First Coast Community Credit Union
Overview / Commentary
First Coast Community Credit Union is headquartered in Palatka and is the 64th largest credit union in the state of Florida. It is also the 1,495th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 34 employees and 11,957 members at 3 locations. First Coast Community Credit Union has an A health rating.
Field of Membership Restrictions
First Coast Community Credit Union of Florida is open to the residents, business owners, registered students and the people that maintain employment in the counties of Flagler and Putnam.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68524 |
| Year Chartered | 1948 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 7.87% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $151.6MM$150.9MM |
| Loans | Q1 2025vs Q1 2024 | $48.5MM$49.3MM |
| Deposits | Q1 2025vs Q1 2024 | $131.1MM$131MM |
| Equity Capital | Q1 2025vs Q1 2024 | $19MM$17.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $337K$347K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $315K$77K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |