First Citizens State Bank

Overview / Commentary

www.firstcitizensww.com

262-473-2112

207 West Main Street
Whitewater, WI 53190

First Citizens State Bank is headquartered in Whitewater and is the 80^th largest bank in the state of Wisconsin. It is also the 2,192^nd largest bank in the nation. It was established in 1863 and as of June of 2019, it had grown to 79 employees at 8 locations. First Citizens State Bank has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11228
Year Established	1863
Employees	79
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.29%
Return on Equity - YTD	6.58%
Annual Interest Income	$5.7MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$301.8MM$304.3MM
Loans	Q2 2019vs Q2 2018	$181.9MM$173.5MM
Deposits	Q2 2019vs Q2 2018	$235.8MM$240.2MM
Equity Capital	Q2 2019vs Q2 2018	$61.3MM$58.7MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$2.7MM$2.7MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$0$0
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Citizens State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Citizens State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%	-	-	Variable IRA
0.10%	-	-	Christmas Club
0.05%	$100	-	Statement Savings

First Citizens State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$250k^*	-	IMMA
OTHER TIERS: 0.08% → Up to $10k \| 0.12% → $10k - $25k \| 0.30% → $25k - $100k \| 0.35% → $100k - $250k

First Citizens State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	Preferred Checking
0.05%	$1k	-	NOW
0.05%	$5k	-	Super NOW
0.05%	$500	-	Direct Checking

First Citizens State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%	$1k	-	21 Month CD Special
1.85%	$1k	-	11 Month CD Special
1.50%	$1k	-	5 Year CD
1.30%	$1k	-	4 Year CD
1.25%	$1k	-	3 Year CD
1.00%	$1k	-	2 1/2 Year CD
0.90%	$1k	-	2 Year CD
0.85%	$1k	-	1 1/2 Year CD
0.75%	$1k	-	1 Year CD
0.50%	$1k	-	6 Month CD
0.15%	$1k	-	3 Month CD

First Citizens State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.27%	-	-	3 Year IRA
0.90%	-	-	2 Year IRA
0.85%	-	-	1 1/2 Year IRA
0.75%	-	-	1 Year IRA

Locations

First Citizens State Bank Locations
1058 W Main St Branch	1058 W Main St	Whitewater, WI 53190
First Citizens State Bank	207 West Main Street	Whitewater, WI 53190
East Troy Branch	2546 East Main Street	East Troy, WI 53120
Palmyra State Bank Branch	111 East Main Street	Palmyra, WI 53156

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.