First Carolina People's Credit Union

Overview / Commentary
201 E Ash St
Goldsboro, NC 27530

First Carolina People's Credit Union is headquartered in GOLDSBORO and is the 47th largest credit union in the state of North Carolina. It is also the 2,945th largest credit union in the nation. It was established in 1952 and as of September of 2019, it had grown to 10 employees and 2,345 members at 2 locations. First Carolina People's Credit Union's CD rates are 96% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

First Carolina People's Credit Union offers membership to businesses and people who work, worship, attend school or lives in Johnston County, Wake County and Wayne Countyand, North Carolina,
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Carolina People's Credit Union has a low asset base.

Health Grade Components

NCUA #62673
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.06%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$28.5MM$28.5MM
LoansQ3 2019vs Q3 2018$24.2MM$23.2MM
DepositsQ3 2019vs Q3 2018$25.4MM$25.5MM
Equity CapitalQ3 2019vs Q3 2018$2.8MM$2.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$255.00K$139.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$276.00K$628.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Carolina People's Credit Union Savings Account Rates

0.75%--IRA Shares
0.50%*$10k*-Master Shares
OTHER TIERS: 0.10% $25 - $10k

First Carolina People's Credit Union Checking Account Rates

0.10%$2.5k-Share Drafts

First Carolina People's Credit Union CD Rates

2.27%$5k-36 Month Share Certificate
2.01%$5k-24 Month Share Certificate
1.76%$5k-12 Month Share Certificate
1.76%$5k-60 Month Share Certificate
1.51%$5k-48 Month Share Certificate

First Carolina People's Credit Union IRA Rates

2.02%$5k-60 Month IRA Certificate
1.76%$5k-48 Month IRA Certificate
1.51%$5k-36 Month IRA Certificate
1.00%$5k-24 Month IRA Certificate

First Carolina People's Credit Union Locations
Branch Office1105 WALNUT STCARY, NC 27511
Branch Office201 E ASH STGOLDSBORO, NC 27530

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