First Coast Community Credit Union


Overview / Commentary
386-328-5555
306 S Palm Ave
Palatka, FL 32177

First Coast Community Credit Union is headquartered in Palatka and is the 64th largest credit union in the state of Florida. It is also the 1,495th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 34 employees and 11,957 members at 3 locations. First Coast Community Credit Union has an A health rating.

Field of Membership Restrictions

First Coast Community Credit Union of Florida is open to the residents, business owners, registered students and the people that maintain employment in the counties of Flagler and Putnam.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68524
Year Chartered1948
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD7.87%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$151.6MM$150.9MM
LoansQ1 2025vs Q1 2024$48.5MM$49.3MM
DepositsQ1 2025vs Q1 2024$131.1MM$131MM
Equity CapitalQ1 2025vs Q1 2024$19MM$17.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$337K$347K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$315K$77K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for First Coast Community Credit Union are currently being reviewed.

Locations


First Coast Community Credit Union Locations
Branch Office112 N Summit StCrescent City, FL 32112
Branch Office306 S Palm AvePalatka, FL 32177
Branch Office1700 US Highway 1 SSt Augustine, FL 32084-6016

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