First Community Bank of Central Alabama

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.15%	5-year CD	60 Months CD 2.25% - Ally Bank High Yield 5 Year CD
0.35%	1-year CD	12-23 Months CD 1.50% - Ally Bank No Penalty 11-Month CD
1.05%	4-year CD	48-59 Months CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all First Community Bank of Central Alabama rates »

Overview / Commentary

www.fcbca.com

334-567-0081

715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in Wetumpka and is the 32^nd largest bank in the state of Alabama. It is also the 1,923^rd largest bank in the nation. It was established in 2001 and as of June of 2017, it had grown to 76 employees at 7 locations. First Community Bank of Central Alabama has an A health rating.

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	57124
Year Established	2001
Employees	76
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.95%
Return on Equity - YTD	25.25%
Annual Interest Income	$7.4MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$354.0MM$344.2MM
Loans	Q2 2017vs Q2 2016	$222.5MM$210.5MM
Deposits	Q2 2017vs Q2 2016	$322.0MM$311.9MM
Equity Capital	Q2 2017vs Q2 2016	$28.6MM$29.6MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$5.1MM$4.8MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$302.00K$2.4MM
Real Estate Owned	Q2 2017vs Q2 2016	$1.3MM$1.1MM

Rates

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First Community Bank of Central Alabama CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$1k	-	60 Months CD
1.05%	$1k	-	48-59 Months CD
1.00%	$1k	-	36-47 Months CD
0.85%	$1k	-	24-35 Months CD
0.35%	$1k	-	12-23 Months CD
0.30%	$1k	-	180-364 Days CD
0.20%	$1k	-	90-179 Days CD
0.15%	$1k	-	32-89 Days CD
0.10%	$1k	-	7-31 Days CD

First Community Bank of Central Alabama IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$100	-	5 Years IRA
1.05%	$100	-	4 Years IRA
1.00%	$100	-	3 Years IRA
0.85%	$100	-	2 Years IRA
0.35%	$100	-	1 Year IRA
0.30%	$100	-	6 Months IRA

Locations

First Community Bank of Central Alabama Locations
Prattville Branch	1761 East Main Street	Prattville, AL 36068
Eclectic Branch	1875 Kowaliga Rd	Eclectic, AL 36024
West Prattville Branch	211 Highway 82 Bypass W	Prattville, AL 36067
Millbrook Branch	3300 Highway 14	Millbrook, AL 36054
First Community Bank Of Central Alabama	715 Wilson Street	Wetumpka, AL 36092
Holtville Road Branch	9788 Holtville Road	Wetumpka, AL 36092
Tallassee Branch	526 Gilmer Avenue	Tallassee, AL 36078