First Central State Bank

Overview / Commentary
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in DEWITT and is the 36th largest bank in the state of Iowa. It is also the 1,340th largest bank in the nation. It was established in 1967 and as of March of 2023, it had grown to 87 employees at 6 locations. First Central State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #19716
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD11.81%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$680.4MM$712.4MM
LoansQ1 2023vs Q1 2022$405.0MM$401.2MM
DepositsQ1 2023vs Q1 2022$532.3MM$552.7MM
Equity CapitalQ1 2023vs Q1 2022$70.6MM$70.5MM
Loan Loss AllowanceQ1 2023vs Q1 2022$5.3MM$5.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$276.00K$566.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$96.00K
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First Central State Bank Savings Account Rates

0.50%*-$35kKasasa Saver
OTHER TIERS: 0.15% $35k+

First Central State Bank Checking Account Rates

1.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% $15k+

First Central State Bank Locations
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 6th AveDewitt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748
Westside Branch2600 LincolnwayClinton, IA 52732
Clinton Branch1427 North Second StreetClinton, IA 52732
Goose Lake Branch223 Main StreetGoose Lake, IA 52750

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