Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Health
A
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 88 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.39% |
| Annual Interest Income | $28.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $686.6MM$636.9MM |
| Loans | Q4 2020vs Q4 2019 | $583.4MM$495.2MM |
| Deposits | Q4 2020vs Q4 2019 | $598.1MM$566.0MM |
| Equity Capital | Q4 2020vs Q4 2019 | $62.4MM$58.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $5.3MM$4.7MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.8MM$1.8MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |