First Commerce Credit Union


Overview / Commentary
850-488-0035
2073 Summit Lake Dr Ste 100
Tallahassee, FL 32317

First Commerce Credit Union is headquartered in Tallahassee and is the 25th largest credit union in the state of Florida. It is also the 422nd largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 189 employees and 67,190 members at 14 locations. First Commerce Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in First Commerce Credit Union is open to those who live or work in the Florida counties of Baker, Calhoun, Columbia, Dixie, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakula, Walton, or Washington, or the Georgia counties of Atkinson, Berrien, Brooks, Clinch, Colquitt, Cook, Lanier, Lowndes, Thomas, or Tift. Individuals who live in select Florida and Georgia Counties who join the First Commerce Credit Union Foundation also qualify for membership.
See current membership details

Reviews (2)

The Best Credit Union, EVER!

Posted by: |

I first became a member of the FCCU family when I applied for financing for a car loan through First Commerce. They approved me and gave me a loan that fit my needs perfectly. The interest rate is not too high, the payments are low, it can't get any better. After I became a member in order to receive the loan, I decided to open a savings account with them, too. I love my savings account! It is incredibly easy to transfer money to it and to set up direct deposit with my employer. After I realized how incredible their banking system was, I also opened up a checking account. I have never been this happy with my banking system, EVER!

FCCU Hurts Me, Not Helps Me! :(

Posted by: |

This Credit Union and app are absolutely horrible!!! I'll change this if they ever shape up, they have been very cold to me, and the app will cancel transactions after time, then give you funds back, so you spend it not noticing, and then the company hita again and you overdraft! Absolutely rediculous! They have taken so much money from me through this little 'issue', and will not refund the majority of it. Im having to Lyft and miss time from family to dig out. :( Thank God I can do that!



Health
B+

Health Grade Components

Overall
NCUA #68301
Year Chartered1940
Employees189
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD12.65%
Annual Interest Income$25.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$992.1MM$964.9MM
LoansQ3 2022vs Q3 2021$705.9MM$644.4MM
DepositsQ3 2022vs Q3 2021$888.0MM$861.9MM
Equity CapitalQ3 2022vs Q3 2021$70.1MM$83.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$0$6.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$3.7MM$2.7MM
Real Estate OwnedQ3 2022vs Q3 2021$0$254.00K
Rates

Rates for First Commerce Credit Union are currently being reviewed.

Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.