First Choice Credit Union (FL)

Overview / Commentary
1055 S Congress Ave
West Palm Beach, FL 33406-5195

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 59th largest credit union in the state of Florida. It is also the 1,469th largest credit union in the nation. It was established in 1929 and as of December of 2021, it had grown to 26 employees and 9,661 members at 2 locations. First Choice Credit Union (FL)'s money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to those who live or work Palm Beach County. Employees and retirees of the Federal Government and veterans of any branch of the Armed Services who live in Florida counties of Broward, Glades, Hendry, Martin, Okeechobee, Palm Beach, or St. Lucie are also eligible to join. Individuals holding a professional license from the State of Florida qualify for membership, regardless of where they live.
See current membership details

Related Posts

First Choice Credit Union (FL) Has Rate-Leading 30- and 60-Month CDs - 2/12/2022

First Choice Credit Union (FL) has recently increased the rates of its 30-month and 60-month Jumbo CDs ($75k minimum) to rate-leading levels.

First Choice Credit Union (FL) Offers Very Competitive 5-Year CD - 12/8/2021

First Choice Credit Union (FL) has increased the rate on its 60-month Jumbo CD ($75k minimum) and 60-month CD ($5k minimum) to very competitive levels.

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Health Grade Components

NCUA #67725
Year Chartered1929
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.01%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$152.2MM$128.4MM
LoansQ4 2021vs Q4 2020$53.5MM$46.9MM
DepositsQ4 2021vs Q4 2020$139.2MM$114.8MM
Equity CapitalQ4 2021vs Q4 2020$12.3MM$13.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$629.00K$829.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$76.00K$30.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

0.25%-$100kIRA - Traditional
0.25%-$100kIRA - Roth
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

0.65%*$75k*$100kSuper Money Market
OTHER TIERS: 0.15% Up to $50k | 0.55% $50k - $75k
0.25%*$25k*$100kMoney Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k

First Choice Credit Union (FL) CD Rates

2.02%$75k-60 Month Jumbo CD
1.51%$75k-30 Month Jumbo CD
1.51%$5k-60 Month CD
1.00%$75k-12 Month Jumbo CD
1.00%$5k-30 Month CD
0.75%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

2.02%$75k-60 Month Jumbo IRA
1.51%$75k-30 Month Jumbo IRA
1.51%$5k-60 Month IRA
1.00%$75k$100k12 Month Jumbo IRA
1.00%$5k-30 Month IRA
0.75%$5k$100k12 Month IRA

First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

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