First Capital Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.25% | Reward Checking | Kasasa Cash 1.75% - National Average |
| 0.25% | Reward Savings | Kasasa Saver 0.77% - National Average |
| 1.30% | 5-year CD | 60 Month Certificate 1.85% - Synchrony Bank 60 Month CD |
First Capital Federal Credit Union is headquartered in York and is the 33rd largest credit union in the state of Pennsylvania. It is also the 1,064th largest credit union in the nation. It was established in 1954 and as of June of 2016, it had grown to 53 employees and 17,988 members at 3 locations. First Capital Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees or retirees of the credit union's Select Employee Group.
See current membership details
Best Credit Union Highly Recommend!!
First Capital Federal Credit is the greatest always friendly and willing to help and listen. Highly recommended anyone who is looking for a credit union that feels like family with the best staff and great rates this is the one for you. I love my credit union!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24490 |
| Year Chartered | 1954 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 5.15% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $180.7MM$165.3MM |
| Loans | Q2 2016vs Q2 2015 | $108.6MM$103.7MM |
| Deposits | Q2 2016vs Q2 2015 | $165.0MM$149.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $15.1MM$15.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $670.00K$451.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $345.00K$576.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Capital Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Capital Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40% | - | - | Traditional IRA | ||
| 0.40% | - | - | Education IRA | ||
| 0.40%* | $2,500* | - | College Club Bump | ||
| OTHER TIERS: 0.30% → Up to $2,500 | |||||
| 0.30%* | $2,500* | - | College Club | ||
| OTHER TIERS: 0.20% → Up to $2,500 | |||||
| 0.25%* | $2,500* | - | Primary Share | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.25%* | $2,500* | - | Christmas Club | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.25%* | $2,500* | - | Vacation Club | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.25% | - | - | Roth Contributory IRA | ||
| 0.25%* | $2,500* | - | All-Purpose Account | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.25%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.20% | - | - | Business Savings | ||
| 0.20% | - | - | Business Savings Non-Profit | ||
| 0.20% | - | - | Business All-Purpose Share | ||
| 0.20% | - | - | Business All-Purpose Share Non-Profit | ||
First Capital Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $50k* | - | First Money Market Share | ||
| OTHER TIERS: 0.25% → $1k - $5k | 0.35% → $5k - $15k | 0.40% → $15k - $50k | |||||
| 0.45%* | $50k* | - | Capital MMA | ||
| OTHER TIERS: 0.25% → $1k - $5k | 0.35% → $5k - $15k | 0.40% → $15k - $50k | |||||
First Capital Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.25%* | $2,500* | - | Business Draft | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.25%* | $2,500* | - | Business Draft Non-Profit | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
| 0.10% | $1k | - | Share Draft | ||
| 0.00% | - | - | Kasasa Cash Back | ||
First Capital Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | $500 | - | 60 Month Minor Certificate | |
| 1.30% | $1k | - | 60 Month Certificate | |
| 1.00% | $500 | - | 48 Month Minor Certificate | |
| 1.00% | $1k | - | 48 Month Certificate | |
| 0.85% | $500 | - | 36 Month Minor Certificate | |
| 0.85% | $1k | - | 36 Month Certificate | |
| 0.65% | $500 | - | 30 Month Minor Certificate | |
| 0.65% | $1k | - | 30 Month Certificate | |
| 0.60% | $500 | - | 24 Month Minor Certificate | |
| 0.60% | $1k | - | 24 Month Certificate | |
| 0.60% | $5k | - | 24 Month Step Up Certificate | |
| 0.60% | $100 | - | 24 Month Youth Add-On Certificate | |
| 0.55% | $500 | - | 18 Month Minor Certificate | |
| 0.55% | $1k | - | 18 Month Certificate | |
| 0.50% | $500 | - | 12 Month Minor Certificate | |
| 0.50% | $1k | - | 12 Month Certificate | |
| 0.30% | $500 | - | 6 Month Minor Certificate | |
| 0.30% | $1k | - | 6 Month Certificate | |
| 0.25% | $500 | - | 90 Day Minor Certificate | |
| 0.25% | $1k | - | 90 Day Certificate |
First Capital Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | $1k | - | 60 Month IRA Certificate | |
| 1.00% | $1k | - | 48 Month IRA Certificate | |
| 0.85% | $1k | - | 36 Month IRA Certificate | |
| 0.65% | $1k | - | 30 Month IRA Certificate | |
| 0.60% | $1k | - | 24 Month IRA Certificate | |
| 0.60% | $5k | - | 24 Month Step Up IRA Certificate | |
| 0.50% | $1k | - | 12 Month IRA Certificate |
| First Capital Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2602 Course Rd | York, PA 17402 |
| Branch Office | 1601 Kenneth Rd | York, PA 17408-2228 |
| Branch Office | 2801 Eastern Blvd | York, PA 17402 |