First Coast Community Credit Union


Overview / Commentary
386-328-5555
306 S Palm Ave
Palatka, FL 32177

First Coast Community Credit Union is headquartered in Palatka and is the 63rd largest credit union in the state of Florida. It is also the 1,496th largest credit union in the nation. It was established in 1948 and as of September of 2024, it had grown to 34 employees and 12,010 members at 3 locations. First Coast Community Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Coast Community Credit Union of Florida is open to the residents, business owners, registered students and the people that maintain employment in the counties of Flagler and Putnam.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68524
Year Chartered1948
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.3%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$148MM$157.8MM
LoansQ3 2024vs Q3 2023$49.4MM$50.3MM
DepositsQ3 2024vs Q3 2023$127.5MM$139MM
Equity CapitalQ3 2024vs Q3 2023$18.4MM$16.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$391K$382K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$253K$246K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Coast Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Coast Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$10k*-IRA Savings
OTHER TIERS: 0.25% $0 - $1k | 0.50% $1k - $10k
0.40%*$25k*-Savings/Clubs
OTHER TIERS: 0.15% $250 - $1k | 0.20% $1k - $5k | 0.25% $5k - $25k

First Coast Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Account
OTHER TIERS: 0.15% $0 - $2.5k | 0.25% $2.5k - $10k | 0.30% $10k - $50k

First Coast Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Interest Checking

First Coast Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-18 Month Share Certificate
3.10%$1k-1 Year Share Certificate
3.00%$1k-6 Month Share Certificate
2.75%$1k-2 Year Share Certificate
1.92%$1k-3 Year Share Certificate
1.71%$1k-4 Year Share Certificate
1.51%$1k-5 Year Share Certificate

First Coast Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$1k-18 Month IRA Certificate
3.10%$1k-1 Year IRA Certificate
3.00%$1k-6 Month IRA Certificate
2.75%$1k-2 Year IRA Certificate
1.92%$1k-3 Year IRA Certificate
1.71%$1k-4 Year IRA Certificate
1.51%$1k-5 Year IRA Certificate
Locations


First Coast Community Credit Union Locations
Branch Office112 N Summit StCrescent City, FL 32112
Branch Office306 S Palm AvePalatka, FL 32177
Branch Office1700 US Highway 1 SSt Augustine, FL 32084-6016

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