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First Central Savings Bank

Popular Accounts at this Bank

1.60%5-year CD60 Month CD
1.00%1-year CD12 Month CD
1.10%2-year CD24 Month CD

Overview / Commentary
70 Glen Street
Glen Cove, NY 11542

Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.

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Health Grade Components

FDIC Certificate #34969
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.2%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$533.2MM$522.6MM
LoansQ2 2016vs Q2 2015$375.1MM$324.2MM
DepositsQ2 2016vs Q2 2015$472.2MM$455.8MM
Equity CapitalQ2 2016vs Q2 2015$57.9MM$58.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.9MM$7.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.5MM$6.8MM
Real Estate OwnedQ2 2016vs Q2 2015$2.7MM$3.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central Savings Bank Money Market Rates

1.00%*$50k*-Premier Consumer Money Market
OTHER TIERS: 0.45% $10k - $25k | 0.65% $25k - $50k

First Central Savings Bank CD Rates

1.60%$500-60 Month CD
1.25%$500-30 Month CD
1.10%$500-24 Month CD
1.10%$500-36 Month CD
1.00%$500-12 Month CD

First Central Savings Bank Locations
Whitestone Branch19-19 Francis Lewis BlvdWhitestone, NY 11357
Astoria Branch35-01 30th AvenueAstoria, NY 11103
Ditmars Branch37-28 Ditmars BoulevardAstoria, NY 11105
Bell Boulevard Branch42-12 Bell BoulevardBayside, NY 11361
Sunnyside Branch45-08 46th StreetSunnyside, NY 11104
Ridgewood Branch58-02 Myrtle AvenueRidgewood, NY 11385
First Central Savings Bank70 Glen StreetGlen Cove, NY 11542
Forest Hills Branch71-66 Austin StreetForest Hills, NY 11375
Main Street Branch72-76 Main StreetFlushing, NY 11367