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First Central State Bank


Overview / Commentary
www.firstcentralsb.bank
563-659-3141
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 32nd largest bank in the state of Iowa. It is also the 1,315th largest bank in the nation. It was established in 1967 and as of December of 2020, it had grown to 87 employees at 6 locations. First Central State Bank has an A+ health rating.

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Health
A+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #19716
Year Established1967
Employees87
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.1%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$654.2MM$585.1MM
LoansQ4 2020vs Q4 2019$387.8MM$382.9MM
DepositsQ4 2020vs Q4 2019$508.4MM$458.9MM
Equity CapitalQ4 2020vs Q4 2019$75.6MM$69.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.4MM$4.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.7MM$813.00K
Real Estate OwnedQ4 2020vs Q4 2019$109.00K$237.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Central State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$35kKasasa Saver
OTHER TIERS: 0.15% → $35k+

First Central State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$15kKasasa Cash
OTHER TIERS: 0.15% → $15k+
Locations


First Central State Bank Locations
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748
Westside Branch2600 LincolnwayClinton, IA 52732
Clinton Branch1427 North Second StreetClinton, IA 52732
Goose Lake Branch223 Main StreetGoose Lake, IA 52750

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