First Capital Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstcapitalfcu.com

717-767-5551

1601 Kenneth Rd
York, PA 17408

First Capital Federal Credit Union is headquartered in York and is the 31^st largest credit union in the state of Pennsylvania. It is also the 948^th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 65 employees and 21,095 members at 6 locations. First Capital Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

First Capital Federal Credit Union is open to employees/retirees of more than 600 preferred business partner affiliated with the credit union (A full list of business partners and eligibility requirements are listed in the online account opening process).
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24490
Year Chartered	1954
Employees	65
Primary Regulator

Profit Margin
Return on Assets - YTD	1.14%
Return on Equity - YTD	10.12%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$345.3MM$312.3MM
Loans	Q1 2025vs Q1 2024	$194.8MM$190.2MM
Deposits	Q1 2025vs Q1 2024	$305.5MM$279.2MM
Equity Capital	Q1 2025vs Q1 2024	$37.8MM$31.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$490K$763K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Capital Federal Credit Union.

Locations

First Capital Federal Credit Union Locations
Branch Office	2602 Course Rd	York, PA 17402
Branch Office	1601 Kenneth Rd	York, PA 17408-2228
Branch Office	2801 Eastern Blvd	York, PA 17402
Branch Office	4500 Intermediate Ave	Dover, PA 17315
Branch Office	4157 N George Street Ext	Manchester, PA 17345-1311
Branch Office	1800 Bannister St	York, PA 17404

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.