Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Overall | |
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FDIC Certificate # | 34969 |
Year Established | 1999 |
Employees | 84 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.41% |
Return on Equity - YTD | 4.47% |
Annual Interest Income | $21.2MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $681.2MM$595.2MM |
Loans | Q3 2020vs Q3 2019 | $553.2MM$485.7MM |
Deposits | Q3 2020vs Q3 2019 | $606.9MM$524.6MM |
Equity Capital | Q3 2020vs Q3 2019 | $62.8MM$58.1MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $5.2MM$6.3MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.0MM$8.4MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.05% | $10k | - | E-Premier Money Market (Online Only) |
First Central Savings Bank Locations | ||
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Whitestone Branch | 19-19 Francis Lewis Blvd | Whitestone, NY 11357 |
Astoria Branch | 35-01 30th Avenue | Astoria, NY 11103 |
Ditmars Branch | 37-28 Ditmars Boulevard | Astoria, NY 11105 |
Bell Boulevard Branch | 42-12 Bell Boulevard | Bayside, NY 11361 |
Ridgewood Branch | 58-02 Myrtle Avenue | Ridgewood, NY 11385 |
First Central Savings Bank | 70 Glen Street | Glen Cove, NY 11542 |
Forest Hills Branch | 71-66 Austin Street | Forest Hills, NY 11375 |
Main Street Branch | 72-76 Main Street | Flushing, NY 11367 |