First Citizens State Bank is headquartered in Whitewater and is the 79th largest bank in the state of Wisconsin. It is also the 2,111th largest bank in the nation. It was established in 1863 and as of September of 2020, it had grown to 78 employees at 8 locations. First Citizens State Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 11228 |
Year Established | 1863 |
Employees | 78 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 6.37% |
Annual Interest Income | $9.0MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $350.7MM$310.5MM |
Loans | Q3 2020vs Q3 2019 | $201.0MM$186.3MM |
Deposits | Q3 2020vs Q3 2019 | $276.4MM$243.7MM |
Equity Capital | Q3 2020vs Q3 2019 | $65.8MM$62.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.6MM$2.5MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $0$0 |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | - | - | Variable IRA | |
0.05% | $100 | - | Statement Savings | |
0.05% | - | - | Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.18%* | $250k* | - | IMMA | ||
OTHER TIERS: 0.01% → Up to $10k | 0.05% → $10k - $25k | 0.08% → $25k - $100k | 0.12% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | - | - | Preferred Checking | |
0.01% | $1k | - | NOW | |
0.01% | $5k | - | Super NOW | |
0.01% | $500 | - | Direct Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | - | - | 3 Year IRA | |
0.35% | - | - | 2 Year IRA | |
0.25% | - | - | 1 1/2 Year IRA | |
0.20% | - | - | 1 Year IRA |
First Citizens State Bank Locations | ||
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1058 W Main St Branch | 1058 W Main St | Whitewater, WI 53190 |
First Citizens State Bank | 207 West Main Street | Whitewater, WI 53190 |
East Troy Branch | 2546 East Main Street | East Troy, WI 53120 |
Palmyra State Bank Branch | 111 East Main Street | Palmyra, WI 53156 |