Featured Savings Rates
Featured Accounts

First Carolina People's Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.50%SavingsMaster Shares

Overview / Commentary
800-452-4021
201 E Ash St
Goldsboro, NC 27530

First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 49th largest credit union in the state of North Carolina. It is also the 2,944th largest credit union in the nation. It was established in 1952 and as of September of 2016, it had grown to 11 employees and 2,386 members at 2 locations. First Carolina People's Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Wayne County in North Carolina.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62673
Year Chartered1952
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.09%
Annual Interest Income$831.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$29.4MM$27.7MM
LoansQ3 2016vs Q3 2015$20.7MM$20.9MM
DepositsQ3 2016vs Q3 2015$26.6MM$25.1MM
Equity CapitalQ3 2016vs Q3 2015$2.7MM$2.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$157.00K$187.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$434.00K$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$67.00K$86.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Carolina People's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$25-IRA Shares
0.50%*$10k*-Master Shares
OTHER TIERS: 0.10% $25 - $10k

First Carolina People's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-Share Drafts

First Carolina People's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$5k-48 Month Share Certificate
1.51%$5k-60 Month Share Certificate
1.26%$5k-36 Month Share Certificate
1.00%$5k-24 Month Share Certificate
0.50%$5k-12 Month Share Certificate

First Carolina People's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$5k-48 Month IRA Certificate
1.76%$5k-60 Month IRA Certificate
1.26%$5k-36 Month IRA Certificate
1.00%$5k-24 Month IRA Certificate
Locations


First Carolina People's Credit Union Locations
Branch Office1105 WALNUT STCARY, NC 27511
Branch Office201 E ASH STGOLDSBORO, NC 27530