First Citizens National Bank (TN) is headquartered in Dyersburg and is the 10th largest bank in the state of Tennessee. It is also the 505th largest bank in the nation. It was established in 1889 and as of March of 2021, it had grown to 317 employees at 26 locations. First Citizens National Bank (TN) has an A+ health rating.
I banked with this bank a long time ago when I lived in TN. It was overall a good bank, I had a checking and savings account. However whenever I would go back to CA to visit, they would freeze my account without even calling to see if it was me using my card. This happened several times. They also refused to lift the $300 daily transaction limit when I needed to purchase a laptop for school, and to do so I had to talk to several people and explain the situation several times. One of the times that they froze my account while I was out of state, they said they couldn't unfreeze it until I came in to talk to someone. I was 3,000 miles away. Their customer service left much to be desired.
|FDIC Certificate #||4972|
|Return on Assets - YTD||1.16%|
|Return on Equity - YTD||10.21%|
|Annual Interest Income||$16.7MM|
|Assets and Liabilities|
|Assets||Q1 2021vs Q1 2020||$2.08B$1.83B|
|Loans||Q1 2021vs Q1 2020||$1.08B$997.5MM|
|Deposits||Q1 2021vs Q1 2020||$1.76B$1.50B|
|Equity Capital||Q1 2021vs Q1 2020||$231.3MM$224.8MM|
|Loan Loss Allowance||Q1 2021vs Q1 2020||$14.0MM$11.6MM|
|Unbacked Noncurrent Loans||Q1 2021vs Q1 2020||$2.8MM$3.0MM|
|Real Estate Owned||Q1 2021vs Q1 2020||$1.2MM$1.9MM|
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