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First Choice America Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstchoiceamericacu.org
800-427-4835
3501 Main St
Weirton, WV 26062

First Choice America Community Federal Credit Union is headquartered in Weirton and is the 2nd largest credit union in the state of West Virginia. It is also the 632nd largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 57 employees and 32,183 members at 8 locations. First Choice America Community Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school and businesses located in the West Virginia counties of Brooke, Hancock or Ohio; the West Virginia cities of Benwood, or McMechen; the Ohio cities of Bellaire or Shadyside; Jefferson County, Ohio; or the Pennsylvania Washington County townships of Blaine, Buffalo, Cross Creek, Donegal, East Finley, Hanover, Hopewell, Independence, Jefferson, Morris, Smith, South Franklin, or West Finley.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #3264
Year Chartered1939
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD1.76%
Return on Equity - YTD10.13%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$669.1MM$619.2MM
LoansQ1 2025vs Q1 2024$139.3MM$138.5MM
DepositsQ1 2025vs Q1 2024$552.1MM$515.8MM
Equity CapitalQ1 2025vs Q1 2024$114.3MM$101.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.4MM$1.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$259K$454K
Real Estate OwnedQ1 2025vs Q1 2024$152K$12K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice America Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice America Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Christmas Club
0.10%*$40k*-Regular Savings
OTHER TIERS: 0.05% → $100 - $10k | 0.08% → $10k - $40k
0.10%*$40k*-Cool Kids Savings
OTHER TIERS: 0.05% → $5 - $10k | 0.08% → $10k - $40k
0.08%$0-Vacation Club

First Choice America Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$40k*-Checking Account
OTHER TIERS: 0.03% → $500 - $40k

First Choice America Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.28%$500-7 Month Add-Vantage Certificate Special
4.28%$100-7 Month Kid-Vantage Certificate Special
3.76%$500-15 Month Certificate
1.97%$500-39 Month Certificate
1.87%$500-25 Month Certificate
1.16%$500-120 Month Certificate
1.11%$500-84 Month Certificate
1.06%$500-60 Month Certificate
1.06%$500-72 Month Certificate
1.00%$500-36 Month Certificate
1.00%$500-48 Month Certificate
0.95%$500-30 Month Certificate
0.90%$500-18 Month Certificate
0.90%$500-24 Month Certificate
0.85%$500-12 Month Certificate
0.80%$500-91 Day Certificate
0.80%$500-6 Month Certificate
0.80%$500-9 Month Certificate

First Choice America Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.28%$0-7 Month IRA Certificate Special
3.76%$0-15 Month IRA Certificate
1.97%$0-39 Month IRA Certificate
1.87%$0-25 Month IRA Certificate
1.16%$0-120 Month IRA Certificate
1.11%$0-84 Month IRA Certificate
1.06%$0-60 Month IRA Certificate
1.06%$0-72 Month IRA Certificate
1.00%$0-36 Month IRA Certificate
1.00%$0-48 Month IRA Certificate
0.95%$0-30 Month IRA Certificate
0.90%$0-18 Month IRA Certificate
0.90%$0-24 Month IRA Certificate
0.85%$0-12 Month IRA Certificate
0.80%$0-91 Day IRA Certificate
0.80%$0-6 Month IRA Certificate
0.80%$0-9 Month IRA Certificate
Locations


First Choice America Community Federal Credit Union Locations
Branch Office3501 Main StWeirton, WV 26062
Branch Office1 Medical ParkWheeling, WV 26003
Branch Office1A Elm Grove Crossing MallWheeling, WV 26003
Branch Office762 Canton RdWintersville, OH 43953
Branch Office300 Carolina AveChester, WV 26034
Branch Office1835 Sunset BlvdSteubenville, OH 43952
Branch Office370 Three Springs DrWeirton, WV 26062
Branch Office1990 Chapline StWheeling, WV 26003

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