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First Central Savings Bank

Popular Accounts at this Bank

1.60%5-year CD60 Month CD
1.00%1-year CD12 Month CD
1.40%3-year CD30 Month CD

Overview / Commentary
70 Glen Street
Glen Cove, NY 11542

Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.

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Health Grade Components

FDIC Certificate #34969
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.58%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$536.8MM$526.6MM
LoansQ3 2016vs Q3 2015$394.3MM$364.1MM
DepositsQ3 2016vs Q3 2015$476.3MM$461.0MM
Equity CapitalQ3 2016vs Q3 2015$57.8MM$57.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$6.8MM$8.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.6MM$6.2MM
Real Estate OwnedQ3 2016vs Q3 2015$2.4MM$3.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central Savings Bank Money Market Rates

1.10%$10k-Premier Consumer Money Market

First Central Savings Bank CD Rates

1.65%$500-36 Month CD
1.60%$500-60 Month CD
1.40%$500-30 Month CD
1.10%$500-24 Month CD
1.00%$500-12 Month CD

First Central Savings Bank Locations
Whitestone Branch19-19 Francis Lewis BlvdWhitestone, NY 11357
Astoria Branch35-01 30th AvenueAstoria, NY 11103
Ditmars Branch37-28 Ditmars BoulevardAstoria, NY 11105
Bell Boulevard Branch42-12 Bell BoulevardBayside, NY 11361
Ridgewood Branch58-02 Myrtle AvenueRidgewood, NY 11385
First Central Savings Bank70 Glen StreetGlen Cove, NY 11542
Forest Hills Branch71-66 Austin StreetForest Hills, NY 11375
Main Street Branch72-76 Main StreetFlushing, NY 11367