Overview / Commentary
800-262-3141
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 46th largest bank in the state of Iowa. It is also the 1,645th largest bank in the nation. It was established in 1967 and as of December of 2018, it had grown to 56 employees at 4 locations. First Central State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #19716
Year Established1967
Employees56
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD11.7%
Annual Interest Income$16.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$423.8MM$402.9MM
LoansQ4 2018vs Q4 2017$291.5MM$283.2MM
DepositsQ4 2018vs Q4 2017$330.9MM$311.1MM
Equity CapitalQ4 2018vs Q4 2017$46.2MM$42.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.4MM$3.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$527.00K$473.00K
Real Estate OwnedQ4 2018vs Q4 2017$133.00K$568.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$35kKasasa Saver
OTHER TIERS: 0.51% $35k+

First Central State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$15kKasasa Cash
OTHER TIERS: 0.51% $15k+
Locations


First Central State Bank Locations
Long Grove Iowa Branch119 First StreetLong Grove, IA 52756
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748

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