First Choice Credit Union (FL)


Overview / Commentary
561-641-0100
1055 S Congress Ave
West Palm Beach, FL 33406-5195

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 62nd largest credit union in the state of Florida. It is also the 1,490th largest credit union in the nation. It was established in 1929 and as of June of 2022, it had grown to 27 employees and 9,472 members at 2 locations. First Choice Credit Union (FL)'s money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to those who live or work Palm Beach County. Employees and retirees of the Federal Government and veterans of any branch of the Armed Services who live in Florida counties of Broward, Glades, Hendry, Martin, Okeechobee, Palm Beach, or St. Lucie are also eligible to join. Individuals holding a professional license from the State of Florida qualify for membership, regardless of where they live.
See current membership details

Related Posts

First Choice Credit Union (FL) Has Rate-Leading 30- and 60-Month CDs - 2/12/2022

First Choice Credit Union (FL) has recently increased the rates of its 30-month and 60-month Jumbo CDs ($75k minimum) to rate-leading levels.

First Choice Credit Union (FL) Offers Very Competitive 5-Year CD - 12/8/2021

First Choice Credit Union (FL) has increased the rate on its 60-month Jumbo CD ($75k minimum) and 60-month CD ($5k minimum) to very competitive levels.

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Reviews (1)

Lost In Space ??

Posted by: |

had 300K CD due, receive paperwork what to
do on maturity, mailed reply 3 weeks ahead
of maturity, apparenty my paperwork I sent
was " lost in mail " , had return address etc.
was told happens all the time, would mail me
another form to fill out to ?? Return again !!!!
business with long turn around beware of ? mail.



Health

Health Grade Components

Overall
NCUA #67725
Year Chartered1929
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD23.54%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$150.0MM$147.7MM
LoansQ2 2022vs Q2 2021$58.9MM$48.5MM
DepositsQ2 2022vs Q2 2021$141.3MM$134.0MM
Equity CapitalQ2 2022vs Q2 2021$7.9MM$13.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$233.00K$816.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$20.00K$53.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$100kIRA - Traditional
0.25%-$100kIRA - Roth
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*$50k*-Super Money Market
OTHER TIERS: 0.15% Up to $50k
0.55%*$25k*$100kMoney Market
OTHER TIERS: 0.05% Up to $2.5k | 0.35% $2.5k - $10k | 0.40% $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k

First Choice Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$75k-60 Month Jumbo CD
2.77%$75k-30 Month Jumbo CD
2.27%$5k-60 Month CD
2.02%$75k-12 Month Jumbo CD
2.02%$5k-30 Month CD
1.41%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$75k-60 Month Jumbo IRA
2.77%$75k-30 Month Jumbo IRA
2.27%$5k-60 Month IRA
2.02%$75k$100k12 Month Jumbo IRA
2.02%$5k-30 Month IRA
1.41%$5k$100k12 Month IRA
Locations


First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

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