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First Commonwealth Federal Credit Union


Overview / Commentary
www.firstcomcu.org
610-821-2403
6126 Hamilton Blvd Ste 100
Allentown, PA 18106

First Commonwealth Federal Credit Union is headquartered in Allentown and is the 12th largest credit union in the state of Pennsylvania. It is also the 394th largest credit union in the nation. It was established in 1959 and as of December of 2022, it had grown to 209 employees and 77,660 members at 13 locations. First Commonwealth Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Commonwealth Federal Credit Union is open to anyone living in Pennsylvania or New Jersey through becoming a member of the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Easton, Kutztown or Lehighton, Pennsylvania and to employees of over 100 area Select Employer Groups.
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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #12765
Year Chartered1959
Employees209
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD9.81%
Annual Interest Income$41.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$1.12B$1.01B
LoansQ4 2022vs Q4 2021$893.0MM$728.6MM
DepositsQ4 2022vs Q4 2021$985.3MM$899.9MM
Equity CapitalQ4 2022vs Q4 2021$92.6MM$100.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$11.1MM$9.0MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$5.9MM$4.0MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Commonwealth Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Commonwealth Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%*$10k*-Health Savings Account
OTHER TIERS: 0.01% → Up to $10k
0.01%--Business Savings Account
0.01%$5-Savings Account
0.01%--Holiday Club
0.01%--IRA Savings Account
0.01%--Vacation Club

First Commonwealth Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Business Money Market Account
OTHER TIERS: 0.50% → Up to $50k
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.50% → Up to $50k
1.00%*$50k*-Money Market IRA Account
OTHER TIERS: 0.50% → Up to $50k

First Commonwealth Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$250k*-Business Checking Advantage I Account
OTHER TIERS: 0.01% → $2.5k - $250k
0.05%*$250k*-Business Checking Advantage II Account
OTHER TIERS: 0.01% → $2.5k - $250k

First Commonwealth Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-15 Month Certificate Special
4.00%$500-27 Month Certificate Special
3.51%$500-Business 60 Month Certificate
3.51%$500-60 Month Certificate
3.25%$500-Business 48-59 Month Certificate
3.25%$500-48-59 Month Certificate
3.00%$500-Business 36 Month Certificate
3.00%$500-36-47 Month Certificate
2.75%$500-Business 24-29 Month Certificate
2.75%$500-24-35 Month Certificate
2.50%$500-Business 18-23 Month Certificate
2.50%$500-18-23 Month Certificate
2.25%$500-Business 12 Month Certificate
2.25%$500-12 Month Certificate
2.00%$500-9-11 Month Certificate
1.75%$500-Business 6-8 Month Certificate
1.75%$500-6-8 Month Certificate
1.25%$500-Business 3-5 Month Certificate
1.25%$500-3 - 5 Month Certificate

First Commonwealth Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-15 Month IRA Certificate Special
4.00%$500-27 Month IRA Certificate Special
3.51%$500-60 Month IRA Certificate
3.25%$500-48-59 Month IRA Certificate
3.00%$500-36-47 Month IRA Certificate
2.75%$500-24-35 Month IRA Certificate
2.50%$500-18-23 Month IRA Certificate
2.25%$500-12 Month IRA Certificate
2.00%$500-9-11 Month IRA Certificate
1.75%$500-6-8 Month IRA Certificate
1.25%$500-3-5 Month IRA Certificate
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