Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Health
A+
Data as of Q1 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 84 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 7.07% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $679.4MM$632.5MM |
| Loans | Q1 2021vs Q1 2020 | $578.1MM$525.7MM |
| Deposits | Q1 2021vs Q1 2020 | $612.9MM$531.4MM |
| Equity Capital | Q1 2021vs Q1 2020 | $63.1MM$59.6MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $5.8MM$4.8MM |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $1.1MM$1.8MM |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$0 |