Overview / Commentary
334-335-3346
100 West Third Street
Luverne, AL 36049

First Citizens Bank (AL) is headquartered in Luverne and is the 46th largest bank in the state of Alabama. It is also the 2,561st largest bank in the nation. It was established in 1980 and as of December of 2018, it had grown to 65 employees at 5 locations. First Citizens Bank (AL)'s money market rates are 2X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #23152
Year Established1980
Employees65
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD9.45%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$243.5MM$238.3MM
LoansQ4 2018vs Q4 2017$146.3MM$124.7MM
DepositsQ4 2018vs Q4 2017$199.8MM$195.1MM
Equity CapitalQ4 2018vs Q4 2017$31.7MM$30.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.6MM$2.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.1MM$1.0MM
Real Estate OwnedQ4 2018vs Q4 2017$170.00K$149.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Citizens Bank (AL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens Bank (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Regular Savings Account
OTHER TIERS: 0.25% Up to $50k
0.25%--Christmas Club Account

First Citizens Bank (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$250k*-Money Market
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

First Citizens Bank (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Now Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

First Citizens Bank (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--24 Month CD
2.00%--36 Month CD
2.00%--28 Month CD Special
1.75%--19 Month CD Special
1.10%--16 Month CD Special
1.00%--12 Month CD
1.00%$100k-12 Month Jumbo CD
0.50%--182 Day CD
0.50%$100k-6 Month Jumbo CD
0.50%--8 Month CD Special
0.25%--91 Day CD

First Citizens Bank (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--36 Month IRA
2.00%--28 Month IRA Special
1.75%--18 Month IRA
1.75%--19 Month IRA Special
1.10%--16 Month IRA Special
1.00%$100k-12 Month Jumbo IRA
0.50%--6 Month IRA
0.50%$100k-6 Month Jumbo IRA
0.50%--8 Month IRA Special
Locations


First Citizens Bank (AL) Locations
First Citizens Bank100 West Third StreetLuverne, AL 36049
Old Ford Road Branch115 West Old Fort RdFort Deposit, AL 36032
Highland Home Branch17823 Montgomery HwyHighland Home, AL 36041
Hayneville Facility40 Lafayette Street EastHayneville, AL 36040
Greenville Branch475 Greenville BypassGreenville, AL 36037

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