First Colorado National Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	Reward Checking	Kasasa Cash 2.00% - National Average
1.00%	Reward Savings	Kasasa Saver 0.91% - National Average
1.00%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD

View all First Colorado National Bank rates »

Overview / Commentary

www.firstcoloradobank.com

970-527-4141

133 Grand Avenue
Paonia, CO 81428

First Colorado National Bank is headquartered in Paonia and is the 74^th largest bank in the state of Colorado. It is also the 4,758^th largest bank in the nation. It was established in 1903 and as of June of 2018, it had grown to 36 employees at 2 locations. First Colorado National Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Colorado National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	3047
Year Established	1903
Employees	36
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	3.02%
Return on Equity - YTD	15.1%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$65.2MM$62.4MM
Loans	Q2 2018vs Q2 2017	$44.4MM$44.1MM
Deposits	Q2 2018vs Q2 2017	$51.8MM$50.0MM
Equity Capital	Q2 2018vs Q2 2017	$13.2MM$12.3MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$980.00K$997.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$608.00K$488.00K
Real Estate Owned	Q2 2018vs Q2 2017	$143.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Colorado National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$100k	Kasasa Saver
OTHER TIERS: 0.50% → $100k+
0.60%	$100	-	Individual Retirement Accounts
0.05%	$100	-	Regular Savings Account
0.05%	$10	-	Minor Savings

First Colorado National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → $1k - $25k \| 0.15% → $25k - $100k

First Colorado National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%^*	-	$25k	Kasasa Cash
OTHER TIERS: 0.50% → $25k+
0.10%^*	$10k^*	-	Gold Reserve Account
OTHER TIERS: 0.05% → $2.5k - $10k
0.05%	$500	-	NOW Account

First Colorado National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$500	-	18 Month CD
1.00%	$500	-	12 Month CD
1.00%	$500	-	60 Month CD
0.90%	$500	-	48 Month CD
0.80%	$500	-	9 Month CD
0.80%	$500	-	36 Month CD
0.70%	$500	-	24 Month CD
0.60%	$500	-	6 Month CD
0.10%	$1k	-	3 Month CD

First Colorado National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%	$500	-	18 Month IRA
1.00%	$500	-	12 Month IRA
1.00%	$500	-	60 Month IRA
0.90%	$500	-	48 Month IRA
0.80%	$500	-	9 Month IRA
0.80%	$500	-	36 Month IRA
0.70%	$500	-	24 Month IRA
0.60%	$500	-	6 Month IRA
0.10%	$1k	-	3 Month IRA

Locations

First Colorado National Bank Locations
First Colorado National Bank	133 Grand Avenue	Paonia, CO 81428
First National Bank, Delta - Paonia	150 Gunnison River Drive	Delta, CO 81416

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