First Central State Bank

Overview / Commentary
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 46th largest bank in the state of Iowa. It is also the 1,645th largest bank in the nation. It was established in 1967 and as of December of 2018, it had grown to 56 employees at 4 locations. First Central State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #19716
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD11.7%
Annual Interest Income$16.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$423.8MM$402.9MM
LoansQ4 2018vs Q4 2017$291.5MM$283.2MM
DepositsQ4 2018vs Q4 2017$330.9MM$311.1MM
Equity CapitalQ4 2018vs Q4 2017$46.2MM$42.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$3.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$527.00K$473.00K
Real Estate OwnedQ4 2018vs Q4 2017$133.00K$568.00K
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First Central State Bank Savings Account Rates

1.00%-$35kKasasa Saver

First Central State Bank Checking Account Rates

2.01%-$15kKasasa Cash

First Central State Bank Locations
Long Grove Iowa Branch119 First StreetLong Grove, IA 52756
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748
Westside Branch2600 LincolnwayClinton, IA 52732
Clinton Branch1427 North Second StreetClinton, IA 52732
Goose Lake Branch223 Main StreetGoose Lake, IA 52750

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