First Carolina People's Credit Union
Overview / Commentary
First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 44th largest credit union in the state of North Carolina. It is also the 2,925th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 6 employees and 2,220 members at 1 location. First Carolina People's Credit Union has a C health rating.
Field of Membership Restrictions
First Carolina People's Credit Union offers membership to businesses and people who live, work, worship, or attend school in Johnston, Wake or Wayne Counties.
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Health
C
Data as of Q3 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62673 |
| Year Chartered | 1952 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 6.55% |
| Annual Interest Income | $886.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $33.8MM$31.9MM |
| Loans | Q3 2022vs Q3 2021 | $22.8MM$22.0MM |
| Deposits | Q3 2022vs Q3 2021 | $30.7MM$28.9MM |
| Equity Capital | Q3 2022vs Q3 2021 | $2.8MM$2.8MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $234.00K$229.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $855.00K$692.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |