Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Health
A+
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 93 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 9.26% |
| Annual Interest Income | $14.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $678.1MM$648.7MM |
| Loans | Q2 2021vs Q2 2020 | $570.8MM$544.0MM |
| Deposits | Q2 2021vs Q2 2020 | $609.4MM$577.2MM |
| Equity Capital | Q2 2021vs Q2 2020 | $67.1MM$60.1MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $6.0MM$5.1MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $1.1MM$2.0MM |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |