First Central Savings Bank
LOCATIONS
8
View locations
HEALTH RATING
A+
View health report
CURRENT TOP RATE
2.84% APY
60 Month E-Certificate of Deposit (Online Only)
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.33% | 3-year CD | 1.73% - National Average |
| 1.09% | Money Market | |
| 2.84% | 5-year CD |
Overview / Commentary
Since April 5th, 1999, First Central Savings Bank has grown from a simple concept to what they are today, a vibrant thriving community bank of which all can be proud. The Bank’s goal was and still is to fill a void in the big bank mentality, by providing good old-fashioned personal service with a smile, a throw-back to the days of hospitality and good manners that we were all raised on, something which almost does not exist anymore in banking.
Related Posts
Health
A+
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34969 |
| Year Established | 1999 |
| Employees | 79 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 3.04% |
| Annual Interest Income | $11.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $610.5MM$588.3MM |
| Loans | Q2 2018vs Q2 2017 | $490.6MM$466.2MM |
| Deposits | Q2 2018vs Q2 2017 | $541.3MM$516.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $55.8MM$58.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $11.7MM$7.6MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $853.00K$2.9MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$856.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Central Savings Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.09%* | $50k* | - | E-Premier Money Market (Online Only) | ||
| OTHER TIERS: 0.35% → $10k - $25k | 0.55% → $25k - $50k | |||||
First Central Savings Bank CD Rates
Locations
| First Central Savings Bank Locations | ||
|---|---|---|
| Whitestone Branch | 19-19 Francis Lewis Blvd | Whitestone, NY 11357 |
| Astoria Branch | 35-01 30th Avenue | Astoria, NY 11103 |
| Ditmars Branch | 37-28 Ditmars Boulevard | Astoria, NY 11105 |
| Bell Boulevard Branch | 42-12 Bell Boulevard | Bayside, NY 11361 |
| Ridgewood Branch | 58-02 Myrtle Avenue | Ridgewood, NY 11385 |
| First Central Savings Bank | 70 Glen Street | Glen Cove, NY 11542 |
| Forest Hills Branch | 71-66 Austin Street | Forest Hills, NY 11375 |
| Main Street Branch | 72-76 Main Street | Flushing, NY 11367 |