First Colorado National Bank
LOCATIONS
2
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HEALTH RATING
B+
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CURRENT TOP RATE
2.02% APY
Kasasa Cash
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | Reward Checking | Kasasa Cash 1.95% - National Average |
| 1.00% | Reward Savings | Kasasa Saver 0.87% - National Average |
| 1.00% | 1-year CD | 12 Month CD |
Overview / Commentary
First Colorado National Bank is headquartered in Paonia and is the 75th largest bank in the state of Colorado. It is also the 4,846th largest bank in the nation. It was established in 1903 and as of March of 2018, it had grown to 35 employees at 2 locations. First Colorado National Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Colorado National Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3047 |
| Year Established | 1903 |
| Employees | 35 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.41% |
| Return on Equity - YTD | 17.14% |
| Annual Interest Income | $934.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $64.3MM$62.1MM |
| Loans | Q1 2018vs Q1 2017 | $40.8MM$44.1MM |
| Deposits | Q1 2018vs Q1 2017 | $51.3MM$50.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $12.8MM$11.5MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.0MM$945.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $320.00K$230.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $143.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Colorado National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.50% → $100k+ | |||||
| 0.60% | $100 | - | Individual Retirement Accounts | ||
| 0.05% | $100 | - | Regular Savings Account | ||
| 0.05% | - | - | Minor Savings | ||
First Colorado National Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.15% → $25k - $100k | |||||
First Colorado National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $25k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $25k+ | |||||
| 0.10%* | $10k* | - | Gold Reserve Account | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | |||||
| 0.05% | $500 | - | NOW Account | ||
First Colorado National Bank CD Rates
First Colorado National Bank IRA Rates
Locations
| First Colorado National Bank Locations | ||
|---|---|---|
| First Colorado National Bank | 133 Grand Avenue | Paonia, CO 81428 |
| First National Bank, Delta - Paonia | 150 Gunnison River Drive | Delta, CO 81416 |