First Community Bank of Central Alabama

Overview / Commentary
715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in WETUMPKA and is the 28th largest bank in the state of Alabama. It is also the 1,583rd largest bank in the nation. It was established in 2001 and as of June of 2023, it had grown to 91 employees at 8 locations. First Community Bank of Central Alabama has a B+ health rating.


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Health Grade Components

FDIC Certificate #57124
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.3%
Return on Equity - YTD54.88%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$565.9MM$541.0MM
LoansQ2 2023vs Q2 2022$337.2MM$281.8MM
DepositsQ2 2023vs Q2 2022$536.2MM$520.6MM
Equity CapitalQ2 2023vs Q2 2022$24.9MM$17.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$6.6MM$6.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$840.00K$820.00K
Real Estate OwnedQ2 2023vs Q2 2022$209.00K$144.00K

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First Community Bank of Central Alabama Locations
Prattville Branch1761 East Main StreetPrattville, AL 36068
Eclectic Branch1875 Kowaliga RdEclectic, AL 36024
West Prattville Branch211 Highway 82 Bypass WPrattville, AL 36067
Millbrook Branch3300 Highway 14Millbrook, AL 36054
First Community Bank Of Central Alabama715 Wilson StWetumpka, AL 36092
Holtville Road Branch9788 Holtville RoadWetumpka, AL 36092
Tallassee Branch526 Gilmer AvenueTallassee, AL 36078
Tallassee Branch1600 Alabama Highway 229Tallassee, AL 36078

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