First Community Bank of Central Alabama
LOCATIONS
7
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.15% APY
60 Months CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.15% | 5-year CD | 2.27% - National Average |
| 0.35% | 1-year CD | 1.37% - National Average |
| 1.05% | 4-year CD | 1.99% - National Average |
Overview / Commentary
First Community Bank of Central Alabama is headquartered in Wetumpka and is the 27th largest bank in the state of Alabama. It is also the 1,860th largest bank in the nation. It was established in 2001 and as of December of 2018, it had grown to 76 employees at 7 locations. First Community Bank of Central Alabama has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57124 |
| Year Established | 2001 |
| Employees | 76 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.07% |
| Return on Equity - YTD | 28.1% |
| Annual Interest Income | $16.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $373.5MM$362.5MM |
| Loans | Q4 2018vs Q4 2017 | $245.9MM$227.7MM |
| Deposits | Q4 2018vs Q4 2017 | $343.1MM$331.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $26.9MM$27.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $5.6MM$5.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $653.00K$302.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $657.00K$845.00K |
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First Community Bank of Central Alabama CD Rates
First Community Bank of Central Alabama IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $100 | - | 5 Years IRA | |
| 1.05% | $100 | - | 4 Years IRA | |
| 1.00% | $100 | - | 3 Years IRA | |
| 0.85% | $100 | - | 2 Years IRA | |
| 0.35% | $100 | - | 1 Year IRA | |
| 0.30% | $100 | - | 6 Months IRA |
Locations
| First Community Bank of Central Alabama Locations | ||
|---|---|---|
| Prattville Branch | 1761 East Main Street | Prattville, AL 36068 |
| Eclectic Branch | 1875 Kowaliga Rd | Eclectic, AL 36024 |
| West Prattville Branch | 211 Highway 82 Bypass W | Prattville, AL 36067 |
| Millbrook Branch | 3300 Highway 14 | Millbrook, AL 36054 |
| First Community Bank Of Central Alabama | 715 Wilson Street | Wetumpka, AL 36092 |
| Holtville Road Branch | 9788 Holtville Road | Wetumpka, AL 36092 |
| Tallassee Branch | 526 Gilmer Avenue | Tallassee, AL 36078 |