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Overview / Commentary
800-262-3141
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 54th largest bank in the state of Iowa. It is also the 1,839th largest bank in the nation. It was established in 1967 and as of September of 2017, it had grown to 59 employees at 4 locations. First Central State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #19716
Year Established1967
Employees59
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD10.58%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$376.9MM$350.2MM
LoansQ3 2017vs Q3 2016$268.8MM$250.4MM
DepositsQ3 2017vs Q3 2016$293.9MM$269.8MM
Equity CapitalQ3 2017vs Q3 2016$42.3MM$39.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.2MM$3.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$788.00K$1.6MM
Real Estate OwnedQ3 2017vs Q3 2016$684.00K$803.00K
Rates
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First Central State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$35kKasasa Saver
OTHER TIERS: 0.34% $35k+

First Central State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$15kKasasa Cash
OTHER TIERS: 0.51% $15k+
Locations


First Central State Bank Locations
Long Grove Iowa Branch119 First StreetLong Grove, IA 52756
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748