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First Central Bank

Popular Accounts at this Bank

0.75%1-year CD14 Months Rate Catcher Step-Up CD Special
1.05%3-year CD32 Months Rate Catcher Step-Up CD Special
0.85%2-year CD21 Months Rate Catcher Step-Up CD Special

Overview / Commentary
623 Patterson
Cambridge, NE 69022

First Central Bank is headquartered in Mccook and is the 98th largest bank in the state of Nebraska. It is also the 4,307th largest bank in the nation. It was established in 1999 and as of December of 2016, it had grown to 22 employees at 1 location. First Central Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #34995
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.52%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$104.0MM$104.0MM
LoansQ4 2016vs Q4 2015$81.5MM$80.7MM
DepositsQ4 2016vs Q4 2015$88.1MM$89.6MM
Equity CapitalQ4 2016vs Q4 2015$12.0MM$10.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$1.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$253.00K$106.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$99.00K
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First Central Bank CD Rates

1.05%$500-32 Months Rate Catcher Step-Up CD Special
0.85%$500-21 Months Rate Catcher Step-Up CD Special
0.75%$500-14 Months Rate Catcher Step-Up CD Special

First Central Bank Locations
Edison Branch322 Main StreetEdison, NE 68936
Arapahoe Branch415 Nebraska AvenueArapahoe, NE 68922
First Central Bank623 PattersonCambridge, NE 69022
First Central Bank Mccook904 North Highway 83Mccook, NE 69001
Curtis Branch302 Center AvenueCurtis, NE 69025