First Central Savings Bank


Overview / Commentary
516-609-3500
70 Glen Street
Glen Cove, NY 11542

Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.

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Health

Health Grade Components

Overall
FDIC Certificate #34969
Year Established1999
Employees88
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.39%
Annual Interest Income$28.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$686.6MM$636.9MM
LoansQ4 2020vs Q4 2019$583.4MM$495.2MM
DepositsQ4 2020vs Q4 2019$598.1MM$566.0MM
Equity CapitalQ4 2020vs Q4 2019$62.4MM$58.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.3MM$4.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.8MM$1.8MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates

Sorry, we do not have rate data for First Central Savings Bank.

Locations


First Central Savings Bank Locations
Whitestone Branch19-19 Francis Lewis BlvdWhitestone, NY 11357
Astoria Branch35-01 30th AvenueAstoria, NY 11103
Ditmars Branch37-28 Ditmars BoulevardAstoria, NY 11105
Bell Boulevard Branch42-12 Bell BoulevardBayside, NY 11361
Ridgewood Branch58-02 Myrtle AvenueRidgewood, NY 11385
First Central Savings Bank70 Glen StreetGlen Cove, NY 11542
Forest Hills Branch71-66 Austin StreetForest Hills, NY 11375
Main Street Branch72-76 Main StreetFlushing, NY 11367

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