First Central Credit Union is headquartered in Waco and is the 127th largest credit union in the state of Texas. It is also the 1,604th largest credit union in the nation. It was established in 1937 and as of September of 2020, it had grown to 50 employees and 17,001 members at 5 locations. First Central Credit Union has an A+ health rating.
Membership in First Central Credit Union is open to anyone living, worshiping or working in Bosque, Falls, Coryell, San Saba, Mills, Comanche, Eastland, Callahan, Coleman, and McCulloch Counties in Texas through membership in Friends of Consumer Freedom. Membership is also open to those who live, worship or work in Hill and Brown Counties in Texas.
See current membership details
Overall | |
---|---|
NCUA # | 67644 |
Year Chartered | 1937 |
Employees | 50 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.89% |
Return on Equity - YTD | 13.14% |
Annual Interest Income | $3.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $116.1MM$94.4MM |
Loans | Q3 2020vs Q3 2019 | $54.3MM$56.5MM |
Deposits | Q3 2020vs Q3 2019 | $97.3MM$78.3MM |
Equity Capital | Q3 2020vs Q3 2019 | $16.6MM$14.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.1MM$928.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.0MM$1.6MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | - | $10k | Kasasa Saver | |
0.30% | - | - | IRA Savings Account | |
0.15% | $100 | - | Regular Share Account | |
0.15% | $100 | - | Dream Savings | |
0.15% | $100 | - | Dream Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 3 Year Share Certificate | |
0.95% | $1k | - | 4 Year Share Certificate | |
0.80% | $1k | - | 2 Year Share Certificate | |
0.60% | $1k | - | 1 Year Share Certificate | |
0.20% | $1k | - | 6 Month Share Certificate |
First Central Credit Union Locations | ||
---|---|---|
Branch Office | 305 Coke Ave | Hillsboro, TX 76645 |
Branch Office | 1602 Austin Ave | Brownwood, TX 76801-3653 |
Branch Office | 6201 Sanger Ave | Waco, TX 76710 |
Branch Office | 9101 Chapel Rd | Waco, TX 76712 |
Branch Office | 3100 Bellmead Dr | Waco, TX 76705 |