First Central State Bank is headquartered in Dewitt and is the 31st largest bank in the state of Iowa. It is also the 1,286th largest bank in the nation. It was established in 1967 and as of December of 2021, it had grown to 91 employees at 6 locations. First Central State Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 19716 |
Year Established | 1967 |
Employees | 91 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.14% |
Return on Equity - YTD | 10.2% |
Annual Interest Income | $22.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $729.1MM$654.2MM |
Loans | Q4 2021vs Q4 2020 | $398.3MM$387.8MM |
Deposits | Q4 2021vs Q4 2020 | $562.6MM$508.4MM |
Equity Capital | Q4 2021vs Q4 2020 | $78.9MM$75.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $5.6MM$5.4MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.2MM$1.7MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $80.00K$109.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.50%* | - | $35k | Kasasa Saver | ||
OTHER TIERS: 0.15% → $35k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $15k | Kasasa Cash | ||
OTHER TIERS: 0.15% → $15k+ |
First Central State Bank Locations | ||
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Le Claire Branch | 1291 Eagle Ridge Road | Le Claire, IA 52753 |
First Central State Bank | 914 Sixth Avenue | De Witt, IA 52742 |
Eldridge Branch | 500 East Leclaire Road | Eldridge, IA 52748 |
Westside Branch | 2600 Lincolnway | Clinton, IA 52732 |
Clinton Branch | 1427 North Second Street | Clinton, IA 52732 |
Goose Lake Branch | 223 Main Street | Goose Lake, IA 52750 |