First Carolina People's Credit Union

Overview / Commentary
201 E Ash St
Goldsboro, NC 27530

First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 44th largest credit union in the state of North Carolina. It is also the 2,882nd largest credit union in the nation. It was established in 1952 and as of September of 2023, it had grown to 7 employees and 2,294 members at 1 location. First Carolina People's Credit Union has a B health rating.

Field of Membership Restrictions

First Carolina People's Credit Union offers membership to businesses and people who live, work, worship, or attend school in the North Carolina counties of Johnston, Wake or Wayne.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.

Health Grade Components

NCUA #62673
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.3%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$32.7MM$33.8MM
LoansQ3 2023vs Q3 2022$26.3MM$22.8MM
DepositsQ3 2023vs Q3 2022$29.2MM$30.7MM
Equity CapitalQ3 2023vs Q3 2022$3.2MM$2.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$395K$234K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$255K$855K
Real Estate OwnedQ3 2023vs Q3 2022$105K$0

Rates for First Carolina People's Credit Union are currently being reviewed.


First Carolina People's Credit Union Locations
Branch Office201 E ASH STGOLDSBORO, NC 27530

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