First Carolina Bank


Overview / Commentary
252-937-2152
171 N Winstead Ave.
Rocky Mount, NC 27804
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Health

Health Grade Components

Overall
FDIC Certificate #35530
Year Established2000
Employees156
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD5.73%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.22B$2.89B
LoansQ1 2025vs Q1 2024$2.63B$2.35B
DepositsQ1 2025vs Q1 2024$2.72B$2.52B
Equity CapitalQ1 2025vs Q1 2024$397.9MM$332.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$21.7MM$18.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$17.4MM$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


First Carolina Bank Locations
First Carolina State Bank171 N Winstead AveRocky Mount, NC 27804
Reidsville Branch604 South Scales StreetReidsville, NC 27320
Raleigh Branch2626 Glenwood Avenue, Suite 190Raleigh, NC 27608
Cary Branch1405 Bradford View DriveCary, NC 27519
First Carolina Bank - Wilmington Bra5815 Oleander DriveWilmington, NC 28403
First Carolina Bank - Va Beach Branc1864 Laskin RoadVirginia Beach, VA 23454
Columbia Branch3000 Devine StreetColumbia, SC 29205
Atlanta Branch125 Glenridge Point ParkwayAtlanta, GA 30342

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