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First Choice Community CU (TN)


Overview / Commentary
www.firstchoiceccu.org
865-637-0112
100 N 17th St
Knoxville, TN 37921

First Choice Community CU (TN) is headquartered in Knoxville and is the 67th largest credit union in the state of Tennessee. It is also the 2,634th largest credit union in the nation. It was established in 1934 and as of December of 2019, it had grown to 14 employees and 4,700 members at 3 locations. First Choice Community CU (TN)'s money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Choice Community Credit Union of Tennessee is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Knox, Blount, Jefferson, and Sevier.
See current membership details

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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Community CU (TN) has a low asset base.

Health Grade Components

Overall
NCUA #67185
Year Chartered1934
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD1.45%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$37.1MM$36.2MM
LoansQ4 2019vs Q4 2018$18.5MM$19.6MM
DepositsQ4 2019vs Q4 2018$30.7MM$29.9MM
Equity CapitalQ4 2019vs Q4 2018$6.2MM$6.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$152.00K$138.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$44.00K$42.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Community CU (TN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Christmas Club
0.30%$50-Traditional IRA Savings
0.30%$50-Roth IRA Savings
0.20%$5-Regular Share Savings
0.20%$5-1st Kids Club
0.20%--Special Savings

First Choice Community CU (TN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Super Saver
OTHER TIERS: 0.10% → Up to $2.5k | 0.25% → $2.5k - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $100k

First Choice Community CU (TN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Special Checking
0.10%--Golden Circle Checking

First Choice Community CU (TN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month Share Certificate
1.45%$1k-36 Month Share Certificate
1.25%$1k-24 Month Share Certificate
1.10%$1k-18 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.50%$1k-6 Month Share Certificate

First Choice Community CU (TN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$1k-36 Month IRA Certificate
1.25%$1k-24 Month IRA Certificate
1.10%$1k-18 Month IRA Certificate
0.90%$1k-12 Month IRA Certificate
0.50%$1k-6 Month IRA Certificate
Locations


First Choice Community CU (TN) Locations
Branch Office100 N 17th StKnoxville, TN 37921-6750
Branch Office9440 Mascot RdMascot, TN 37806-2121
Branch Office10210 Chapman HwySeymour, TN 37865

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