First Citizens State Bank


Overview / Commentary
262-473-2112
207 West Main Street
Whitewater, WI 53190

First Citizens State Bank is headquartered in Whitewater and is the 71st largest bank in the state of Wisconsin. It is also the 1,959th largest bank in the nation. It was established in 1863 and as of June of 2022, it had grown to 70 employees at 8 locations. First Citizens State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #11228
Year Established1863
Employees70
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD6.82%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$424.8MM$388.8MM
LoansQ2 2022vs Q2 2021$201.5MM$200.9MM
DepositsQ2 2022vs Q2 2021$345.8MM$309.7MM
Equity CapitalQ2 2022vs Q2 2021$72.4MM$68.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.4MM$4.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for First Citizens State Bank are currently being reviewed.

Locations


First Citizens State Bank Locations
1058 W Main St Branch1058 W Main StWhitewater, WI 53190
First Citizens State Bank207 W Main StWhitewater, WI 53190
East Troy Branch2546 East Main StreetEast Troy, WI 53120
Palmyra State Bank Branch111 East Main StreetPalmyra, WI 53156

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