First Community Bank of Central Alabama

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

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Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fcbca.com

334-567-0081

715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in WETUMPKA and is the 26^th largest bank in the state of Alabama. It is also the 1,443^rd largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 96 employees at 8 locations. First Community Bank of Central Alabama has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57124
Year Established	2001
Employees	96
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.07%
Return on Equity - YTD	37.38%
Annual Interest Income	$8.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$661.4MM$612.3MM
Loans	Q1 2025vs Q1 2024	$408MM$357.3MM
Deposits	Q1 2025vs Q1 2024	$617.6MM$576.8MM
Equity Capital	Q1 2025vs Q1 2024	$37.2MM$29.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1MM
Real Estate Owned	Q1 2025vs Q1 2024	$15K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Community Bank of Central Alabama.

Locations

First Community Bank of Central Alabama Locations
Prattville Branch	1761 East Main Street	Prattville, AL 36068
Eclectic Branch	1875 Kowaliga Rd	Eclectic, AL 36024
West Prattville Branch	211 Highway 82 Bypass W	Prattville, AL 36067
Millbrook Branch	3300 Highway 14	Millbrook, AL 36054
First Community Bank Of Central Alabama	715 Wilson St	Wetumpka, AL 36092
Holtville Road Branch	9788 Holtville Road	Wetumpka, AL 36092
Tallassee Branch	526 Gilmer Avenue	Tallassee, AL 36078
Tallassee Branch	1600 Alabama Highway 229	Tallassee, AL 36078

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