First Century Bank, National Association (GA) Reviews and Rates

First Century Bank, National Association (GA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myfirstcenturybank.com

706-335-8200

1731 N. Elm St.
Commerce, GA 30529

First Century Bank, National Association (GA) is headquartered in COMMERCE and is the 22^nd largest bank in the state of Georgia. It is also the 1,368^th largest bank in the nation. It was established in 2002 and as of March of 2025, it had grown to 72 employees at 2 locations. First Century Bank, National Association (GA) has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57123
Year Established	2002
Employees	72
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	3.14%
Return on Equity - YTD	25.03%
Annual Interest Income	$11.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$706.2MM$498.5MM
Loans	Q1 2025vs Q1 2024	$58.2MM$44MM
Deposits	Q1 2025vs Q1 2024	$589.9MM$397.1MM
Equity Capital	Q1 2025vs Q1 2024	$90.7MM$81.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$455K$4.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$22K$221K
Real Estate Owned	Q1 2025vs Q1 2024	$0$3.7MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Century Bank, National Association (GA).

Locations

First Century Bank, National Association (GA) Locations
First Century Bank, National Association	1731 N Elm St	Commerce, GA 30529
Hilton Head Branch	19 Shelter Cove Ln	Hilton Head Island, SC 29928

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