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2073 Summit Lake Dr Ste 100
Tallahassee, FL 32317

First Commerce Credit Union is headquartered in Tallahassee and is the 30th largest credit union in the state of Florida. It is also the 492nd largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 122 employees and 47,548 members at 11 locations. First Commerce Credit Union's CD rates are 66% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

First Commerce Credit Union of Florida is open to the residents and the people that maintain employment within these eligible counties of Florida: Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakula, Walton, and Washington and these counties of Georgia: Lowndes and Thomas as well as the members or clients of the credit union subsidiaries, employees of the participating employer groups that are listed on the credit union website, people that join the First Commerce Credit Union Foundation and the family members of the current credit union members.
See current membership details

Related Posts

1.30% 12 Month CD Special In Florida Panhandle - 4/24/2017

Special limited time offer at First Commerce Credit Union 1.30% APY 12 month CD Minimum opening balance is $1,000 Maximum of $250,000 for this promotion per account holder. Multiple CDs not permitted. https://firstcommercecu.org/bank/saving-accounts--certificate-of-deposits/certificate-of-deposits/

Reviews (1)

The Best Credit Union, EVER!

Posted by: Alz | Apr 11, 2014

I first became a member of the FCCU family when I applied for financing for a car loan through First Commerce. They approved me and gave me a loan that fit my needs perfectly. The interest rate is not too high, the payments are low, it can't get any better. After I became a member in order to receive the loan, I decided to open a savings account with them, too. I love my savings account! It is incredibly easy to transfer money to it and to set up direct deposit with my employer. After I realized how incredible their banking system was, I also opened up a checking account. I have never been this happy with my banking system, EVER!


Health Grade Components

NCUA #68301
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.91%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$550.4MM$500.4MM
LoansQ2 2017vs Q2 2016$407.3MM$372.2MM
DepositsQ2 2017vs Q2 2016$415.3MM$377.3MM
Equity CapitalQ2 2017vs Q2 2016$64.1MM$60.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.0MM$4.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$6.2MM$4.7MM
Real Estate OwnedQ2 2017vs Q2 2016$158.00K$628.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Commerce Credit Union Savings Account Rates

3.04%*-$3kEvenUp Savings Account
OTHER TIERS: 0.50% $3k+
2.26%*$1k*$1kiSave! Systematic Savings Account
OTHER TIERS: 0.05% $1k+
0.50%--Holiday Club Account
0.40%*$500k*-Roth IRA
OTHER TIERS: 0.05% $50 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
OTHER TIERS: 0.05% $50 - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.25%*$50k*-Savings Account
OTHER TIERS: 0.04% Up to $2,500 | 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k
0.05%$50-Educational IRA

First Commerce Credit Union Money Market Rates

0.60%*$500k*-iEarn! Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.45%*$500k*-Money Market Account
OTHER TIERS: 0.03% Up to $10k | 0.10% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k | 0.40% $250k - $500k

First Commerce Credit Union Checking Account Rates

0.30%*$10k*$25kiEarn!50+ Checking
OTHER TIERS: 0.05% $1k+ | 0.10% $2,500 - $5k | 0.20% $5k - $10k
0.20%*$10k*$25kiEarn! Checking
OTHER TIERS: 0.05% $1k+ | 0.10% $2,500 - $10k

First Commerce Credit Union CD Rates

1.65%$1k-4 Year CD
1.49%$1k$1m12 Month CD
1.40%$1k-3 Year CD
1.15%$1k-2 Year CD
0.60%$1k-182 Day CD
0.25%$1k-91 Day CD

First Commerce Credit Union IRA Rates

1.65%$1k-4 Year IRA
1.49%$1k$1m12 Month IRA
1.40%$1k-3 Year IRA
1.15%$1k-2 Year IRA
0.60%$1k-182 Day IRA
0.25%$1k-91 Day IRA