OakStar Bank


Overview / Commentary
417-877-2020
1020 E Battlefield St
Springfield, MO 65807

OakStar Bank is headquartered in SPRINGFIELD and is the 14th largest bank in the state of Missouri. It is also the 448th largest bank in the nation. It was established in 2005 and as of June of 2024, it had grown to 395 employees at 28 locations. OakStar Bank has an A+ health rating.

Reviews (1)

I Swear This Review Is Honest And Accurate.

Posted by: |

I entrusted my life savings to this bank and they closed my accounts because I asked an honest question about an overcharge I noticed in my statement records.

I mistakenly believed I could ask a simple question about this overcharge and that they valued me and would assist me with the issue.

Instead, they immediately closed my accounts and told me I was not a good customer for them. The Bank Manager told me that I was just "too vocal and articulate" with my concerns.

I desperately tried to defend myself. I asked to please appeal the decision and speak to someone of Higher Authority and the Bank Manager promised me she would make sure I could never speak to anyone.

Your money is NOT safe here. I gave them Hundreds of Thousands of literal dollars and they closed my accounts because I asked a question about an overcharge.

I had previously written a multiple page explanation of my experience with them. But, I am just going to keep this brief for simplicity.

Words can not fully describe the sheer terror, shock and embarrassment I went through when I realized this bank was a sham and that I had invested my hard earned money into an institution that did not care about me in the least.

I know we now live in a Cancel Culture and Anti-Customer Service Culture. But, to experience this first hand, was absolutely surreal.

They do not value or listen to their Customers.

Please heed the warning and do not give them even one cent of your money.

I have no motive to write this short review, than my sincere and genuine desire to protect potential Customers.



Health
A+

Health Grade Components

Overall
FDIC Certificate #58115
Year Established2005
Employees395
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.35%
Annual Interest Income$80.6MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.72B$2.16B
LoansQ2 2024vs Q2 2023$2.36B$1.76B
DepositsQ2 2024vs Q2 2023$2.4B$1.87B
Equity CapitalQ2 2024vs Q2 2023$271.5MM$202.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$28.2MM$23.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$4.7MM$967K
Real Estate OwnedQ2 2024vs Q2 2023$440K$0
Rates

Sorry, we do not have rate data for OakStar Bank.

Locations


OakStar Bank Locations
Oakstar Bank1020 E Battlefield StSpringfield, MO 65807
Branch Office2 Emanuel Cleaver II BlvdKansas City, MO 64112

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