First Citizens National Bank (TN)

First Citizens National Bank (TN)


Overview / Commentary
800-321-3176
One First Citizens Place
Dyersburg, TN 38024-4643

First Citizens National Bank (TN) is headquartered in DYERSBURG and is the 8th largest bank in the state of Tennessee. It is also the 492nd largest bank in the nation. It was established in 1889 and as of June of 2024, it had grown to 312 employees at 26 locations. First Citizens National Bank (TN) has an A health rating.

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Reviews (1)

Unappreciated Customer

Posted by: |

Been an account holder for a decade. I received a letter stating they are now charging me a $12 service charge if I don't use my debit card 15 times or if I don't keep a balance of $500. I can't say I will do that. I don't don't use my card 15 times and that should be my business! I may not have $500 in the account! I may just have $200 after paying a bill in this economy! That too is my business! They make money from me simply having an account with money in it but that's not enough! They want t more! They've forgotten the customers who put them where they are today, the little guy, the working folk! FCNB can stick the $12 up their, well you know where! I'll have an account with Bank of Tennessee before they can swivel their chair after me closing my account!! Bank of Tennessee knows how to appreciate their customers and they have 26 branches not 24!!!!



Health

Health Grade Components

Overall
FDIC Certificate #4972
Year Established1889
Employees312
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD8.48%
Annual Interest Income$56.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.43B$2.33B
LoansQ2 2024vs Q2 2023$1.45B$1.35B
DepositsQ2 2024vs Q2 2023$2.09B$2.02B
Equity CapitalQ2 2024vs Q2 2023$184.8MM$172.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$18.1MM$17.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.3MM$1.7MM
Real Estate OwnedQ2 2024vs Q2 2023$170K$0
Rates

Sorry, we do not have rate data for First Citizens National Bank (TN).

Locations

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