First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 44th largest credit union in the state of North Carolina. It is also the 2,899th largest credit union in the nation. It was established in 1952 and as of September of 2020, it had grown to 9 employees and 2,374 members at 2 locations. First Carolina People's Credit Union has a C health rating.
First Carolina People's Credit Union offers membership to businesses and people who live, work, worship, or attend school in Johnston, Wake or Wayne Counties.
See current membership details
Overall | |
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NCUA # | 62673 |
Year Chartered | 1952 |
Employees | 9 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.23% |
Return on Equity - YTD | 2.64% |
Annual Interest Income | $985.00K |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $32.4MM$28.5MM |
Loans | Q3 2020vs Q3 2019 | $23.2MM$24.2MM |
Deposits | Q3 2020vs Q3 2019 | $29.3MM$25.4MM |
Equity Capital | Q3 2020vs Q3 2019 | $2.8MM$2.8MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $205.00K$255.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $679.00K$276.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Carolina People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40% | - | - | IRA Shares | ||
0.10%* | $10k* | - | Master Shares | ||
OTHER TIERS: 0.08% → $25 - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $2.5k | - | Share Drafts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $5k | - | 48 Month IRA Certificate | |
0.65% | $5k | - | 60 Month IRA Certificate | |
0.60% | $5k | - | 36 Month IRA Certificate | |
0.50% | $5k | - | 24 Month IRA Certificate |
First Carolina People's Credit Union Locations | ||
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Branch Office | 1105 WALNUT ST | CARY, NC 27511 |
Branch Office | 201 E ASH ST | GOLDSBORO, NC 27530 |