First Citizens Community Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | Reward Checking | 1.74% - National Average |
| 2.17% | 5-year CD | 2.27% - National Average |
| 0.30% | 1-year CD | 1.38% - National Average |
First Citizens Community Bank is headquartered in Mansfield and is the 26th largest bank in the state of Pennsylvania. It is also the 567th largest bank in the nation. It was established in 1932 and as of December of 2018, it had grown to 257 employees at 28 locations. First Citizens Community Bank's money market rates are 3X the national average, and it has an A health rating.
First Citizens Provides Excellent Service
I have been banking with First Citizens since I was a child and opened my first savings account. I was always treated with patience and had everything explained clearly, as one should to a child. This bank provides overdraft protection, which was useful to me during my college days when I overdrew my checking account several times. I spent several years after college traveling internationally in third world countries volunteering and doing human rights work independently. First Citizens always provided me service, even going so far as to set my debit card up to work internationally without limitations. This incurred no extra fees on my part. On the only occasion where my card information was stolen, the bank immediately noticed, froze my card, and actually closed the account to avoid loss on my part. As soon as I was in the United States again, the manager personally activated my already set up and waiting new account and card. Due to new regulations, I must activate my card each time I leave the United States, which I do often. I always receive almost instant service and have never been caught short or made to wait. I cannot be positive enough about the personal care and service I have been given by this institution over the years. My information has been kept secure, my money has been kept safe even when my card was compromised through no fault of the bank, and I am always responded to quickly and efficiently regardless of my need.
Local banks summary
I have used First Citizens Bank for three different accounts. I've used them for checking, savings and my first car loan. In fact, my first memory of banking was with them and my usage of a passbook savings account. Later, when I was in high school I had my first checking account. Later in college, I had my first car loan with them. Overall, the level of service was good, and it helped that their local branches hired local people to work in them. I know of several people who worked there that I would see when I did whatever banking business I needed to do, and that level of familiarity is almost impossible to find in this age of increasing bank mergers and consolidations. I know the days of local service have pretty much gone away, but the small community banks that remain will always offer service that larger banks are lacking.
Checking account review for frst citizens bank
First Citizens Community Bank is the best. The customer service reps are always friendly and helpful. The online banking is wonderful to access 24/7. When I married, they were very polite and helpful getting all my name changes done. They also work very quickly so I don't stand in line a lot. They also do eStatements online which is a plus. It makes less paper mail that I am just going to trash anyways. I can go to the online bank and view my transactions and checks anytime I would like. I would not trade to a different institution for any reason.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7593 |
| Year Established | 1932 |
| Employees | 257 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.34% |
| Return on Equity - YTD | 13.9% |
| Annual Interest Income | $56.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.43B$1.36B |
| Loans | Q4 2018vs Q4 2017 | $1.07B$990.8MM |
| Deposits | Q4 2018vs Q4 2017 | $1.19B$1.11B |
| Equity Capital | Q4 2018vs Q4 2017 | $140.3MM$130.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $12.9MM$11.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $12.2MM$10.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $601.00K$1.1MM |
Always verify rates and promotions with the bank or credit union. We are not First Citizens Community Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
First Citizens Community Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%*† | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → Up to $1k | 0.10% → $1k - $10k | |||||
| 0.15%*† | $100k* | - | Regular Savings | ||
| OTHER TIERS: 0.05% → $200 - $10k | 0.10% → $10k - $100k | |||||
| 0.15%*† | $100k* | - | Escrow Savings | ||
| OTHER TIERS: 0.05% → $200 - $10k | 0.10% → $10k - $100k | |||||
First Citizens Community Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.21%*† | $500k* | - | Natural Energy Flex Acct Money Market Investor | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.35% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.06% → $100k - $250k | 1.16% → $250k - $500k | |||||
| 0.55%*† | $100k* | - | Money Market Investor State and Political | ||
| OTHER TIERS: 0.08% → Up to $5k | 0.15% → $5k - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | |||||
| 0.35%*† | $100k* | - | Money Market Investor | ||
| OTHER TIERS: 0.08% → Up to $5k | 0.15% → $5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k | |||||
| 0.35%*† | $100k* | - | Money Market Investor Business | ||
| OTHER TIERS: 0.08% → Up to $5k | 0.15% → $5k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k | |||||
First Citizens Community Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%† | - | $25k | Vantage Checking | ||
| 0.35%* | $100k* | - | Not For Profit Interest Checking | ||
| OTHER TIERS: 0.05% → $1k - $50k | 0.15% → $50k - $100k | |||||
| 0.15%*† | $100k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $100k | |||||
| 0.15%*† | $100k* | - | NOW State Checking | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $100k | |||||
| 0.05%† | - | - | Relationship Checking | ||
| 0.05%† | - | - | 55 and Better Checking | ||
First Citizens Community Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.52%*† | $100k* | - | 72 Month CD | ||
| OTHER TIERS: 1.76% → $10k - $25k | 2.27% → $25k - $50k | 2.42% → $50k - $100k | |||||
| 2.27%*† | $100k* | - | 66 Month CD | ||
| OTHER TIERS: 1.26% → $500 - $10k | 1.91% → $10k - $25k | 2.02% → $25k - $50k | 2.17% → $50k - $100k | |||||
| 2.27%*† | $100k* | - | 30 Month Breakable CD | ||
| OTHER TIERS: 2.02% → $5k - $100k | |||||
| 2.17%*† | $100k* | - | 60 Month CD | ||
| OTHER TIERS: 1.15% → $500 - $10k | 1.86% → $10k - $25k | 1.96% → $25k - $50k | 2.07% → $50k - $100k | |||||
| 2.07%*† | $100k* | - | 48 - 59 Month CD | ||
| OTHER TIERS: 0.75% → $500 - $10k | 1.81% → $10k - $25k | 1.91% → $25k - $50k | 2.02% → $50k - $100k | |||||
| 1.81%*† | $100k* | - | 36 - 47 Month CD | ||
| OTHER TIERS: 0.30% → $500 - $10k | 1.41% → $10k - $25k | 1.51% → $25k - $50k | 1.71% → $50k - $100k | |||||
| 1.00%*† | $100k* | - | 24 - 35 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $10k | 0.75% → $10k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k | |||||
| 0.75%*† | $100k* | - | 12 - 23 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k | |||||
| 0.50%*† | $100k* | - | 6 - 11 Month CD | ||
| OTHER TIERS: 0.15% → $500 - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
| 0.30%*† | $100k* | - | 1 Year Easy-Access CD | ||
| OTHER TIERS: 0.25% → $5k - $100k | |||||
| 0.30%*† | $100k* | - | 1 - 5 Month CD | ||
| OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | |||||
First Citizens Community Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%*† | $100k* | - | 72 Month IRA | ||
| OTHER TIERS: 1.75% → $10k - $25k | 2.25% → $25k - $50k | 2.40% → $50k - $100k | |||||
| 2.25%*† | $100k* | - | 30 Month IRA | ||
| OTHER TIERS: 0.50% → $500 - $10k | 1.75% → $10k - $25k | 2.00% → $25k - $50k | 2.15% → $50k - $100k | |||||
| 2.25%*† | $100k* | - | 66 Month IRA | ||
| OTHER TIERS: 1.25% → $500 - $10k | 1.90% → $10k - $25k | 2.00% → $25k - $50k | 2.15% → $50k - $100k | |||||
| 2.15%*† | $100k* | - | 60 Month IRA | ||
| OTHER TIERS: 1.15% → $500 - $10k | 1.85% → $10k - $25k | 1.95% → $25k - $50k | 2.05% → $50k - $100k | |||||
| 2.05%*† | $100k* | - | 48 - 59 Month IRA | ||
| OTHER TIERS: 0.75% → $500 - $10k | 1.80% → $10k - $25k | 1.90% → $25k - $50k | 2.00% → $50k - $100k | |||||
| 1.80%*† | $100k* | - | 36 - 47 Month IRA | ||
| OTHER TIERS: 0.30% → $500 - $10k | 1.40% → $10k - $25k | 1.50% → $25k - $50k | 1.70% → $50k - $100k | |||||
| 1.50%*† | $100k* | - | 36 Month Variable IRA | ||
| OTHER TIERS: 0.95% → $500 - $100k | |||||
| 1.00%*† | $100k* | - | 12 Month Variable Rate IRA | ||
| OTHER TIERS: 0.25% → $25 - $100k | |||||
| 1.00%*† | $100k* | - | 24 - 35 Month IRA | ||
| OTHER TIERS: 0.25% → $500 - $10k | 0.75% → $10k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k | |||||
| 0.75%*† | $100k* | - | 12 - 23 Month IRA | ||
| OTHER TIERS: 0.25% → $500 - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.50% → $50k - $100k | |||||
| 0.50%*† | $100k* | - | 6 - 11 Month IRA | ||
| OTHER TIERS: 0.15% → $500 - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
