Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
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Health
A
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 80 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 4.71% |
| Annual Interest Income | $28.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $637.1MM$584.2MM |
| Loans | Q4 2019vs Q4 2018 | $495.2MM$462.6MM |
| Deposits | Q4 2019vs Q4 2018 | $566.0MM$516.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $58.7MM$54.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $4.7MM$5.8MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.8MM$6.1MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |