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First Central Bank


Overview / Commentary
www.firstcentral.com
308-697-4344
623 Patterson
Cambridge, NE 69022

First Central Bank is headquartered in Mccook and is the 97th largest bank in the state of Nebraska. It is also the 3,856th largest bank in the nation. It was established in 1999 and as of June of 2021, it had grown to 20 employees at 2 locations. First Central Bank has a B health rating.

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Health
B

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #34995
Year Established1999
Employees20
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.52%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$121.9MM$120.8MM
LoansQ2 2021vs Q2 2020$98.4MM$100.2MM
DepositsQ2 2021vs Q2 2020$101.4MM$101.3MM
Equity CapitalQ2 2021vs Q2 2020$14.5MM$12.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.2MM$2.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$9.0MM$8.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$376.00K
Rates

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Locations


First Central Bank Locations
Edison Branch322 Main StreetEdison, NE 68936
Arapahoe Branch415 Nebraska AvenueArapahoe, NE 68922
First Central Bank623 Patterson StCambridge, NE 69022
First Central Bank Mccook904 North Highway 83Mccook, NE 69001
Curtis Branch302 Center AvenueCurtis, NE 69025

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