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Overview / Commentary
262-473-2112
207 West Main Street
Whitewater, WI 53190

First Citizens State Bank is headquartered in Whitewater and is the 73rd largest bank in the state of Wisconsin. It is also the 2,246th largest bank in the nation. It was established in 1863 and as of September of 2016, it had grown to 75 employees at 8 locations. First Citizens State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #11228
Year Established1863
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD5.39%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$292.6MM$248.0MM
LoansQ3 2016vs Q3 2015$167.5MM$146.7MM
DepositsQ3 2016vs Q3 2015$231.7MM$196.9MM
Equity CapitalQ3 2016vs Q3 2015$55.3MM$45.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$2.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

Rates for First Citizens State Bank are currently being reviewed.

Locations


First Citizens State Bank Locations
1058 W Main St Branch1058 W Main StWhitewater, WI 53190
First Citizens State Bank207 West Main StreetWhitewater, WI 53190
East Troy Branch2546 East Main StreetEast Troy, WI 53120
Palmyra State Bank Branch111 East Main StreetPalmyra, WI 53156