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  2. First Central Savings Bank

First Central Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.30%3-year CD30 Month E-Certificate of Deposit (Online Only)
1.85% - Synchrony Bank 36 Month CDAdvertisement
0.95%Money MarketE-Premier Money Market (Online Only)
0.85% - Ally Bank Money Market AccountAdvertisement
2.05%5-year CD60 Month E-Certificate of Deposit (Online Only)
2.35% - Synchrony Bank 60 Month CDAdvertisement
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Overview / Commentary
firstcentralsavings.com
516-609-3500
70 Glen Street
Glen Cove, NY 11542

Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.

Related Posts

First Central Direct Has Nationally Available 36-Month CD - 3/24/2017

First Central Direct (First Central Savings Bank online arm) has raised the rates on its 36-month E-CD (2.00% APY) and 30-month E-CD (1.85% APY). $500 minimum deposit.

First Central Savings Bank Offers Competitive Money Market Rate - 3/7/2017

First Central Savings Bank (NY) is offering its E-Premier Money Market (1.10% APY) nationwide. The minimum deposit is $10k, with no stated balance cap.

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Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34969
Year Established1999
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.88%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$568.5MM$513.1MM
LoansQ1 2017vs Q1 2016$454.9MM$375.3MM
DepositsQ1 2017vs Q1 2016$498.0MM$452.5MM
Equity CapitalQ1 2017vs Q1 2016$58.0MM$57.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$7.1MM$6.8MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.9MM$4.5MM
Real Estate OwnedQ1 2017vs Q1 2016$934.00K$3.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$10k-E-Premier Money Market (Online Only)

First Central Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$500-60 Month E-Certificate of Deposit (Online Only)
1.70%$500-36 Month E-Certificate of Deposit (Online Only)
1.30%$500-30 Month E-Certificate of Deposit (Online Only)
1.15%$500-24 Month E-Certificate of Deposit (Online Only)
0.95%$500-12 Month E-Certificate of Deposit (Online Only)
Locations


First Central Savings Bank Locations
Whitestone Branch19-19 Francis Lewis BlvdWhitestone, NY 11357
Astoria Branch35-01 30th AvenueAstoria, NY 11103
Ditmars Branch37-28 Ditmars BoulevardAstoria, NY 11105
Bell Boulevard Branch42-12 Bell BoulevardBayside, NY 11361
Ridgewood Branch58-02 Myrtle AvenueRidgewood, NY 11385
First Central Savings Bank70 Glen StreetGlen Cove, NY 11542
Forest Hills Branch71-66 Austin StreetForest Hills, NY 11375
Main Street Branch72-76 Main StreetFlushing, NY 11367