Featured Savings Rates
Featured Accounts

First City Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%Reward CheckingRewards Checking
1.00%5-year CD60 Month CD
0.50%1-year CD12-17 Month CD

Overview / Commentary
850-244-5151
135 Perry Avenue, S.E.
Fort Walton Beach, FL 32548

First City Bank is headquartered in Fort Walton Beac and is the 97th largest bank in the state of Florida. It is also the 2,823rd largest bank in the nation. It was established in 1948 and as of March of 2016, it had grown to 57 employees at 4 locations. First City Bank has a F health rating.

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Health
F
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First City Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #16748
Year Established1948
Employees57
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-19.65%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$216.8MM$231.1MM
LoansQ1 2016vs Q1 2015$130.0MM$136.1MM
DepositsQ1 2016vs Q1 2015$200.8MM$214.6MM
Equity CapitalQ1 2016vs Q1 2015$5.4MM$5.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.3MM$3.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$15.8MM$11.1MM
Real Estate OwnedQ1 2016vs Q1 2015$23.2MM$28.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First City Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Relationship Savings
0.10%--First Savings

First City Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.25% $25k - $100k

First City Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Rewards Checking

First City Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.90%$1k-48-59 Month CD
0.85%$1k-36-47 Month CD
0.80%$1k-30-35 Month CD
0.75%$1k-24-29 Month CD
0.55%$1k-18-23 Month CD
0.50%$1k-12-17 Month CD
0.25%$1k-180-364 Day CD
0.10%$1k-30-90 Day CD
0.10%$1k-90-179 Day CD

First City Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--24 Month Fixed-Rate IRA
0.50%--12 Month Variable IRA
0.50%--12 Month Fixed-Rate IRA
Locations


First City Bank Locations
First City Bank Of Florida135 Perry Avenue, S.E.Fort Walton Beach, FL 32548
Destin Branch363 East U.S. Highway 98Destin, FL 32541