First Community Bank (MI)

First Community Bank (MI)


Overview / Commentary
231-526-2114
200 East Main Street
Harbor Springs, MI 49740

First Community Bank (MI) is headquartered in HARBOR SPRINGS and is the 40th largest bank in the state of Michigan. It is also the 2,101st largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 69 employees at 10 locations. First Community Bank (MI) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #13179
Year Established1905
Employees69
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD16.98%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$396MM$407.7MM
LoansQ1 2025vs Q1 2024$314.8MM$311.7MM
DepositsQ1 2025vs Q1 2024$338.9MM$357.9MM
Equity CapitalQ1 2025vs Q1 2024$39.5MM$36MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4MM$3.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$38K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for First Community Bank (MI).

Locations


Cities: Birmingham, Cheboygan, Grand Rapids, Harbor Springs, Petoskey, Traverse City

Birmingham Branches
Birmingham Branch379 South Old Woodward AvenueBirmingham, MI 48009

Cheboygan Branches
Cheboygan Main Office Branch201 North Main StreetCheboygan, MI 49721

Grand Rapids Branches
Grand Rapids Cascade Branch4455 Cascade Rd SeGrand Rapids, MI 49546

Harbor Springs Branches
First Community Bank200 E Main StHarbor Springs, MI 49740
Harbor Springs Lake St Branch115 East Lake StreetHarbor Springs, MI 49740
Harbor Springs Airport BranchPleasantview Road and M-119Harbor Springs, MI 49740

Petoskey Branches
Petoskey Main Office330 East MitchellPetoskey, MI 49770
Petoskey Spring Street Branch930 Spring StreetPetoskey, MI 49770
Petoskey Division St Branch2201 East MitchellPetoskey, MI 49770

Traverse City Branches
Traverse City Main Branch102 E Front StreetTraverse City, MI 49684

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