First Century Bank, National Association (GA) Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

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Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

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Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myfirstcenturybank.com

706-335-8200

1731 N. Elm St.
Commerce, GA 30529

First Century Bank, National Association (GA) is headquartered in COMMERCE and is the 23^rd largest bank in the state of Georgia. It is also the 1,394^th largest bank in the nation. It was established in 2002 and as of December of 2024, it had grown to 74 employees at 2 locations. First Century Bank, National Association (GA) has an A+ health rating.

Reviews

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Health

A+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	57123
Year Established	2002
Employees	74
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.97%
Return on Equity - YTD	12.91%
Annual Interest Income	$37.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$684.4MM$607.7MM
Loans	Q4 2024vs Q4 2023	$55.7MM$34.2MM
Deposits	Q4 2024vs Q4 2023	$594.7MM$529.1MM
Equity Capital	Q4 2024vs Q4 2023	$84MM$75MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$394K$219K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$32K$444K
Real Estate Owned	Q4 2024vs Q4 2023	$0$3.7MM

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Century Bank, National Association (GA).

Locations

First Century Bank, National Association (GA) Locations
First Century Bank, National Association	1731 N Elm St	Commerce, GA 30529
Hilton Head Branch	19 Shelter Cove Ln	Hilton Head Island, SC 29928

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