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First Community Bank of Central Alabama

Popular Accounts at this Bank

1.15%5-year CD60 Months CD
0.35%1-year CD12-23 Months CD
1.05%4-year CD48-59 Months CD

Overview / Commentary
715 Wilson Street
Wetumpka, AL 36092

First Community Bank of Central Alabama is headquartered in Wetumpka and is the 30th largest bank in the state of Alabama. It is also the 1,893rd largest bank in the nation. It was established in 2001 and as of December of 2017, it had grown to 75 employees at 7 locations. First Community Bank of Central Alabama has an A health rating.


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Health Grade Components

FDIC Certificate #57124
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD25.11%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$362.5MM$354.8MM
LoansQ4 2017vs Q4 2016$227.7MM$218.0MM
DepositsQ4 2017vs Q4 2016$331.1MM$325.0MM
Equity CapitalQ4 2017vs Q4 2016$27.8MM$26.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.2MM$4.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$302.00K$483.00K
Real Estate OwnedQ4 2017vs Q4 2016$845.00K$1.7MM
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First Community Bank of Central Alabama CD Rates

1.15%$1k-60 Months CD
1.05%$1k-48-59 Months CD
1.00%$1k-36-47 Months CD
0.85%$1k-24-35 Months CD
0.35%$1k-12-23 Months CD
0.30%$1k-180-364 Days CD
0.20%$1k-90-179 Days CD
0.15%$1k-32-89 Days CD
0.10%$1k-7-31 Days CD

First Community Bank of Central Alabama IRA Rates

1.15%$100-5 Years IRA
1.05%$100-4 Years IRA
1.00%$100-3 Years IRA
0.85%$100-2 Years IRA
0.35%$100-1 Year IRA
0.30%$100-6 Months IRA

First Community Bank of Central Alabama Locations
Prattville Branch1761 East Main StreetPrattville, AL 36068
Eclectic Branch1875 Kowaliga RdEclectic, AL 36024
West Prattville Branch211 Highway 82 Bypass WPrattville, AL 36067
Millbrook Branch3300 Highway 14Millbrook, AL 36054
First Community Bank Of Central Alabama715 Wilson StreetWetumpka, AL 36092
Holtville Road Branch9788 Holtville RoadWetumpka, AL 36092
Tallassee Branch526 Gilmer AvenueTallassee, AL 36078