Featured Savings Rates
Featured Accounts

First Capital Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingKasasa Cash
0.25%Reward SavingsKasasa Saver
1.30%5-year CD60 Month Certificate

Overview / Commentary
717-767-5551
1601 Kenneth Rd
York, PA 17408-2228

First Capital Federal Credit Union is headquartered in York and is the 33rd largest credit union in the state of Pennsylvania. It is also the 1,073rd largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 55 employees and 18,190 members at 3 locations. First Capital Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of the credit union's Select Employee Group.
See current membership details

Reviews (1)

Best Credit Union Highly Recommend!!

First Capital Federal Credit is the greatest always friendly and willing to help and listen. Highly recommended anyone who is looking for a credit union that feels like family with the best staff and great rates this is the one for you. I love my credit union!



Health
A

Health Grade Components

Overall
NCUA #24490
Year Chartered1954
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.28%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$179.4MM$163.4MM
LoansQ3 2016vs Q3 2015$111.2MM$106.5MM
DepositsQ3 2016vs Q3 2015$163.4MM$147.6MM
Equity CapitalQ3 2016vs Q3 2015$15.3MM$15.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$639.00K$531.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$434.00K$562.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Capital Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Traditional IRA
0.40%--Education IRA
0.40%*$2,500*-College Club Bump
OTHER TIERS: 0.30% Up to $2,500
0.30%*$2,500*-College Club
OTHER TIERS: 0.20% Up to $2,500
0.25%*$2,500*-Primary Share
OTHER TIERS: 0.15% Up to $2,500
0.25%*$2,500*-Christmas Club
OTHER TIERS: 0.15% Up to $2,500
0.25%*$2,500*-Vacation Club
OTHER TIERS: 0.15% Up to $2,500
0.25%--Roth Contributory IRA
0.25%*$2,500*-All-Purpose Account
OTHER TIERS: 0.15% Up to $2,500
0.25%*-$10kKasasa Saver
OTHER TIERS: 0.15% $10k+
0.20%--Business Savings
0.20%--Business Savings Non-Profit
0.20%--Business All-Purpose Share
0.20%--Business All-Purpose Share Non-Profit

First Capital Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-First Money Market Share
OTHER TIERS: 0.25% $1k - $5k | 0.35% $5k - $15k | 0.40% $15k - $50k
0.45%*$50k*-Capital MMA
OTHER TIERS: 0.25% $1k - $5k | 0.35% $5k - $15k | 0.40% $15k - $50k

First Capital Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+
0.25%*$2,500*-Business Draft
OTHER TIERS: 0.15% Up to $2,500
0.25%*$2,500*-Business Draft Non-Profit
OTHER TIERS: 0.15% Up to $2,500
0.10%$1k-Share Draft
0.00%--Kasasa Cash Back

First Capital Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-60 Month Minor Certificate
1.30%$1k-60 Month Certificate
1.00%$500-48 Month Minor Certificate
1.00%$1k-48 Month Certificate
0.85%$500-36 Month Minor Certificate
0.85%$1k-36 Month Certificate
0.65%$500-30 Month Minor Certificate
0.65%$1k-30 Month Certificate
0.60%$500-24 Month Minor Certificate
0.60%$1k-24 Month Certificate
0.60%$5k-24 Month Step Up Certificate
0.60%$100-24 Month Youth Add-On Certificate
0.55%$500-18 Month Minor Certificate
0.55%$1k-18 Month Certificate
0.50%$500-12 Month Minor Certificate
0.50%$1k-12 Month Certificate
0.30%$500-6 Month Minor Certificate
0.30%$1k-6 Month Certificate
0.25%$500-90 Day Minor Certificate
0.25%$1k-90 Day Certificate

First Capital Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month IRA Certificate
1.00%$1k-48 Month IRA Certificate
0.85%$1k-36 Month IRA Certificate
0.65%$1k-30 Month IRA Certificate
0.60%$1k-24 Month IRA Certificate
0.60%$5k-24 Month Step Up IRA Certificate
0.50%$1k-12 Month IRA Certificate
Locations


First Capital Federal Credit Union Locations
Branch Office2602 Course RdYork, PA 17402
Branch Office1601 Kenneth RdYork, PA 17408-2228
Branch Office2801 Eastern BlvdYork, PA 17402