Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Health
A
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 83 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 3.97% |
| Annual Interest Income | $14.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $648.7MM$608.6MM |
| Loans | Q2 2020vs Q2 2019 | $544.0MM$493.2MM |
| Deposits | Q2 2020vs Q2 2019 | $577.2MM$538.8MM |
| Equity Capital | Q2 2020vs Q2 2019 | $60.1MM$57.2MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $5.1MM$6.1MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $2.0MM$7.1MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |