It appears a branch visit may be required to open new accounts. Branches are located in Tampa and Brandon, Florida.
First Citrus Bank has fair ratings for soundness: 3 stars (performing) at Bankrate.com and 4 stars (excellent) at BauerFinancial. Both ratings are based on 9/30/08 financial data. The bank has been FDIC insured since 1999 (FDIC Certificate # 34899).