First Central State Bank

Overview / Commentary
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 36th largest bank in the state of Iowa. It is also the 1,352nd largest bank in the nation. It was established in 1967 and as of September of 2019, it had grown to 85 employees at 6 locations. First Central State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #19716
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.79%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$544.3MM$391.7MM
LoansQ3 2019vs Q3 2018$384.5MM$281.3MM
DepositsQ3 2019vs Q3 2018$416.0MM$301.1MM
Equity CapitalQ3 2019vs Q3 2018$69.3MM$44.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.4MM$3.4MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$756.00K$528.00K
Real Estate OwnedQ3 2019vs Q3 2018$357.00K$348.00K
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First Central State Bank Savings Account Rates

1.00%*-$35kKasasa Saver
OTHER TIERS: 0.51% $35k+

First Central State Bank Checking Account Rates

2.01%*-$15kKasasa Cash
OTHER TIERS: 0.51% $15k+

First Central State Bank Locations
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748
Westside Branch2600 LincolnwayClinton, IA 52732
Clinton Branch1427 North Second StreetClinton, IA 52732
Goose Lake Branch223 Main StreetGoose Lake, IA 52750

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