Overview / Commentary
First Central State Bank is headquartered in Dewitt and is the 46th largest bank in the state of Iowa. It is also the 1,645th largest bank in the nation. It was established in 1967 and as of December of 2018, it had grown to 56 employees at 4 locations. First Central State Bank has an A+ health rating.
Health
A+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19716 |
| Year Established | 1967 |
| Employees | 56 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.28% |
| Return on Equity - YTD | 11.7% |
| Annual Interest Income | $16.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $423.8MM$402.9MM |
| Loans | Q4 2018vs Q4 2017 | $291.5MM$283.2MM |
| Deposits | Q4 2018vs Q4 2017 | $330.9MM$311.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $46.2MM$42.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.4MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $527.00K$473.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $133.00K$568.00K |
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First Central State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | $35k | Kasasa Saver |
First Central State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | - | $15k | Kasasa Cash |
Locations
| First Central State Bank Locations | ||
|---|---|---|
| Long Grove Iowa Branch | 119 First Street | Long Grove, IA 52756 |
| Le Claire Branch | 1291 Eagle Ridge Road | Le Claire, IA 52753 |
| First Central State Bank | 914 Sixth Avenue | De Witt, IA 52742 |
| Eldridge Branch | 500 East Leclaire Road | Eldridge, IA 52748 |
| Westside Branch | 2600 Lincolnway | Clinton, IA 52732 |
| Clinton Branch | 1427 North Second Street | Clinton, IA 52732 |
| Goose Lake Branch | 223 Main Street | Goose Lake, IA 52750 |