First Capital Federal Credit Union is headquartered in York and is the 31st largest credit union in the state of Pennsylvania. It is also the 1,047th largest credit union in the nation. It was established in 1954 and as of March of 2019, it had grown to 56 employees and 19,141 members at 3 locations. First Capital Federal Credit Union's money market rates are 93% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to employees or retirees of the credit union's Select Employee Group.
See current membership details
Best Credit Union Highly Recommend!!
First Capital Federal Credit is the greatest always friendly and willing to help and listen. Highly recommended anyone who is looking for a credit union that feels like family with the best staff and great rates this is the one for you. I love my credit union!
My first bank!
So I have been using First Capital since I was 15 years old. I am now a 25 year old male who works and uses the direct deposit feature. I have only had one bad experience but other than that its been great!.There are 3 locations in my town, all within driving distance of my home. At each location there is never more than a ten minute wait time in line and usually five minutes at the counter. I even tried to apply for loan, I was denied but the process was simple and convenient. My mother recommend this bank to me and her father did to her. Overall I can see myself staying until its my time to go into retirement and I can pass the tradition of my family at this bank on to the next generation!
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24490 |
| Year Chartered | 1954 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 5.72% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $207.0MM$203.4MM |
| Loans | Q1 2019vs Q1 2018 | $133.1MM$123.8MM |
| Deposits | Q1 2019vs Q1 2018 | $187.0MM$184.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $18.9MM$17.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $813.00K$672.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $682.00K$552.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Capital Federal Credit Union Savings Account Rates
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| First Capital Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2602 Course Rd | York, PA 17402 |
| Branch Office | 1601 Kenneth Rd | York, PA 17408-2228 |
| Branch Office | 2801 Eastern Blvd | York, PA 17402 |