0.45% → $50k - $100k
0.35%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.20% → $2,500 - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $100k
0.20%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 0.15% → $2,500 - $10k

First California Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	$2,500	-	2 Year IRA Certificate
0.40%	$2,500	-	1 Year IRA Certificate

Locations

First California Federal Credit Union Locations
Branch Office	2525 E Shields Ave	Fresno, CA 93726