Overview / Commentary
800-262-3141
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 49th largest bank in the state of Iowa. It is also the 1,747th largest bank in the nation. It was established in 1967 and as of March of 2018, it had grown to 60 employees at 4 locations. First Central State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #19716
Year Established1967
Employees60
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.12%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$398.0MM$367.4MM
LoansQ1 2018vs Q1 2017$286.1MM$256.6MM
DepositsQ1 2018vs Q1 2017$300.2MM$285.3MM
Equity CapitalQ1 2018vs Q1 2017$43.0MM$40.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.4MM$3.1MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$318.00K$1.1MM
Real Estate OwnedQ1 2018vs Q1 2017$591.00K$479.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$35kKasasa Saver
OTHER TIERS: 0.34% $35k+

First Central State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$15kKasasa Cash
OTHER TIERS: 0.51% $15k+
Locations


First Central State Bank Locations
Long Grove Iowa Branch119 First StreetLong Grove, IA 52756
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748

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