First Community Bank of Central Alabama

Overview / Commentary
715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in Wetumpka and is the 25th largest bank in the state of Alabama. It is also the 1,647th largest bank in the nation. It was established in 2001 and as of June of 2022, it had grown to 81 employees at 8 locations. First Community Bank of Central Alabama has a B+ health rating.


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Health Grade Components

FDIC Certificate #57124
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD30.21%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$541.0MM$513.8MM
LoansQ2 2022vs Q2 2021$281.8MM$247.8MM
DepositsQ2 2022vs Q2 2021$520.6MM$470.8MM
Equity CapitalQ2 2022vs Q2 2021$17.0MM$40.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.4MM$6.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$820.00K$405.00K
Real Estate OwnedQ2 2022vs Q2 2021$144.00K$162.00K

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First Community Bank of Central Alabama Locations
Prattville Branch1761 East Main StreetPrattville, AL 36068
Eclectic Branch1875 Kowaliga RdEclectic, AL 36024
West Prattville Branch211 Highway 82 Bypass WPrattville, AL 36067
Millbrook Branch3300 Highway 14Millbrook, AL 36054
First Community Bank Of Central Alabama715 Wilson StWetumpka, AL 36092
Holtville Road Branch9788 Holtville RoadWetumpka, AL 36092
Tallassee Branch1600 Alabama Highway 229Tallassee, AL 36078
Tallassee Branch526 Gilmer AvenueTallassee, AL 36078

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