Advertising Disclosure
  1. Banks
  2. First Carolina People's Credit Union

First Carolina People's Credit Union


Overview / Commentary
www.fcpcu.com
919-736-0885
201 E Ash St
Goldsboro, NC 27530

First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 44th largest credit union in the state of North Carolina. It is also the 2,966th largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 8 employees and 2,218 members at 1 location. First Carolina People's Credit Union has a C+ health rating.

Field of Membership Restrictions

First Carolina People's Credit Union offers membership to businesses and people who live, work, worship, or attend school in Johnston, Wake or Wayne Counties.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62673
Year Chartered1952
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.25%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$32.8MM$33.0MM
LoansQ4 2021vs Q4 2020$21.8MM$23.7MM
DepositsQ4 2021vs Q4 2020$29.7MM$29.9MM
Equity CapitalQ4 2021vs Q4 2020$2.8MM$2.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$223.00K$206.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$679.00K$1.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Carolina People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Carolina People's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Shares
0.10%*$10k*-Master Shares
OTHER TIERS: 0.08% → $25 - $10k

First Carolina People's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Share Drafts

First Carolina People's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5k-60 Month Share Certificate
0.45%$5k-36 Month Share Certificate
0.45%$5k-48 Month Share Certificate
0.35%$5k-24 Month Share Certificate
0.30%$5k-12 Month Share Certificate

First Carolina People's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$5k-48 Month IRA Certificate
0.65%$5k-60 Month IRA Certificate
0.60%$5k-36 Month IRA Certificate
0.50%$5k-24 Month IRA Certificate
Locations


First Carolina People's Credit Union Locations
Branch Office201 E ASH STGOLDSBORO, NC 27530

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.