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Overview / Commentary
200 East Main Street
Harbor Springs, MI 49740

First Community Bank (MI) is headquartered in Harbor Springs and is the 49th largest bank in the state of Michigan. It is also the 2,430th largest bank in the nation. It was established in 1905 and as of September of 2016, it had grown to 71 employees at 9 locations. First Community Bank (MI) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #13179
Year Established1905
Employees71
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD15.09%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$265.2MM$270.9MM
LoansQ3 2016vs Q3 2015$220.1MM$224.2MM
DepositsQ3 2016vs Q3 2015$228.8MM$229.4MM
Equity CapitalQ3 2016vs Q3 2015$28.5MM$30.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.6MM$2.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.8MM$2.5MM
Real Estate OwnedQ3 2016vs Q3 2015$911.00K$1.6MM
Rates

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Locations


First Community Bank (MI) Locations
Traverse City Main Branch102 E Front StreetTraverse City, MI 49684
First Community Bank200 East Main StreetHarbor Springs, MI 49740
Cheboygan Main Office Branch201 North Main StreetCheboygan, MI 49721
Petoskey Main Office330 East MitchellPetoskey, MI 49770
Select Bank Branch60 Monroe CenterGrand Rapids, MI 49503
Harbor Springs Lake St Branch115 East Lake StreetHarbor Springs, MI 49740
Petoskey Spring Street Branch930 Spring StreetPetoskey, MI 49770
Harbor Springs Airport BranchPleasantview Road and M-119Harbor Springs, MI 49740
Petoskey Division St Branch2201 East MitchellPetoskey, MI 49770