First Commonwealth Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.05%	5-year CD	60 Month Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.30%	1-year CD	12 Month Certificate 1.35% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Savings Account 1.05% - Barclays Online Savings Account

View all First Commonwealth Federal Credit Union rates »

Overview / Commentary

www.firstcomcu.org

888-821-2400

257 Brodhead Rd
Bethlehem, PA 18017-8938

First Commonwealth Federal Credit Union is headquartered in Bethlehem and is the 12^th largest credit union in the state of Pennsylvania. It is also the 417^th largest credit union in the nation. It was established in 1959 and as of December of 2016, it had grown to 140 employees and 53,711 members at 6 locations. First Commonwealth Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in First Commonwealth Federal Credit Union is open to anyone living in Pennsylvania or New Jersey through becoming a member of the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Easton, Kutztown or Lehighton, Pennsylvania and to employees of over 100 area Select Employer Groups.
See current membership details

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Health

A

Data as of Q4 2016

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Health Grade Components

Overall
NCUA #	12765
Year Chartered	1959
Employees	140
Primary Regulator

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	8.18%
Annual Interest Income	$21.5MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$645.7MM$599.6MM
Loans	Q4 2016vs Q4 2015	$403.3MM$366.1MM
Deposits	Q4 2016vs Q4 2015	$573.3MM$532.6MM
Equity Capital	Q4 2016vs Q4 2015	$66.3MM$61.8MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$3.9MM$3.8MM
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$3.0MM$3.2MM
Real Estate Owned	Q4 2016vs Q4 2015	$177.00K$138.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Commonwealth Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $1,500 \| 0.15% → $1,500 - $10k
0.10%	-	-	Business Savings Account
0.10%	-	-	Savings Account
0.10%	-	-	Club Account
0.10%	-	-	IRA Savings Account
0.10%	-	-	Roth IRA Savings Account
0.10%	-	-	Education IRA Savings Account

First Commonwealth Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.33%^*	$250k^*	-	Elite Money Market
OTHER TIERS: 0.10% → Up to $50k \| 0.25% → $50k - $100k \| 0.27% → $100k - $250k
0.33%^*	$250k^*	-	Elite Money Market IRA
OTHER TIERS: 0.10% → Up to $50k \| 0.25% → $50k - $100k \| 0.27% → $100k - $250k
0.32%^*	$250k^*	-	Business Elite Money Market
OTHER TIERS: 0.10% → Up to $50k \| 0.24% → $50k - $100k \| 0.27% → $100k - $250k
0.23%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.11% → $2,500 - $10k \| 0.14% → $10k - $25k \| 0.20% → $25k - $50k
0.23%^*	$50k^*	-	Money Market IRA Account
OTHER TIERS: 0.11% → $2,500 - $10k \| 0.14% → $10k - $25k \| 0.20% → $25k - $50k
0.22%^*	$50k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.12% → $10k - $25k \| 0.18% → $25k - $50k

First Commonwealth Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$250k^*	-	Business Checking Advantage I Account
OTHER TIERS: 0.05% → $2,500 - $100k \| 0.15% → $100k - $250k
0.15%^*	$250k^*	-	Business Checking Advantage II Account
OTHER TIERS: 0.03% → $2,500 - $100k \| 0.10% → $100k - $250k
0.10%	$25k	-	Elite Checking Account
0.05%^*	$10k^*	-	Preferred Checking Account
OTHER TIERS: 0.02% → $1,500 - $10k

First Commonwealth Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%	$500	-	60 Month Certificate
2.04%	$500	-	Business 60 Month Certificate
1.55%	$500	-	Business 48 Month Certificate
1.55%	$500	-	48 Month Certificate
1.15%	$500	-	Business 36 Month Certificate
1.15%	$500	-	36 Month Certificate
0.50%	$500	-	Business 30 Month Certificate
0.50%	$500	-	30 Month Certificate
0.40%	$500	-	Business 24 Month Certificate
0.40%	$500	-	24 Month Certificate
0.35%	$500	-	Business 18 Month Certificate
0.35%	$500	-	18 Month Certificate
0.30%	$500	-	Business 12 Month Certificate
0.30%	$500	-	12 Month Certificate
0.25%	$2k	$50k	15 Month Easy Access Featured Certificate
0.22%	$500	-	Business 9 Month Certificate
0.22%	$500	-	9 Month Certificate
0.15%	$500	-	6 Month Certificate
0.12%	$500	-	Business 3 Month Certificate
0.12%	$500	-	Business 6 Month Certificate
0.12%	$500	-	3 Month Certificate

First Commonwealth Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%	$500	-	60 Month IRA Certificate
1.55%	$500	-	48 Month IRA Certificate
1.15%	$500	-	36 Month IRA Certificate
0.50%	$500	-	30 Month IRA Certificate
0.40%	$500	-	24 Month IRA Certificate
0.35%	$500	-	18 Month IRA Certificate
0.30%	$500	-	12 Month IRA Certificate
0.25%	$2k	$50k	15 Month Easy Access Featured IRA Certificate
0.22%	$500	-	9 Month IRA Certificate
0.15%	$500	-	6 Month IRA Certificate
0.12%	$500	-	3 Month IRA Certificate

Locations

First Commonwealth Federal Credit Union Locations
Branch Office	430 S 7th St	Lehighton, PA 18235-1824
Branch Office	7627 Tilghman St	Allentown, PA 18106-9345
Branch Office	257 Brodhead Rd	Bethlehem, PA 18017-8938
Branch Office	15093 Kutztown Rd	Kutztown, PA 19530-9279
Branch Office	450 Union Blvd	Allentown, PA 18109-3228
Branch Office	4300 William Penn Hwy	Easton, PA 18045-4935