First Choice Community CU (TN)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstchoiceccu.org

865-637-0112

100 N 17th St
Knoxville, TN 37921

First Choice Community CU (TN) is headquartered in Knoxville and is the 64^th largest credit union in the state of Tennessee. It is also the 2,440^th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 11 employees and 3,791 members at 3 locations. First Choice Community CU (TN)'s money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Choice Community Credit Union of Tennessee is open to those who live, work, worship, or attend school in the Tennessee counties of Blount, Jefferson, Knox, or Sevier.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Community CU (TN) has a low asset base.

Health Grade Components

Overall
NCUA #	67185
Year Chartered	1934
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	1.22%
Return on Equity - YTD	7.97%
Annual Interest Income	$536K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$49.8MM$48.2MM
Loans	Q1 2025vs Q1 2024	$20.4MM$21.6MM
Deposits	Q1 2025vs Q1 2024	$42MM$40.9MM
Equity Capital	Q1 2025vs Q1 2024	$7.6MM$7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$204K$185K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$25K$95K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Community CU (TN) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$0	-	Christmas Club
0.20%	$5	-	1st Kids Club
0.10%	$5	-	Regular Share Savings
0.10%	$0	-	Special Savings

First Choice Community CU (TN) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	Super Saver
OTHER TIERS: 0.55% → $2.5k - $10k \| 0.75% → $10k - $25k \| 0.95% → $25k - $100k

First Choice Community CU (TN) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Golden Circle Checking
0.02%	$0	-	Special Checking

First Choice Community CU (TN) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	60 Month Share Certificate
0.90%	$1k	-	36 Month Share Certificate
0.75%	$1k	-	24 Month Share Certificate
0.50%	$1k	-	18 Month Share Certificate
0.45%	$1k	-	12 Month Share Certificate
0.25%	$1k	-	6 Month Share Certificate

First Choice Community CU (TN) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$50	-	Traditional IRA Savings
1.00%	$50	-	Roth IRA Savings
0.90%	$1k	-	36 Month IRA Certificate
0.75%	$1k	-	24 Month IRA Certificate
0.50%	$1k	-	18 Month IRA Certificate
0.45%	$1k	-	12 Month IRA Certificate
0.25%	$1k	-	6 Month IRA Certificate

Locations

First Choice Community CU (TN) Locations
Branch Office	100 N 17th St	Knoxville, TN 37921-6750
Branch Office	9440 Mascot Rd	Mascot, TN 37806-2121
Branch Office	10210 Chapman Hwy	Seymour, TN 37865

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