First Citizens National Bank (TN) Reviews and Rates

First Citizens National Bank (TN)

Overview / Commentary

800-321-3176

One First Citizens Place
Dyersburg, TN 38024-4643

First Citizens National Bank (TN) is headquartered in DYERSBURG and is the 9^th largest bank in the state of Tennessee. It is also the 498^th largest bank in the nation. It was established in 1889 and as of June of 2023, it had grown to 312 employees at 25 locations. First Citizens National Bank (TN) has a B+ health rating.

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2006

2/13 - 5.36% 7-Month CD at a Tennessee Bank

Reviews (1)

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First Citizens National Bank

Posted by: lucystanton | Feb 11, 2018

I banked with this bank a long time ago when I lived in TN. It was overall a good bank, I had a checking and savings account. However whenever I would go back to CA to visit, they would freeze my account without even calling to see if it was me using my card. This happened several times. They also refused to lift the $300 daily transaction limit when I needed to purchase a laptop for school, and to do so I had to talk to several people and explain the situation several times. One of the times that they froze my account while I was out of state, they said they couldn't unfreeze it until I came in to talk to someone. I was 3,000 miles away. Their customer service left much to be desired.

Comment

Health

B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4972
Year Established	1889
Employees	312
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	12.43%
Annual Interest Income	$49.3MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$2.33B$2.30B
Loans	Q2 2023vs Q2 2022	$1.35B$1.29B
Deposits	Q2 2023vs Q2 2022	$2.02B$2.03B
Equity Capital	Q2 2023vs Q2 2022	$172.7MM$173.4MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$17.5MM$15.0MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$1.7MM$2.0MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$115.00K

Locations

Availability

Memphis Area

Memphis Area bank & credit union details

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