First Central Credit Union is headquartered in Waco and is the 119th largest credit union in the state of Texas. It is also the 1,490th largest credit union in the nation. It was established in 1937 and as of December of 2022, it had grown to 58 employees and 19,214 members at 5 locations. First Central Credit Union has an A health rating.
Membership in First Central Credit Union is open to the following: 1) those who live in McLennan County; 2) those who live, work or worship in Hill or Brown Counties; 3) those who live, work, worship or attend school within the county boundaries of Bosque, Falls, Coryell, San Saba, Mills, Comanche, Eastland, Callahan, Coleman, and McCulloch Counties.
See current membership details
|Return on Assets - YTD||1.25%|
|Return on Equity - YTD||11.23%|
|Annual Interest Income||$5.5MM|
|Assets and Liabilities|
|Assets||Q4 2022vs Q4 2021||$148.6MM$142.2MM|
|Loans||Q4 2022vs Q4 2021||$76.8MM$65.8MM|
|Deposits||Q4 2022vs Q4 2021||$128.7MM$120.6MM|
|Equity Capital||Q4 2022vs Q4 2021||$16.4MM$18.9MM|
|Loan Loss Allowance||Q4 2022vs Q4 2021||$1.0MM$1.1MM|
|Unbacked Noncurrent Loans||Q4 2022vs Q4 2021||$1.2MM$1.1MM|
|Real Estate Owned||Q4 2022vs Q4 2021||$0$0|
Rates for First Central Credit Union are currently being reviewed.
|First Central Credit Union Locations|
|Branch Office||305 Coke Ave||Hillsboro, TX 76645|
|Branch Office||1602 Austin Ave||Brownwood, TX 76801-3653|
|Branch Office||6201 Sanger Ave||Waco, TX 76710|
|Branch Office||9101 Chapel Rd||Waco, TX 76712|
|Branch Office||3100 Bellmead Dr||Waco, TX 76705|