First Commerce Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.75%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Holiday Club Account 1.00% - Ally Bank Online Savings Account
1.51%	4-year CD	4 Year CD 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all First Commerce Credit Union rates »

Overview / Commentary

www.firstcommercecu.org

850-488-0035

2073 Summit Lake Dr Ste 100
Tallahassee, FL 32317

First Commerce Credit Union is headquartered in Tallahassee and is the 31^st largest credit union in the state of Florida. It is also the 504^th largest credit union in the nation. It was established in 1940 and as of June of 2016, it had grown to 128 employees and 44,171 members at 10 locations. First Commerce Credit Union has an A health rating.

Field of Membership Restrictions

First Commerce Credit Union of Florida is open to the residents and the people that maintain employment within these eligible counties of Florida: Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakula, Walton, and Washington and these counties of Georgia: Lowndes and Thomas as well as the members or clients of the credit union subsidiaries, employees of the participating employer groups that are listed on the credit union website, people that join the First Commerce Credit Union Foundation and the family members of the current credit union members.
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Reviews (1)

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The Best Credit Union, EVER!

Posted by: Alz | Apr 11, 2014

I first became a member of the FCCU family when I applied for financing for a car loan through First Commerce. They approved me and gave me a loan that fit my needs perfectly. The interest rate is not too high, the payments are low, it can't get any better. After I became a member in order to receive the loan, I decided to open a savings account with them, too. I love my savings account! It is incredibly easy to transfer money to it and to set up direct deposit with my employer. After I realized how incredible their banking system was, I also opened up a checking account. I have never been this happy with my banking system, EVER!

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3

Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	68301
Year Chartered	1940
Employees	128
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	5.76%
Annual Interest Income	$8.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$500.4MM$477.8MM
Loans	Q2 2016vs Q2 2015	$372.2MM$358.7MM
Deposits	Q2 2016vs Q2 2015	$377.3MM$350.8MM
Equity Capital	Q2 2016vs Q2 2015	$60.8MM$57.0MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$4.5MM$3.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$4.7MM$1.2MM
Real Estate Owned	Q2 2016vs Q2 2015	$628.00K$881.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Commerce Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%^*	-	$3k	EvenUp Savings Account
OTHER TIERS: 0.50% → $3k+
2.26%^*	$1k^*	$1k	iSave! Systematic Savings Account
OTHER TIERS: 0.05% → $1k+
0.40%^*	$500k^*	-	Roth IRA
OTHER TIERS: 0.05% → $50 - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k \| 0.35% → $250k - $500k
0.40%^*	$500k^*	-	IRA
OTHER TIERS: 0.05% → $50 - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k \| 0.35% → $250k - $500k
0.15%^*	$50k^*	-	Savings Account
OTHER TIERS: 0.02% → Up to $2,500 \| 0.03% → $2,500 - $10k \| 0.04% → $10k - $25k \| 0.10% → $25k - $50k
0.05%	-	-	Holiday Club Account
0.05%	$50	-	Educational IRA

First Commerce Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$500k^*	-	iEarn! Money Market Account
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.30% → $25k - $50k \| 0.40% → $50k - $100k \| 0.45% → $100k - $250k \| 0.50% → $250k - $500k
0.45%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.03% → Up to $10k \| 0.10% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k \| 0.35% → $100k - $250k \| 0.40% → $250k - $500k

First Commerce Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$10k^*	$25k	iEarn!+ Checking
OTHER TIERS: 0.05% → $1k+ \| 0.10% → $2,500 - $5k \| 0.20% → $5k - $10k
0.20%^*	$10k^*	$25k	iEarn! Checking
OTHER TIERS: 0.05% → $1k+ \| 0.10% → $2,500 - $10k

First Commerce Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	4 Year CD
1.26%	$1k	-	36 Month CD
1.00%	$1k	-	2 Year CD
0.75%	$1k	-	12 Month CD
0.50%	$1k	-	182 Day CD
0.25%	$1k	-	91 Day CD

First Commerce Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	4 Year IRA
1.26%	$1k	-	36 Month IRA
1.00%	$1k	-	2 Year IRA
0.75%	$1k	-	12 Month IRA
0.50%	$1k	-	182 Day IRA

Locations

First Commerce Credit Union Locations
Branch Office	3343 Thomasville Rd	Tallahassee, FL 32308
Branch Office	6725 Thomasville Rd	Tallahassee, FL 32312
Branch Office	2330 Mahan Dr	Tallahassee, FL 32308
Branch Office	107 E College Ave	Tallahassee, FL 32301
Branch Office	1460 Capital Cir NW	Tallahassee, FL 32303
Branch Office	1741 Old Saint Augustine Rd	Tallahassee, FL 32301
Branch Office	2073 Summit Lake Dr Ste 100	Tallahassee, FL 32317
Branch Office	4478 Market St # 8	Marianna, FL 32446
Branch Office	815 W Madison St Ste 112	Tallahassee, FL 32304
Branch Office	15131 US Highway 19 S	Thomasville, GA 31792