Featured Savings Rates
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First Carolina People's Credit Union

Popular Accounts at this Credit Union

1.76%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.50%SavingsMaster Shares

Overview / Commentary
201 E Ash St
Goldsboro, NC 27530

First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 48th largest credit union in the state of North Carolina. It is also the 2,926th largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 9 employees and 2,395 members at 2 locations. First Carolina People's Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Wayne County in North Carolina.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.

Health Grade Components

NCUA #62673
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.39%
Annual Interest Income$312.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$30.0MM$29.8MM
LoansQ1 2018vs Q1 2017$22.6MM$21.8MM
DepositsQ1 2018vs Q1 2017$27.1MM$27.0MM
Equity CapitalQ1 2018vs Q1 2017$2.8MM$2.7MM
Loan Loss AllowanceQ1 2018vs Q1 2017$138.00K$130.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$348.00K$223.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$75.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Carolina People's Credit Union Savings Account Rates

0.75%$25-IRA Shares
0.50%*$10k*-Master Shares
OTHER TIERS: 0.10% $25 - $10k

First Carolina People's Credit Union Checking Account Rates

0.10%$2,500-Share Drafts

First Carolina People's Credit Union CD Rates

1.76%$5k-60 Month Share Certificate
1.51%$5k-48 Month Share Certificate
1.26%$5k-36 Month Share Certificate
1.00%$5k-24 Month Share Certificate
0.50%$5k-12 Month Share Certificate

First Carolina People's Credit Union IRA Rates

2.02%$5k-60 Month IRA Certificate
1.76%$5k-48 Month IRA Certificate
1.51%$5k-36 Month IRA Certificate
1.00%$5k-24 Month IRA Certificate

First Carolina People's Credit Union Locations
Branch Office1105 WALNUT STCARY, NC 27511
Branch Office201 E ASH STGOLDSBORO, NC 27530

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