Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Health
A
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 84 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 4.47% |
| Annual Interest Income | $21.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $681.2MM$595.2MM |
| Loans | Q3 2020vs Q3 2019 | $553.2MM$485.7MM |
| Deposits | Q3 2020vs Q3 2019 | $606.9MM$524.6MM |
| Equity Capital | Q3 2020vs Q3 2019 | $62.8MM$58.1MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $5.2MM$6.3MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.0MM$8.4MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |