First Central State Bank

Overview / Commentary
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in DEWITT and is the 37th largest bank in the state of Iowa. It is also the 1,356th largest bank in the nation. It was established in 1967 and as of December of 2023, it had grown to 89 employees at 6 locations. First Central State Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #19716
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.55%
Annual Interest Income$28.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$688.7MM$689.2MM
LoansQ4 2023vs Q4 2022$415.9MM$416.5MM
DepositsQ4 2023vs Q4 2022$536MM$533.5MM
Equity CapitalQ4 2023vs Q4 2022$75.7MM$65.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.4MM$5.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$278K$447K
Real Estate OwnedQ4 2023vs Q4 2022$0$18K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Central State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central State Bank Savings Account Rates

0.50%*-$35kKasasa Saver
OTHER TIERS: 0.15% $35k+

First Central State Bank Checking Account Rates

4.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+

First Central State Bank Locations
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 6th AveDewitt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748
Westside Branch2600 LincolnwayClinton, IA 52732
Clinton Branch1427 North Second StreetClinton, IA 52732
Goose Lake Branch223 Main StreetGoose Lake, IA 52750

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.