Overview / Commentary
171 North Winstead Avenue
Rocky Mount, NC 27804

First Carolina Bank is headquartered in Rocky Mount and is the 20th largest bank in the state of North Carolina. It is also the 1,625th largest bank in the nation. It was established in 2000 and as of June of 2018, it had grown to 37 employees at 4 locations. First Carolina Bank has an A health rating.


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Health Grade Components

FDIC Certificate #35530
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$428.8MM$264.3MM
LoansQ2 2018vs Q2 2017$225.8MM$155.5MM
DepositsQ2 2018vs Q2 2017$387.1MM$237.4MM
Equity CapitalQ2 2018vs Q2 2017$41.1MM$26.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.2MM$789.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$836.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$163.00K

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First Carolina Bank Locations
First Carolina State Bank171 North Winstead AvenueRocky Mount, NC 27804
Reidsville Branch604 South Scales StreetReidsville, NC 27320
Raleigh Branch2626 Glenwood Avenue, Suite 190Raleigh, NC 27608

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