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First Central Bank


Overview / Commentary
www.firstcentral.com
308-697-4344
623 Patterson
Cambridge, NE 69022

First Central Bank is headquartered in Mccook and is the 91st largest bank in the state of Nebraska. It is also the 3,658th largest bank in the nation. It was established in 1999 and as of December of 2019, it had grown to 21 employees at 2 locations. First Central Bank has a C health rating.

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Health
C

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #34995
Year Established1999
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD12.48%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$125.8MM$120.3MM
LoansQ4 2019vs Q4 2018$100.6MM$94.2MM
DepositsQ4 2019vs Q4 2018$106.3MM$102.3MM
Equity CapitalQ4 2019vs Q4 2018$13.0MM$11.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.0MM$1.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$13.2MM$4.2MM
Real Estate OwnedQ4 2019vs Q4 2018$570.00K$0
Rates

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Locations


First Central Bank Locations
Edison Branch322 Main StreetEdison, NE 68936
Arapahoe Branch415 Nebraska AvenueArapahoe, NE 68922
First Central Bank623 Patterson StCambridge, NE 69022
First Central Bank Mccook904 North Highway 83Mccook, NE 69001
Curtis Branch302 Center AvenueCurtis, NE 69025

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