First Citizens National Bank (TN)

First Citizens National Bank (TN)

Overview / Commentary
One First Citizens Place
Dyersburg, TN 38024-4643

First Citizens National Bank (TN) is headquartered in DYERSBURG and is the 8th largest bank in the state of Tennessee. It is also the 496th largest bank in the nation. It was established in 1889 and as of March of 2024, it had grown to 307 employees at 26 locations. First Citizens National Bank (TN) has a B+ health rating.

Reviews (2)

First Citizens National Bank

I banked with this bank a long time ago when I lived in TN. It was overall a good bank, I had a checking and savings account. However whenever I would go back to CA to visit, they would freeze my account without even calling to see if it was me using my card. This happened several times. They also refused to lift the $300 daily transaction limit when I needed to purchase a laptop for school, and to do so I had to talk to several people and explain the situation several times. One of the times that they froze my account while I was out of state, they said they couldn't unfreeze it until I came in to talk to someone. I was 3,000 miles away. Their customer service left much to be desired.

Unappreciated Customer

Posted by: |

Been an account holder for a decade. I received a letter stating they are now charging me a $12 service charge if I don't use my debit card 15 times or if I don't keep a balance of $500. I can't say I will do that. I don't don't use my card 15 times and that should be my business! I may not have $500 in the account! I may just have $200 after paying a bill in this economy! That too is my business! They make money from me simply having an account with money in it but that's not enough! They want t more! They've forgotten the customers who put them where they are today, the little guy, the working folk! FCNB can stick the $12 up their, well you know where! I'll have an account with Bank of Tennessee before they can swivel their chair after me closing my account!! Bank of Tennessee knows how to appreciate their customers and they have 26 branches not 24!!!!


Health Grade Components

FDIC Certificate #4972
Year Established1889
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD8.07%
Annual Interest Income$27.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.39B$2.32B
LoansQ1 2024vs Q1 2023$1.4B$1.33B
DepositsQ1 2024vs Q1 2023$2.06B$2.03B
Equity CapitalQ1 2024vs Q1 2023$184.7MM$177.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$18.2MM$17MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.5MM$1.8MM
Real Estate OwnedQ1 2024vs Q1 2023$170K$80K

Sorry, we do not have rate data for First Citizens National Bank (TN).



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.