First Choice Credit Union (FL)


Overview / Commentary
561-641-0100
1055 S Congress Ave
West Palm Beach, FL 33406-5195

First Choice Credit Union (FL) is headquartered in West Palm Beach and is the 59th largest credit union in the state of Florida. It is also the 1,472nd largest credit union in the nation. It was established in 1929 and as of June of 2021, it had grown to 30 employees and 9,818 members at 2 locations. First Choice Credit Union (FL)'s money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

First Choice Credit Union of Florida is open to residents and people that maintain employment within Palm Beach County, licensed professional throughout the state, current and retired federal employees including military veterans, Argentina Arts Organization members, and the family members of current credit union members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #67725
Year Chartered1929
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.66%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$147.7MM$123.9MM
LoansQ2 2021vs Q2 2020$48.5MM$45.2MM
DepositsQ2 2021vs Q2 2020$134.0MM$109.8MM
Equity CapitalQ2 2021vs Q2 2020$13.1MM$13.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$816.00K$846.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$53.00K$98.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Choice Credit Union (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$100kIRA - Traditional
0.25%-$100kIRA - Roth
0.25%-$100kIRA - Educational
0.05%$100$100kShare Account
0.05%-$100kHoliday Club

First Choice Credit Union (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$75k*$100kSuper Money Market
OTHER TIERS: 0.15% Up to $50k | 0.55% $50k - $75k
0.30%*$25k*$100kMoney Market
OTHER TIERS: 0.05% Up to $2.5k | 0.15% $2.5k - $10k | 0.20% $10k - $25k

First Choice Credit Union (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% Up to $10k | 0.03% $10k - $25k

First Choice Credit Union (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$75k-60 Month Jumbo CD
1.05%$5k-60 Month CD
1.00%$75k-30 Month Jumbo CD
0.85%$75k-12 Month Jumbo CD
0.75%$5k-30 Month CD
0.60%$5k-12 Month CD

First Choice Credit Union (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$75k-60 Month Jumbo IRA
1.05%$5k-60 Month IRA
1.00%$75k-30 Month Jumbo IRA
0.85%$75k$100k12 Month Jumbo IRA
0.75%$5k-30 Month IRA
0.60%$5k$100k12 Month IRA
Locations


First Choice Credit Union (FL) Locations
Branch Office1055 S Congress AveWest Palm Beach, FL 33406-5195
Branch Office7305 N Military TrlRiviera Beach, FL 33410-7417

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