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First Choice Credit Union (FL)


Overview / Commentary
www.firstchoicecu.org
561-641-0100
1055 S Congress Ave
West Palm Beach, FL 33406-5195

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 62nd largest credit union in the state of Florida. It is also the 1,540th largest credit union in the nation. It was established in 1929 and as of December of 2020, it had grown to 29 employees and 9,897 members at 2 locations. First Choice Credit Union (FL)'s money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

First Choice Credit Union of Florida is open to residents and people that maintain employment within Palm Beach County, licensed professional throughout the state, current and retired federal employees including military veterans, Argentina Arts Organization members, and the family members of current credit union members.
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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #67725
Year Chartered1929
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.89%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$128.4MM$113.5MM
LoansQ4 2020vs Q4 2019$46.9MM$45.7MM
DepositsQ4 2020vs Q4 2019$114.8MM$100.3MM
Equity CapitalQ4 2020vs Q4 2019$13.2MM$12.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$829.00K$904.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$30.00K$289.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$100kIRA - Traditional
0.25%-$100kIRA - Roth
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$75k*$100kSuper Money Market
OTHER TIERS: 0.15% → Up to $50k | 0.55% → $50k - $75k
0.30%*$25k*$100kMoney Market
OTHER TIERS: 0.05% → Up to $2.5k | 0.15% → $2.5k - $10k | 0.20% → $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% → Up to $10k | 0.03% → $10k - $25k

First Choice Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$75k-60 Month Jumbo CD
0.90%$75k-30 Month Jumbo CD
0.85%$75k-12 Month Jumbo CD
0.85%$5k-60 Month CD
0.65%$5k-30 Month CD
0.60%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$75k-60 Month Jumbo IRA
0.90%$75k-30 Month Jumbo IRA
0.85%$75k$100k12 Month Jumbo IRA
0.85%$5k-60 Month IRA
0.65%$5k-30 Month IRA
0.60%$5k$100k12 Month IRA
Locations


First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.