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Overview / Commentary
914 Sixth Avenue
DeWitt, IA 52742

First Central State Bank is headquartered in Dewitt and is the 48th largest bank in the state of Iowa. It is also the 1,724th largest bank in the nation. It was established in 1967 and as of December of 2017, it had grown to 60 employees at 4 locations. First Central State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #19716
Year Established1967
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.6%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$402.9MM$368.5MM
LoansQ4 2017vs Q4 2016$283.2MM$252.5MM
DepositsQ4 2017vs Q4 2016$311.1MM$292.0MM
Equity CapitalQ4 2017vs Q4 2016$42.4MM$39.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.2MM$3.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$473.00K$1.6MM
Real Estate OwnedQ4 2017vs Q4 2016$568.00K$479.00K
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First Central State Bank Savings Account Rates

0.50%*-$35kKasasa Saver
OTHER TIERS: 0.34% $35k+

First Central State Bank Checking Account Rates

2.01%*-$15kKasasa Cash
OTHER TIERS: 0.51% $15k+

First Central State Bank Locations
Long Grove Iowa Branch119 First StreetLong Grove, IA 52756
Le Claire Branch1291 Eagle Ridge RoadLe Claire, IA 52753
First Central State Bank914 Sixth AvenueDe Witt, IA 52742
Eldridge Branch500 East Leclaire RoadEldridge, IA 52748