First Choice Credit Union (FL)

Overview / Commentary
1055 S Congress Ave
West Palm Beach, FL 33406

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 60th largest credit union in the state of Florida. It is also the 1,540th largest credit union in the nation. It was established in 1929 and as of June of 2020, it had grown to 31 employees and 10,001 members at 2 locations. First Choice Credit Union (FL)'s money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

First Choice Credit Union of Florida is open to residents and people that maintain employment within Palm Beach County, licensed professional throughout the state, current and retired federal employees including military veterans, Argentina Arts Organization members, and the family members of current credit union members.
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Health Grade Components

NCUA #67725
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.06%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$123.9MM$112.7MM
LoansQ2 2020vs Q2 2019$45.2MM$45.1MM
DepositsQ2 2020vs Q2 2019$109.8MM$99.9MM
Equity CapitalQ2 2020vs Q2 2019$13.1MM$11.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$846.00K$980.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$98.00K$334.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

0.25%-$100kIRA - Traditional
0.25%-$100kIRA - Roth
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

0.65%*$75k*$100kSuper Money Market
OTHER TIERS: 0.15% Up to $50k | 0.55% $50k - $75k
0.30%*$25k*$100kMoney Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k

First Choice Credit Union (FL) CD Rates

1.10%$75k-60 Month Jumbo CD
0.90%$75k-30 Month Jumbo CD
0.85%$75k-12 Month Jumbo CD
0.85%$5k-60 Month CD
0.65%$5k-30 Month CD
0.60%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

1.10%$75k-60 Month Jumbo IRA
0.90%$75k-30 Month Jumbo IRA
0.85%$75k$100k12 Month Jumbo IRA
0.85%$5k-60 Month IRA
0.65%$5k-30 Month IRA
0.60%$5k$100k12 Month IRA

First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

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