First Central Savings Bank
LOCATIONS
8
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HEALTH RATING
A+
View health report
CURRENT TOP RATE
1.30% APY
30 Month E-Certificate of Deposit (Online Only)
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 3-year CD | 36 Month E-Certificate of Deposit (Online Only) 2.35% - Synchrony Bank 36 Month CD |
| 0.95% | Money Market | E-Premier Money Market (Online Only) 1.00% - Ally Bank Money Market Account |
| 1.25% | 5-year CD | 60 Month E-Certificate of Deposit (Online Only) 2.50% - Ally Bank High Yield 5 Year CD |
Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Related Posts
Health
A+
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 77 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.39% |
| Return on Equity - YTD | -3.88% |
| Annual Interest Income | $22.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $590.6MM$533.2MM |
| Loans | Q4 2017vs Q4 2016 | $465.5MM$421.9MM |
| Deposits | Q4 2017vs Q4 2016 | $522.3MM$473.1MM |
| Equity Capital | Q4 2017vs Q4 2016 | $55.2MM$57.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $10.8MM$6.8MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.1MM$4.8MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$934.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Central Savings Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.95% | $10k | - | E-Premier Money Market (Online Only) |
First Central Savings Bank CD Rates
Locations
| First Central Savings Bank Locations | ||
|---|---|---|
| Whitestone Branch | 19-19 Francis Lewis Blvd | Whitestone, NY 11357 |
| Astoria Branch | 35-01 30th Avenue | Astoria, NY 11103 |
| Ditmars Branch | 37-28 Ditmars Boulevard | Astoria, NY 11105 |
| Bell Boulevard Branch | 42-12 Bell Boulevard | Bayside, NY 11361 |
| Ridgewood Branch | 58-02 Myrtle Avenue | Ridgewood, NY 11385 |
| First Central Savings Bank | 70 Glen Street | Glen Cove, NY 11542 |
| Forest Hills Branch | 71-66 Austin Street | Forest Hills, NY 11375 |
| Main Street Branch | 72-76 Main Street | Flushing, NY 11367 |