First Community Bank of Central Alabama


Overview / Commentary
334-567-0081
715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in WETUMPKA and is the 26th largest bank in the state of Alabama. It is also the 1,443rd largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 96 employees at 8 locations. First Community Bank of Central Alabama has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57124
Year Established2001
Employees96
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.07%
Return on Equity - YTD37.38%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$661.4MM$612.3MM
LoansQ1 2025vs Q1 2024$408MM$357.3MM
DepositsQ1 2025vs Q1 2024$617.6MM$576.8MM
Equity CapitalQ1 2025vs Q1 2024$37.2MM$29.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.9MM$7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$1MM
Real Estate OwnedQ1 2025vs Q1 2024$15K$0
Rates

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Locations


First Community Bank of Central Alabama Locations
Prattville Branch1761 East Main StreetPrattville, AL 36068
Eclectic Branch1875 Kowaliga RdEclectic, AL 36024
West Prattville Branch211 Highway 82 Bypass WPrattville, AL 36067
Millbrook Branch3300 Highway 14Millbrook, AL 36054
First Community Bank Of Central Alabama715 Wilson StWetumpka, AL 36092
Holtville Road Branch9788 Holtville RoadWetumpka, AL 36092
Tallassee Branch526 Gilmer AvenueTallassee, AL 36078
Tallassee Branch1600 Alabama Highway 229Tallassee, AL 36078

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