First Central Credit Union


Overview / Commentary
254-776-9333
6201 Sanger Ave
Waco, TX 76710

First Central Credit Union is headquartered in Waco and is the 121st largest credit union in the state of Texas. It is also the 1,546th largest credit union in the nation. It was established in 1937 and as of June of 2021, it had grown to 53 employees and 17,853 members at 5 locations. First Central Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in First Central Credit Union is open to the following: 1) those who live in McLennan County; 2) those who live, work or worship in Hill or Brown Counties; 3) those who live, work, worship or attend school within the county boundaries of Bosque, Falls, Coryell, San Saba, Mills, Comanche, Eastland, Callahan, Coleman, and McCulloch Counties.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #67644
Year Chartered1937
Employees53
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD5.86%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$135.2MM$114.8MM
LoansQ2 2021vs Q2 2020$59.6MM$54.3MM
DepositsQ2 2021vs Q2 2020$115.8MM$96.2MM
Equity CapitalQ2 2021vs Q2 2020$17.4MM$16.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.1MM$1.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$577.00K$1.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%-$10kKasasa Saver
0.30%--IRA Savings Account
0.15%$100-Regular Share Account
0.15%$100-Dream Savings
0.15%$100-Dream Club

First Central Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market Account
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k

First Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%-$10kKasasa Cash
0.15%*$15k*-Prestige Draft Accounts
OTHER TIERS: 0.05% $500 - $2.5k | 0.10% $2.5k - $15k
0.05%$500-Super Saver Share Draft Account
0.05%$500-Student Share Draft Account

First Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-3 Year Share Certificate
0.95%$1k-4 Year Share Certificate
0.80%$1k-2 Year Share Certificate
0.60%$1k-1 Year Share Certificate
0.20%$1k-6 Month Share Certificate

First Central Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-3 Year IRA Share Certificate
1.05%$1k-4 Year IRA Share Certificate
0.90%$1k-2 Year IRA Share Certificate
0.70%$1k-1 Year IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate
Locations


First Central Credit Union Locations
Branch Office305 Coke AveHillsboro, TX 76645
Branch Office1602 Austin AveBrownwood, TX 76801-3653
Branch Office6201 Sanger AveWaco, TX 76710
Branch Office9101 Chapel RdWaco, TX 76712
Branch Office3100 Bellmead DrWaco, TX 76705

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.