First Central Savings Bank
LOCATIONS
9
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.60% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.60% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 1.00% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 1.10% | 2-year CD | 24 Month CD |
Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Related Posts
Health
A
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 82 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.2% |
| Annual Interest Income | $9.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $533.2MM$522.6MM |
| Loans | Q2 2016vs Q2 2015 | $375.1MM$324.2MM |
| Deposits | Q2 2016vs Q2 2015 | $472.2MM$455.8MM |
| Equity Capital | Q2 2016vs Q2 2015 | $57.9MM$58.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $6.9MM$7.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $4.5MM$6.8MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $2.7MM$3.4MM |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not First Central Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Central Savings Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Premier Consumer Money Market | ||
| OTHER TIERS: 0.45% → $10k - $25k | 0.65% → $25k - $50k | |||||
First Central Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.60% | $500 | - | 60 Month CD | |
| 1.30% | $500 | - | 30 Month CD | |
| 1.10% | $500 | - | 24 Month CD | |
| 1.10% | $500 | - | 36 Month CD | |
| 1.00% | $500 | - | 12 Month CD |
Locations
| First Central Savings Bank Locations | ||
|---|---|---|
| Whitestone Branch | 19-19 Francis Lewis Blvd | Whitestone, NY 11357 |
| Astoria Branch | 35-01 30th Avenue | Astoria, NY 11103 |
| Ditmars Branch | 37-28 Ditmars Boulevard | Astoria, NY 11105 |
| Bell Boulevard Branch | 42-12 Bell Boulevard | Bayside, NY 11361 |
| Sunnyside Branch | 45-08 46th Street | Sunnyside, NY 11104 |
| Ridgewood Branch | 58-02 Myrtle Avenue | Ridgewood, NY 11385 |
| First Central Savings Bank | 70 Glen Street | Glen Cove, NY 11542 |
| Forest Hills Branch | 71-66 Austin Street | Forest Hills, NY 11375 |
| Main Street Branch | 72-76 Main Street | Flushing, NY 11367 |