First Citizens State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.50%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
0.70%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	2.20% - Barclays Online Savings Account

View all First Citizens State Bank rates »

Overview / Commentary

www.firstcitizensww.com

262-473-2112

207 West Main Street
Whitewater, WI 53190

First Citizens State Bank is headquartered in Whitewater and is the 70^th largest bank in the state of Wisconsin. It is also the 2,066^th largest bank in the nation. It was established in 1863 and as of December of 2018, it had grown to 78 employees at 8 locations. First Citizens State Bank has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11228
Year Established	1863
Employees	78
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	6.35%
Annual Interest Income	$10.4MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$318.3MM$314.9MM
Loans	Q4 2018vs Q4 2017	$168.5MM$171.1MM
Deposits	Q4 2018vs Q4 2017	$252.4MM$252.1MM
Equity Capital	Q4 2018vs Q4 2017	$60.1MM$57.1MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$2.7MM$2.6MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$0$0
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Citizens State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%	-	-	Variable IRA
0.10%	-	-	Christmas Club
0.05%	$100	-	Statement Savings

First Citizens State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$250k^*	-	IMMA
OTHER TIERS: 0.08% → Up to $10k \| 0.12% → $10k - $25k \| 0.35% → $25k - $100k \| 0.40% → $100k - $250k

First Citizens State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	Preferred Checking
0.05%	$1k	-	NOW
0.05%	$5k	-	Super NOW
0.05%	$500	-	Direct Checking

First Citizens State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$1k	-	26 Month CD Special
1.85%	$1k	-	13 Month CD Special
1.50%	$1k	-	5 Year CD
1.30%	$1k	-	4 Year CD
1.25%	$1k	-	3 Year CD
1.00%	$1k	-	2 1/2 Year CD
0.90%	$1k	-	2 Year CD
0.75%	$1k	-	1 1/2 Year CD
0.70%	$1k	-	1 Year CD
0.50%	$1k	-	6 Month CD
0.15%	$1k	-	3 Month CD

First Citizens State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.27%	-	-	3 Year IRA
0.90%	-	-	2 Year IRA
0.75%	-	-	1 1/2 Year IRA
0.70%	-	-	1 Year IRA

Locations

First Citizens State Bank Locations
1058 W Main St Branch	1058 W Main St	Whitewater, WI 53190
First Citizens State Bank	207 West Main Street	Whitewater, WI 53190
East Troy Branch	2546 East Main Street	East Troy, WI 53120
Palmyra State Bank Branch	111 East Main Street	Palmyra, WI 53156

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.