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Overview / Commentary
252-937-2152
171 North Winstead Avenue
Rocky Mount, NC 27804

First Carolina Bank is headquartered in Rocky Mount and is the 35th largest bank in the state of North Carolina. It is also the 2,424th largest bank in the nation. It was established in 2000 and as of June of 2017, it had grown to 31 employees at 2 locations. First Carolina Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35530
Year Established2000
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.79%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$264.3MM$169.0MM
LoansQ2 2017vs Q2 2016$155.5MM$121.3MM
DepositsQ2 2017vs Q2 2016$237.4MM$147.5MM
Equity CapitalQ2 2017vs Q2 2016$26.4MM$21.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$789.00K$601.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$836.00K$869.00K
Real Estate OwnedQ2 2017vs Q2 2016$163.00K$275.00K
Rates

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Locations


First Carolina Bank Locations
First Carolina State Bank171 North Winstead AvenueRocky Mount, NC 27804
Reidsville Branch604 South Scales StreetReidsville, NC 27320
Raleigh Branch2626 Glenwood Avenue, Suite 190Raleigh, NC 27608