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First City Credit Union


Overview / Commentary
www.firstcitycu.org
213-482-3477
500 W Woodbury Rd
Altadena, CA 91001-5410

First City Credit Union is headquartered in Altadena and is the 66th largest credit union in the state of California. It is also the 479th largest credit union in the nation. It was established in 1937 and as of June of 2023, it had grown to 97 employees and 56,094 members at 8 locations. First City Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in First City Credit Union is open to those who live, work, worship, or attend school in 72 Los Angeles County communities, nine San Bernardino County communities, three Kern County communities, or one Ventura County community. (A list of the eligible communities appears on the first page of First City Credit Union's online membership application.) Membership is also open to employees or retirees of Los Angeles County and other Select Employer Groups.
See current membership details

Reviews (1)

In Person Banking/Online Banking

Posted by: |

My experience with this institution at the Claremont branch has been great. Every time I go conduct my business with them in person, they provide me with a great experience. They know me by name, and they're always ready to help me out. The only thing that gives me trouble is the online banking. It's always asking me to get a verification code before I can get into my account. For security reasons, I can understand why it's a good thing. Other than that, this institution is great.

1


Health
B

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #68503
Year Chartered1937
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD19.96%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$892.8MM$906.7MM
LoansQ2 2023vs Q2 2022$387.1MM$307.4MM
DepositsQ2 2023vs Q2 2022$803.9MM$841.6MM
Equity CapitalQ2 2023vs Q2 2022$49.7MM$55.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$557.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$795.00K$850.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$100-Holiday Saver Club
0.05%$5-FirstStart Savings
0.05%$100-Vacation Club

First City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$50k*-Money Market
OTHER TIERS: 0.90% → $1k - $10k | 0.95% → $10k - $25k | 1.00% → $25k - $50k
1.05%*$50k*-Money Market IRA
OTHER TIERS: 0.90% → $100 - $10k | 0.95% → $10k - $25k | 1.00% → $25k - $50k

First City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-Interest Checking

First City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$50k*-5 Year Term Certificate
OTHER TIERS: 3.20% → $1k - $10k | 3.30% → $10k - $50k
3.30%*$50k*-2 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.15% → $10k - $50k
3.30%*$50k*-4 Year Term Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.25%*$50k*-18 Month Term Certificate
OTHER TIERS: 3.05% → $1k - $10k | 3.15% → $10k - $50k
3.20%*$50k*-1 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
3.20%*$50k*-3 Year Term Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
2.18%*$50k*-6 Month Term Certificate
OTHER TIERS: 1.98% → $1k - $10k | 2.08% → $10k - $50k
1.85%*$50k*-3 Month Term Certificate
OTHER TIERS: 1.65% → $1k - $10k | 1.75% → $10k - $50k
1.40%$500-9 Month Wealth Builder Certificate Special w/ Payroll Deduction
1.30%$50-9 Month Wealth Builder Certificate Special

First City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%*$50k*-5 Year IRA Certificate
OTHER TIERS: 3.20% → $1k - $10k | 3.30% → $10k - $50k
3.30%*$50k*-2 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.30%*$50k*-4 Year IRA Certificate
OTHER TIERS: 3.10% → $1k - $10k | 3.20% → $10k - $50k
3.25%*$50k*-18 Month IRA Certificate
OTHER TIERS: 3.05% → $1k - $10k | 3.15% → $10k - $50k
3.20%*$50k*-1 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
3.20%*$50k*-3 Year IRA Certificate
OTHER TIERS: 3.00% → $1k - $10k | 3.10% → $10k - $50k
2.18%*$50k*-6 Month IRA Certificate
OTHER TIERS: 1.98% → $1k - $10k | 2.08% → $10k - $50k
1.85%*$50k*-3 Month IRA Certificate
OTHER TIERS: 1.65% → $1k - $10k | 1.75% → $10k - $50k
Locations


First City Credit Union Locations
Branch Office1200 N State St Rm 1649Los Angeles, CA 90089-1001
Branch Office40162 10th St W Ste A2Palmdale, CA 93551-3041
Branch Office250 W 1st St Ste 150Claremont, CA 91711-4770
Branch Office500 W Woodbury RdAltadena, CA 91001-5410
Branch Office1 W California BlvdPasadena, CA 91105-3029
Branch Office471 N Azusa AveWest Covina, CA 91791
Branch Office4107 Candlewood StLakewood, CA 90712-1621
Branch Office555 N Spring St Ste 130Los Angeles, CA 90012-4671

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