Featured Savings Rates
Featured Accounts
Overview / Commentary
2073 Summit Lake Dr Ste 100
Tallahassee, FL 32317

First Commerce Credit Union is headquartered in Tallahassee and is the 31st largest credit union in the state of Florida. It is also the 503rd largest credit union in the nation. It was established in 1940 and as of December of 2016, it had grown to 121 employees and 45,394 members at 11 locations. First Commerce Credit Union has an A health rating.

Field of Membership Restrictions

First Commerce Credit Union of Florida is open to the residents and the people that maintain employment within these eligible counties of Florida: Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakula, Walton, and Washington and these counties of Georgia: Lowndes and Thomas as well as the members or clients of the credit union subsidiaries, employees of the participating employer groups that are listed on the credit union website, people that join the First Commerce Credit Union Foundation and the family members of the current credit union members.
See current membership details

Reviews (1)

The Best Credit Union, EVER!

Posted by: Alz | Apr 11, 2014

I first became a member of the FCCU family when I applied for financing for a car loan through First Commerce. They approved me and gave me a loan that fit my needs perfectly. The interest rate is not too high, the payments are low, it can't get any better. After I became a member in order to receive the loan, I decided to open a savings account with them, too. I love my savings account! It is incredibly easy to transfer money to it and to set up direct deposit with my employer. After I realized how incredible their banking system was, I also opened up a checking account. I have never been this happy with my banking system, EVER!


Health Grade Components

NCUA #68301
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.64%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$512.7MM$481.1MM
LoansQ4 2016vs Q4 2015$392.4MM$365.3MM
DepositsQ4 2016vs Q4 2015$388.4MM$359.9MM
Equity CapitalQ4 2016vs Q4 2015$62.5MM$59.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.9MM$4.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.5MM$1.5MM
Real Estate OwnedQ4 2016vs Q4 2015$310.00K$664.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Commerce Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Commerce Credit Union Savings Account Rates

3.04%*-$3kEvenUp Savings Account
OTHER TIERS: 0.50% $3k+
2.26%*$1k*$1kiSave! Systematic Savings Account
OTHER TIERS: 0.05% $1k+
0.50%--Holiday Club Account
0.40%*$500k*-Roth IRA
OTHER TIERS: 0.05% $50 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
OTHER TIERS: 0.05% $50 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.25%*$50k*-Savings Account
OTHER TIERS: 0.04% Up to $2,500 | 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k
0.05%$50-Educational IRA

First Commerce Credit Union Money Market Rates

0.60%*$500k*-iEarn! Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.45%*$500k*-Money Market Account
OTHER TIERS: 0.03% Up to $10k | 0.10% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k | 0.40% $250k - $500k

First Commerce Credit Union Checking Account Rates

0.30%*$10k*$25kiEarn!50+ Checking
OTHER TIERS: 0.05% $1k+ | 0.10% $2,500 - $5k | 0.20% $5k - $10k
0.20%*$10k*$25kiEarn! Checking
OTHER TIERS: 0.05% $1k+ | 0.10% $2,500 - $10k

First Commerce Credit Union CD Rates

1.65%$1k-4 Year CD
1.40%$1k-3 Year CD
1.15%$1k-2 Year CD
0.80%$1k-12 Month CD
0.60%$1k-182 Day CD
0.25%$1k-91 Day CD

First Commerce Credit Union IRA Rates

1.65%$1k-4 Year IRA
1.40%$1k-3 Year IRA
1.15%$1k-2 Year IRA
0.80%$1k-12 Month IRA
0.60%$1k-182 Day IRA
0.25%$1k-91 Day IRA

First Commerce Credit Union has 11 locations. Click to view all First Commerce Credit Union locations.