First Community Bank of Central Alabama

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LOCATIONS

Overview / Commentary

www.fcbca.com

334-567-0081

715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in WETUMPKA and is the 28^th largest bank in the state of Alabama. It is also the 1,583^rd largest bank in the nation. It was established in 2001 and as of June of 2023, it had grown to 91 employees at 8 locations. First Community Bank of Central Alabama has a B+ health rating.

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Health

B+

Data as of Q2 2023

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Health Grade Components

Overall
FDIC Certificate #	57124
Year Established	2001
Employees	91
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.3%
Return on Equity - YTD	54.88%
Annual Interest Income	$13.3MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$565.9MM$541.0MM
Loans	Q2 2023vs Q2 2022	$337.2MM$281.8MM
Deposits	Q2 2023vs Q2 2022	$536.2MM$520.6MM
Equity Capital	Q2 2023vs Q2 2022	$24.9MM$17.0MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$6.6MM$6.4MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$840.00K$820.00K
Real Estate Owned	Q2 2023vs Q2 2022	$209.00K$144.00K

Locations

First Community Bank of Central Alabama Locations
Prattville Branch	1761 East Main Street	Prattville, AL 36068
Eclectic Branch	1875 Kowaliga Rd	Eclectic, AL 36024
West Prattville Branch	211 Highway 82 Bypass W	Prattville, AL 36067
Millbrook Branch	3300 Highway 14	Millbrook, AL 36054
First Community Bank Of Central Alabama	715 Wilson St	Wetumpka, AL 36092
Holtville Road Branch	9788 Holtville Road	Wetumpka, AL 36092
Tallassee Branch	526 Gilmer Avenue	Tallassee, AL 36078
Tallassee Branch	1600 Alabama Highway 229	Tallassee, AL 36078

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