First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 47th largest credit union in the state of North Carolina. It is also the 2,963rd largest credit union in the nation. It was established in 1952 and as of March of 2019, it had grown to 9 employees and 2,335 members at 2 locations. First Carolina People's Credit Union's CD rates are 2X the national average, but it has a C health rating.
Field of Membership Restrictions
First Carolina People's Credit Union offers membership to businesses and people who work, worship, attend school or lives in Johnston County, Wake County and Wayne Countyand, North Carolina,
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62673 |
| Year Chartered | 1952 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 7.36% |
| Annual Interest Income | $346.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $28.5MM$30.0MM |
| Loans | Q1 2019vs Q1 2018 | $23.5MM$22.6MM |
| Deposits | Q1 2019vs Q1 2018 | $25.5MM$27.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $2.8MM$2.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $196.00K$138.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $467.00K$348.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Carolina People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Carolina People's Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75% | - | - | IRA Shares | ||
| 0.50%* | $10k* | - | Master Shares | ||
| OTHER TIERS: 0.10% → $25 - $10k | |||||
First Carolina People's Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | Share Drafts |
First Carolina People's Credit Union CD Rates
First Carolina People's Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $5k | - | 60 Month IRA Certificate | |
| 1.76% | $5k | - | 48 Month IRA Certificate | |
| 1.51% | $5k | - | 36 Month IRA Certificate | |
| 1.00% | $5k | - | 24 Month IRA Certificate |
| First Carolina People's Credit Union Locations | ||
|---|---|---|
| Branch Office | 1105 WALNUT ST | CARY, NC 27511 |
| Branch Office | 201 E ASH ST | GOLDSBORO, NC 27530 |