First Community Bank of Central Alabama

Overview / Commentary
715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in Wetumpka and is the 28th largest bank in the state of Alabama. It is also the 1,706th largest bank in the nation. It was established in 2001 and as of March of 2021, it had grown to 85 employees at 8 locations. First Community Bank of Central Alabama has an A health rating.


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Health Grade Components

FDIC Certificate #57124
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD21.63%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$506.4MM$399.5MM
LoansQ1 2021vs Q1 2020$243.7MM$255.7MM
DepositsQ1 2021vs Q1 2020$464.9MM$364.0MM
Equity CapitalQ1 2021vs Q1 2020$38.6MM$31.8MM
Loan Loss AllowanceQ1 2021vs Q1 2020$6.3MM$6.1MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$713.00K$721.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$794.00K

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First Community Bank of Central Alabama Locations
Prattville Branch1761 East Main StreetPrattville, AL 36068
Eclectic Branch1875 Kowaliga RdEclectic, AL 36024
West Prattville Branch211 Highway 82 Bypass WPrattville, AL 36067
Millbrook Branch3300 Highway 14Millbrook, AL 36054
First Community Bank Of Central Alabama715 Wilson StreetWetumpka, AL 36092
Holtville Road Branch9788 Holtville RoadWetumpka, AL 36092
Tallassee Branch526 Gilmer AvenueTallassee, AL 36078
Tallassee Branch1600 Alabama Highway 229Tallassee, AL 36078

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