First Central Savings Bank

Overview / Commentary
70 Glen Street
Glen Cove, NY 11542

Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.


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Health Grade Components

FDIC Certificate #34969
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.47%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$681.2MM$595.2MM
LoansQ3 2020vs Q3 2019$553.2MM$485.7MM
DepositsQ3 2020vs Q3 2019$606.9MM$524.6MM
Equity CapitalQ3 2020vs Q3 2019$62.8MM$58.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$5.2MM$6.3MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.0MM$8.4MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central Savings Bank Money Market Rates

0.05%$10k-E-Premier Money Market (Online Only)

First Central Savings Bank CD Rates

0.05%$500-12 Month E-Certificate of Deposit (Online Only)
0.05%$500-24 Month E-Certificate of Deposit (Online Only)
0.05%$500-30 Month E-Certificate of Deposit (Online Only)
0.05%$500-36 Month E-Certificate of Deposit (Online Only)
0.05%$500-60 Month E-Certificate of Deposit (Online Only)

First Central Savings Bank Locations
Whitestone Branch19-19 Francis Lewis BlvdWhitestone, NY 11357
Astoria Branch35-01 30th AvenueAstoria, NY 11103
Ditmars Branch37-28 Ditmars BoulevardAstoria, NY 11105
Bell Boulevard Branch42-12 Bell BoulevardBayside, NY 11361
Ridgewood Branch58-02 Myrtle AvenueRidgewood, NY 11385
First Central Savings Bank70 Glen StreetGlen Cove, NY 11542
Forest Hills Branch71-66 Austin StreetForest Hills, NY 11375
Main Street Branch72-76 Main StreetFlushing, NY 11367

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