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Overview / Commentary
561-641-0100
1055 S Congress Ave
West Palm Beach, FL 33406

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 61st largest credit union in the state of Florida. It is also the 1,521st largest credit union in the nation. It was established in 1929 and as of December of 2017, it had grown to 30 employees and 10,577 members at 2 locations. First Choice Credit Union (FL) has an A health rating.

Field of Membership Restrictions

First Choice Credit Union of Florida is open to residents and people that maintain employment within Palm Beach County, licensed professional throughout the state, current and retired federal employees including military veterans, Argentina Arts Organization members, and the family members of current credit union members.
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Health

Health Grade Components

Overall
NCUA #67725
Year Chartered1929
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.89%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$109.2MM$104.1MM
LoansQ4 2017vs Q4 2016$46.1MM$43.6MM
DepositsQ4 2017vs Q4 2016$95.7MM$90.3MM
Equity CapitalQ4 2017vs Q4 2016$9.7MM$9.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.0MM$1.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$462.00K$853.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$100kIRA - Traditional
0.25%-$100kIRA - ROTH
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*$100kSuper Money Market
OTHER TIERS: 0.15% Up to $50k | 0.40% $50k - $75k
0.30%*$25k*$100kMoney Market
OTHER TIERS: 0.05% Up to $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k

First Choice Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$75k-12 Month Jumbo CD
0.60%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$75k$100k12 Month Jumbo IRA
0.60%$5k$100k12 Month IRA
Locations


First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

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