Overview / Commentary
First Commercial Bank (USA) is headquartered in Alhambra and is the 85th largest bank in the state of California. It is also the 1,117th largest bank in the nation. It was established in 1997 and as of December of 2019, it had grown to 92 employees at 7 locations. First Commercial Bank (USA) has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34496 |
| Year Established | 1997 |
| Employees | 92 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 5.96% |
| Annual Interest Income | $28.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $692.1MM$585.0MM |
| Loans | Q4 2019vs Q4 2018 | $585.2MM$536.5MM |
| Deposits | Q4 2019vs Q4 2018 | $504.7MM$456.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $133.7MM$125.8MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $6.7MM$6.5MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $0$0 |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |