First Central Bank


Overview / Commentary
308-697-4344
623 Patterson
Cambridge, NE 69022

First Central Bank is headquartered in Mccook and is the 94th largest bank in the state of Nebraska. It is also the 3,815th largest bank in the nation. It was established in 1999 and as of December of 2018, it had grown to 23 employees at 2 locations. First Central Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #34995
Year Established1999
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.73%
Return on Equity - YTD17.09%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$120.5MM$112.2MM
LoansQ4 2018vs Q4 2017$94.3MM$90.1MM
DepositsQ4 2018vs Q4 2017$102.3MM$95.5MM
Equity CapitalQ4 2018vs Q4 2017$12.1MM$10.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.0MM$1.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.1MM$81.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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First Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$500-13 Month CD Special
Locations


First Central Bank Locations
Edison Branch322 Main StreetEdison, NE 68936
Arapahoe Branch415 Nebraska AvenueArapahoe, NE 68922
First Central Bank623 PattersonCambridge, NE 69022
First Central Bank Mccook904 North Highway 83Mccook, NE 69001
Curtis Branch302 Center AvenueCurtis, NE 69025

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