First California Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.01%	1-year CD	2.65% - Barclays 12 Month Online CD
0.20%	Savings	2.00% - Ally Bank Online Savings Account
1.11%	2-year CD	2.80% - Capital One 24 Month 360 CD

View all First California Federal Credit Union rates »

Overview / Commentary

www.firstcalfcu.org

559-226-8282

2525 E Shields Ave
Fresno, CA 93726

First California Federal Credit Union is headquartered in Fresno and is the 158^th largest credit union in the state of California. It is also the 1,700^th largest credit union in the nation. It was established in 1982 and as of September of 2018, it had grown to 17 employees and 9,929 members at 1 location. First California Federal Credit Union's CD rates are 12% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in First California Federal Credit Union is open to anyone in California through free membership in the California Consumer Council. Membership is also open to Federal Civil Service Employees, Business and Associations within Fresno County, current or retired members of the U. S. Armed Forces living or working in Fresno County.
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Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First California Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	23964
Year Chartered	1982
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.37%
Return on Equity - YTD	-4.26%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$90.9MM$89.9MM
Loans	Q3 2018vs Q3 2017	$50.2MM$41.9MM
Deposits	Q3 2018vs Q3 2017	$81.6MM$81.4MM
Equity Capital	Q3 2018vs Q3 2017	$8.0MM$7.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$289.00K$201.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$92.00K$209.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First California Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Total Saver Account
OTHER TIERS: 0.10% → $250 - $5k \| 0.15% → $5k - $50k
0.20%^*	$3k^*	-	IRA Split Rate Account
OTHER TIERS: 0.15% → $1k - $3k
0.10%	$5	-	Holiday Club Account
0.10%	$5	-	Vacation Club Account
0.10%	$5	-	Freedom Savings
0.10%	$100	-	IRA Accumulation Account
0.10%	$5	-	Future Savers

First California Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%^*	$100k^*	-	2 Year Share Certificate
OTHER TIERS: 0.80% → $2.5k - $10k \| 0.95% → $10k - $50k \| 1.01% → $50k - $100k
1.01%^*	$100k^*	-	1 Year Share Certificate
OTHER TIERS: 0.70% → $2.5k - $10k \| 0.80% → $10k - $50k \| 0.85% → $50k - $100k
0.70%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.50% → $2.5k - $10k \| 0.60% → $10k - $50k \| 0.65% → $50k - $100k
0.45%^*	$10k^*	-	3 Month Share Certificate
OTHER TIERS: 0.35% → $2.5k - $10k

First California Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.21%	$2.5k	-	2 Year IRA Certificate
1.06%	$2.5k	-	1 Year IRA Certificate

Locations

First California Federal Credit Union Locations
Branch Office	2525 E Shields Ave	Fresno, CA 93726

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