First Commonwealth Bank is headquartered in Indiana and is the 8th largest bank in the state of Pennsylvania. It is also the 170th largest bank in the nation. It was established in 1880 and as of December of 2021, it had grown to 1,426 employees at 122 locations. First Commonwealth Bank has an A+ health rating.
The First Commonwealth Bank in my area is hands down one of the best banking experiences I have ever had. Friendly greetings by name whenever I call or enter the bank. Personal attention to my financial growth needs and strategies. I am shocked to read the past negative comments (I wish they all knew the folks at my branch).
I've been with First Commonwealth Bank for a long while now. I've used their personal banking where I have both a checkings account which is known as the hometown checking account and the savings account. I had mostly opened up my account online than at a branch but I do believe that the customer service is quite helpful when you're dealing with any problems regarding the account. They also offer student checking as well. The hometown checking does not need a minimum amount deposit to open and there's not a minimum balance to keep but there is a $2 maintenance fee which can be waived. I would definitely recommend this bank as there is not a lot of fees compared to many local, big brand banks.
This bank is not very personal. The tellers were very corporate like in response, not helpful or flexible in anyway. I have closed my account, I would never deal with them.
poor service rude sent 1400 dollars from my other bank they say never received bank a joke attorney general notified
Overall | |
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FDIC Certificate # | 7468 |
Year Established | 1880 |
Employees | 1426 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.54% |
Return on Equity - YTD | 12.85% |
Annual Interest Income | $293.8MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $9.52B$9.06B |
Loans | Q4 2021vs Q4 2020 | $6.77B$6.69B |
Deposits | Q4 2021vs Q4 2020 | $7.99B$7.47B |
Equity Capital | Q4 2021vs Q4 2020 | $1.14B$1.10B |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $92.5MM$101.3MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $47.5MM$44.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $642.00K$1.2MM |
Rates for First Commonwealth Bank are currently being reviewed.