First Community Bank of Central Alabama
Overview / Commentary
First Community Bank of Central Alabama is headquartered in Wetumpka and is the 28th largest bank in the state of Alabama. It is also the 1,706th largest bank in the nation. It was established in 2001 and as of March of 2021, it had grown to 85 employees at 8 locations. First Community Bank of Central Alabama has an A health rating.
Health
A
Data as of Q1 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57124 |
| Year Established | 2001 |
| Employees | 85 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.75% |
| Return on Equity - YTD | 21.63% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $506.4MM$399.5MM |
| Loans | Q1 2021vs Q1 2020 | $243.7MM$255.7MM |
| Deposits | Q1 2021vs Q1 2020 | $464.9MM$364.0MM |
| Equity Capital | Q1 2021vs Q1 2020 | $38.6MM$31.8MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $6.3MM$6.1MM |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $713.00K$721.00K |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$794.00K |